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Finding the right checking account for you.

Checking account comparison:
Student Checking UCF Student Checking Basic Checking Preferred Checking
Free Visa® Debit Card Yes Yes Yes Yes
Free Online and Mobile Banking Yes Yes Yes Yes
Free Mobile Check Deposit Yes Yes Yes Yes
Free e-Statements Yes, or $2 paper statement fee (Paper statement fee waived for account holders under the age of 18.) Yes Yes Yes
Free Bill Payer (Not available for account holders under the age of 18) Yes Yes Yes Yes
Free FAIRWINDS and Presto! ATM transactions Yes Yes Yes Yes
Qualifies for Premium Money Market Account No No No Yes
Unlimited Basic Checking & Regular Savings Accounts with no monthly service charge No No No Yes
Tiered Interest Rates No No No Yes
Free Basic Checks, annual box of 50 checks (Free starter box of 50 FAIRWINDS checks at account opening and one free reorder (box of 50 checks) per calendar year. Free checks are basic FAIRWINDS checks, not including custom designs.) No No No Yes
Free Out-of-Network ATM transactions. A fee may be charged by the owner of the ATM $2.50 Each one $2.50 Each one $2.50 Each one Yes
Free Money orders $4 each one Yes $4 each one Yes
Free Cashier's Checks $5 each one $5 each one $5 each one Yes
Free Stop Payments $30 each one $30 each one $30 each one Yes
Free Incoming Wires $15 domestic/$20 international $15 domestic/$20 international $15 domestic/$20 international Yes
Free Overdraft Transfers $10 per day $10 per day $10 per day Yes
Monthly Service Charge $0 per month $0 per month $10 per month

$25 per month

Open a FAIRWINDS account Open a Student Checking Account Open a UCF Student Checking Account Open a Basic Checking Account Open a Preferred Checking Account

I think I want to switch to one of the other checking accounts. Will my account information change?

No! Your account number(s) will NOT change. You can continue to use your current debit card(s), checks, mobile and online banking access, and bill payer log-in information.

How do I switch to a different checking account?

You can easily switch through any of these convenient solutions: