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The Preferred Checking Account is a perfect combination of convenience, access, and savings – while you watch your money grow.

Your Preferred Checking Account comes fully loaded with premium perks and savings like:

  • Foreign ATM fee rebates (ATMs other than FAIRWINDS or Publix Presto!)
  • Access to the Premium Money Market Account
  • Unlimited additional Basic Checking and Regular Savings Accounts with no monthly service charge
  • Free box of 50 checks per year
  • Tiered interest rates
  • Free overdraft transfers
  • Free stop payments
  • Free incoming wire transfers

The Details

Minimum to Open — $25

Monthly Service Fee - $25, waived with any one of the following:

  • $25,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $25,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Preferred Checking Account is rated 4.8 out of 5 by 76.
Rated 5 out of 5 by from A Thank You for the Consumer I have the preferred checking account and it’s such a great thank you to the member for their membership.
Date published: 2018-11-28
Rated 5 out of 5 by from Inside teller Very pleasant and professional. Addressed my concerns and did good job.
Date published: 2018-11-26
Rated 3 out of 5 by from Great problems Fairwinds has problems with supplying new checks and with the use of their webpage.
Date published: 2018-11-11
Rated 4 out of 5 by from LONG TIME CUSTOMER Member of credit union for years at last home - appreciated service and lack of charges compared to banks
Date published: 2018-10-22
Rated 5 out of 5 by from a most pleasant experience We joined Fairwinds approx. a month ago. So happy we made the change!
Date published: 2018-10-02
Rated 5 out of 5 by from Nice Very friendly and helpful staff good locations just love the place
Date published: 2018-09-25
Rated 5 out of 5 by from my retirement I am a new member and very satisfied with the service provided to me.
Date published: 2018-08-29
Rated 5 out of 5 by from Fast and Easy We became Fairwinds members during the home-buying process and they’ve been great to work with in setting up our accounts and helping us along the way.
Date published: 2018-08-22
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