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The Preferred Checking Account is a perfect combination of convenience, access, and savings – while you watch your money grow.

Your Preferred Checking Account comes fully loaded with premium perks and savings like:

  • Foreign ATM fee rebates (ATMs other than FAIRWINDS or Publix Presto!)
  • Access to the Premium Money Market Account
  • Unlimited additional Basic Checking and Regular Savings Accounts with no monthly service charge
  • Free box of 50 checks per year
  • Tiered interest rates
  • Free overdraft transfers
  • Free stop payments
  • Free incoming wire transfers

The Details

Minimum to Open — $25

Monthly Service Fee - $25, waived with any one of the following:

  • $25,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $25,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Preferred Checking Account is rated 4.8 out of 5 by 65.
Rated 5 out of 5 by from Easy Opening a new checking account only took a few minutes. Staff was knowledgeable and friendly.
Date published: 2018-07-15
Rated 5 out of 5 by from I Felt Like a Customer! We became members of Fairwinds CU two months ago. Opening it we were treated like a customer and without exception every subsequent visit proved to be equally delightful. Standing in long lines to be redressed by a teller when you get to the front doesn't happen here. Thank you!
Date published: 2018-06-04
Rated 5 out of 5 by from Fast and Simple The process of becoming a member was simple and fast, way better than any bank I've ever workedwith.
Date published: 2018-04-24
Rated 4 out of 5 by from Superb customer service Became a member and also applied for a mortgage. We just closed on our house and everything went so smoothly...thabks to everyone there for helping us get our dream house!
Date published: 2018-04-19
Rated 5 out of 5 by from Very welcoming ! About a month ago I walked into Fairwinds. They were welcoming & helped me in a very courteous & professional manner!
Date published: 2018-04-13
Rated 5 out of 5 by from Shleia is always a great rep. Great service in our loan app. Angle and Sarah and the whole team did a great job.
Date published: 2018-04-09
Rated 4 out of 5 by from Thank you. I am a member of the Fairwinds credit union for many years. The staff and everybody there are very helpful and friendly. Thanks.
Date published: 2018-03-09
Rated 5 out of 5 by from Great Product and Service! I've been a member of a different credit union for several years, and the service, technology and products were subpar to say the least. I started shopping for another credit union and came across Fairwinds. In a matter of minutes, we were speaking about their 3 year car loan promo, preferred checking account (and all the beneifts), and a cash-back credit card. The entire process was unbelievably efficient and effortless. Thanks Fairwinds Team!
Date published: 2018-01-17
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