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The Preferred Checking Account is a perfect combination of convenience, access, and savings – while you watch your money grow.

Your Preferred Checking Account comes fully loaded with premium perks and savings like:

  • Foreign ATM fee rebates (ATMs other than FAIRWINDS or Publix Presto!)
  • Access to the Premium Money Market Account
  • Unlimited additional Basic Checking and Regular Savings Accounts with no monthly service charge
  • Free box of 50 checks per year
  • Tiered interest rates
  • Free overdraft transfers
  • Free stop payments
  • Free incoming wire transfers

The Details

Minimum to Open — $25

Monthly Service Fee - $25, waived with any one of the following:

  • $25,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $25,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Preferred Checking Account is rated 4.8 out of 5 by 61.
Rated 5 out of 5 by from Very welcoming ! About a month ago I walked into Fairwinds. They were welcoming & helped me in a very courteous & professional manner!
Date published: 2018-04-13
Rated 5 out of 5 by from Shleia is always a great rep. Great service in our loan app. Angle and Sarah and the whole team did a great job.
Date published: 2018-04-09
Rated 4 out of 5 by from Thank you. I am a member of the Fairwinds credit union for many years. The staff and everybody there are very helpful and friendly. Thanks.
Date published: 2018-03-09
Rated 5 out of 5 by from Great Product and Service! I've been a member of a different credit union for several years, and the service, technology and products were subpar to say the least. I started shopping for another credit union and came across Fairwinds. In a matter of minutes, we were speaking about their 3 year car loan promo, preferred checking account (and all the beneifts), and a cash-back credit card. The entire process was unbelievably efficient and effortless. Thanks Fairwinds Team!
Date published: 2018-01-17
Rated 5 out of 5 by from Fairwinds CU customer service Why do people still use banks, when credit unions, Fairwinds in particular, offer superior customer service, lower or no fees and no scandals involving greedy, crooked bosses like stagecoach banks. My Fairwinds branch knows my name and often goes out of the park to offer help in solving my issues in life.
Date published: 2017-12-13
Rated 5 out of 5 by from Tracy was great in helping with I had a friend who used Fairwinds accounts and I liked how they were set up. They seemed so easy to organize and use. Loved it.
Date published: 2017-10-28
Rated 5 out of 5 by from Great bank I was a member with another bank for over 10 years. When I had a thief steal my money for the back using my pin and a fraud card it took them over 2 weeks to refund the fraud transactions and they did nothing about me having funds in the meantime. I needed a bank to help me and they weren't there. This bank is extremely friendly, professional, and courteous. I'm looking forward right working with this bank for years to come.
Date published: 2017-10-15
Rated 5 out of 5 by from Love Fairwinds I've NEVER had a bad experience with Fairwinds in almost 2 years now. Thank you for always pitting your members needs 1st.
Date published: 2017-10-04
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