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The Preferred Checking Account is a perfect combination of convenience, access, and savings – while you watch your money grow.

Your Preferred Checking Account comes fully loaded with premium perks and savings like:

  • Foreign ATM fee rebates (ATMs other than FAIRWINDS or Publix Presto!)
  • Access to the Premium Money Market Account
  • Unlimited additional Basic Checking and Regular Savings Accounts with no monthly service charge
  • Free box of 50 checks per year
  • Tiered interest rates
  • Free overdraft transfers
  • Free stop payments
  • Free incoming wire transfers

The Details

Minimum to Open — $25

Monthly Service Fee - $25, waived with any one of the following:

  • $25,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $25,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Preferred Checking Account is rated 4.8 out of 5 by 72.
Rated 5 out of 5 by from a most pleasant experience We joined Fairwinds approx. a month ago. So happy we made the change!
Date published: 2018-10-02
Rated 5 out of 5 by from Nice Very friendly and helpful staff good locations just love the place
Date published: 2018-09-25
Rated 5 out of 5 by from my retirement I am a new member and very satisfied with the service provided to me.
Date published: 2018-08-29
Rated 5 out of 5 by from Fast and Easy We became Fairwinds members during the home-buying process and they’ve been great to work with in setting up our accounts and helping us along the way.
Date published: 2018-08-22
Rated 5 out of 5 by from Value I open my account late 2017 and I am happy I did. I just got approved to buy a house
Date published: 2018-08-19
Rated 5 out of 5 by from Great Value New to the area. FairWinds Preferred Checking conveniently fills my local banking needs.
Date published: 2018-08-10
Rated 5 out of 5 by from Easy Opening a new checking account only took a few minutes. Staff was knowledgeable and friendly.
Date published: 2018-07-15
Rated 5 out of 5 by from I Felt Like a Customer! We became members of Fairwinds CU two months ago. Opening it we were treated like a customer and without exception every subsequent visit proved to be equally delightful. Standing in long lines to be redressed by a teller when you get to the front doesn't happen here. Thank you!
Date published: 2018-06-04
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