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FAIRWINDS branches will be closed on Monday, February 18 in observance of Washington's Birthday.

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Let’s do the math: 24/7 account access + free ATM transactions – monthly fees = a checking account designed specifically for busy, on-the-move students.

Your Student Checking Account comes equipped with benefits and features like:

  • No monthly account service charge!
  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements (Tip! Avoid paying a fee for print statements, and switch to free e-Statements!)
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card
Are you currently a UCF student looking for a checking account? Click the link to learn more about UCF Student Checking accounts.

The Details

Minimum to Open — $25

Monthly Service Fee — $0 for students ages 13 to 24

Paper Statement Fee — $2 for students ages 18 to 24

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Student Checking Account is rated 4.8 out of 5 by 77.
Rated 5 out of 5 by from My first bank account I chose Fairwinds because I have 2 friends who use Fairwinds and they’ve said nothing but great things, they also don’t charge me unnecessary fees, so that’s definitely a plus! The app is super convenient for depositing paychecks on the go, I love it!
Date published: 2019-01-30
Rated 5 out of 5 by from Awesome Loved the teller loved the services. Will be banking for evrrything.
Date published: 2019-01-30
Rated 5 out of 5 by from Great Experience I became a member to Fairwinds about a month ago maybe a little more but I think I made a great choose to open my first back account.
Date published: 2018-12-12
Rated 5 out of 5 by from Great bank I became a member with FAIRWINDS almost two months ago and is a very good experience. The bank is great, the employees do a very good job, and is a bank where you can feel safe about your choice.
Date published: 2018-11-18
Rated 5 out of 5 by from New member I became a member of Fairwinds a month ago and I am so glad that I became a member because now I can learn how to deal with finances and banking.
Date published: 2018-10-19
Rated 5 out of 5 by from Exemplary I really am happy about my decision of choosing FAIRWINDS.
Date published: 2018-10-18
Rated 5 out of 5 by from Great customer service Everyone in my family is a apart of fairwinds bank everything is so easy and I haven’t had not one issue I will forever use fairwinds !
Date published: 2018-09-29
Rated 2 out of 5 by from Horrible My card was blocked after my money. Now I’m trying to get food but I can’t. I called customer service and no one answered. Also when the robot lady said to press 1 and someone will call me back. NOBODY CALLED ME BACK
Date published: 2018-09-16
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