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Finding the right checking account for you.

Student Accounts

Deposits or Loans

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  • Student Checking

    Ages 13 to 24

    Learn more about Student Checking Open a Student Checking Account

    • Free Visa® Debit Card
    • Free Online and Mobile Banking
    • Free Mobile Check Deposit

    • $2 paper statement fee*
      Free e-Statements
      $2 paper statement fee*
    • Free Bill Payer
      Not available for account holders under the age of 18
    • Free FAIRWINDS and Presto! ATM transactions
    • $2.50 Out-of-Network ATM transactions
      each one
    • $4 Money Orders
      each one
    • $5 Cashier's Checks
      each one
    • $30 Stop Payments
      each one
    • $15/$20 Incoming Wires
      domestic/international
    • $10 Overdraft Transfers
      per day
    • $0/month
  • UCF Student Checking

    Current UCF students

    Learn more about UCF Student Checking Open a UCF Student Checking Account

    • Free Visa® Debit Card
    • Free Online and Mobile Banking
    • Free Mobile Check Deposit
    • Free e-Statements
    • Free Bill Payer
    • Free FAIRWINDS and Presto! ATM transactions
    • $2.50 Out-of-Network ATM transactions
      each one
    • Free Money Orders
    • $5 Cashier's Checks
      each one
    • $30 Stop Payments
      each one
    • $15/$20 Incoming Wires
      domestic/international
    • $10 Overdraft Transfers
      per day
    • $0/month
  • Basic Checking

    Simple checking needs

    Learn more about Basic Checking Open a Basic Checking Account

    • Free Visa® Debit Card
    • Free Online and Mobile Banking
    • Free Mobile Check Deposit
    • Free e-Statements
    • Free Bill Payer
    • Free FAIRWINDS and Presto! ATM transactions
    • $2.50 Out-of-Network ATM transactions
      each one
    • $4 Money Orders
      each one
    • $5 Cashier's Checks
      each one
    • $30 Stop Payments
      each one
    • $15/$20 Incoming Wires
      domestic/international
    • $10 Overdraft Transfers
      per day
    • $10/month

  • Preferred Checking

    Mature banking

    Learn more about Preferred Checking Open a Preferred Checking Account

    • Free Visa® Debit Card
    • Free Online and Mobile Banking
    • Free Mobile Check Deposit
    • Free e-Statements
    • Free Bill Payer
    • Free FAIRWINDS and Presto! ATM transactions
    • Qualifies for Premium Money Market Account
    • Unlimited Basic Checking & Regular Savings Accounts
      With no monthly service charge
    • Tiered Interest Rates
    • Free Basic Checks
      Annual box of 50 checks
    • Free Out-of-Network ATM transactions
    • Free Money Orders
    • Cashier's Checks
       
    • Free Stop Payments
    • Free Incoming Wires
    • Free Overdraft Transfers
    • $25/month

*Paper statement fee waived for account holders under the age of 18.

**Free starter box of 50 FAIRWINDS checks at account opening and one free reorder (box of 50 checks) per calendar year. Free checks are basic FAIRWINDS checks, not including custom designs.

I think I want to switch to one of the other checking accounts. Will my account information change?

No! Your account number(s) will NOT change. You can continue to use your current debit card(s), checks, mobile and online banking access, and bill payer log-in information.

How do I switch to a different checking account?

You can easily switch through any of these convenient solutions: