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Let’s do the math: 24/7 account access + free ATM transactions – monthly fees = a checking account designed specifically for busy, on-the-move students.

Your Student Checking Account comes equipped with benefits and features like:

  • No monthly account service charge!
  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements (Tip! Avoid paying a fee for print statements, and switch to free e-Statements!)
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card
Are you currently a UCF student looking for a checking account? Click the link to learn more about UCF Student Checking accounts.

The Details

Minimum to Open — $25

Monthly Service Fee — $0 for students ages 13 to 24

Paper Statement Fee — $2 for students ages 18 to 24

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Student Checking Account is rated 4.8 out of 5 by 74.
Rated 5 out of 5 by from Great bank I became a member with FAIRWINDS almost two months ago and is a very good experience. The bank is great, the employees do a very good job, and is a bank where you can feel safe about your choice.
Date published: 2018-11-18
Rated 5 out of 5 by from New member I became a member of Fairwinds a month ago and I am so glad that I became a member because now I can learn how to deal with finances and banking.
Date published: 2018-10-19
Rated 5 out of 5 by from Exemplary I really am happy about my decision of choosing FAIRWINDS.
Date published: 2018-10-18
Rated 5 out of 5 by from Great customer service Everyone in my family is a apart of fairwinds bank everything is so easy and I haven’t had not one issue I will forever use fairwinds !
Date published: 2018-09-29
Rated 2 out of 5 by from Horrible My card was blocked after my money. Now I’m trying to get food but I can’t. I called customer service and no one answered. Also when the robot lady said to press 1 and someone will call me back. NOBODY CALLED ME BACK
Date published: 2018-09-16
Rated 5 out of 5 by from Amazing Service I became a member of Fairwinds when I moved down to Florida and have been pleased with the service and customer satisfaction all the time!
Date published: 2018-08-19
Rated 5 out of 5 by from Delicious I became a member of Fairwinds a while back to prepare for college, and I am glad that I did. Their services are great and easy to use, and paying with a Fairwinds card is just as easy. Joining Fairwinds was simple and I am surprised at how good it is.
Date published: 2018-08-13
Rated 5 out of 5 by from Great account I became a member of Fairwinds about a month ago and couldn't believe the service it was one of the best decisions I ever made
Date published: 2018-08-09
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