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The Preferred Checking Account is a perfect combination of convenience, access, and savings – while you watch your money grow.

Your Preferred Checking Account comes fully loaded with premium perks and savings like:

  • Foreign ATM fee rebates (ATMs other than FAIRWINDS or Publix Presto!)
  • Access to the Preferred Money Market Account
  • Unlimited additional Basic Checking and Regular Savings Accounts with no monthly service charge
  • Free box of 50 checks per year
  • Tiered interest rates
  • Free overdraft transfers
  • Free stop payments
  • Free incoming wire transfers

The Details

Minimum to Open — $25

Monthly Service Fee - $25, waived with any one of the following:

  • $25,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $25,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Preferred Checking Account is rated 4.8 out of 5 by 88.
Rated 5 out of 5 by from Good Service We sold our house and put our money in this credit union.
Date published: 2019-04-18
Rated 5 out of 5 by from Great Product We recently moved all of our banking to Fairwinds and the Preferred Checking Account is a big component of this.
Date published: 2019-04-05
Rated 5 out of 5 by from Great customer service! Opening the account was quick & easy. Helped that I had accounts with Fairwinds & was familiar with the products. Can't say enough how grate my customer experience has always been.
Date published: 2019-02-27
Rated 5 out of 5 by from Best financial institution. Becoming a Fairwinds member is another step taken to achieve my financial goals. Excellent products are being offered from checking/savings accounts to retirement ones. One FI for all my needs.
Date published: 2019-01-28
Rated 5 out of 5 by from Always a pleasure FAIRWINDS is the best of the best! Service is amazing!
Date published: 2019-01-16
Rated 5 out of 5 by from Courteous staff Everyone at Fairwinds in Altamonte Springs was very courteous & professional.
Date published: 2019-01-05
Rated 5 out of 5 by from Excellent customer service I have been a member for several years and have always been very impressed with the level of service I have received.
Date published: 2018-12-24
Rated 5 out of 5 by from quick & easy easy to use website very helpful staff at the branch on S Semoran
Date published: 2018-12-15
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