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As a FAIRWINDS member, you get some pretty special treatment and our Money Market accounts are no exception.

Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates and Relationship Rewards points you can redeem for extra perks.

Premium Money Market

Available exclusively to members with a Preferred Checking account, our Premium Money Market gives you all the great features below, as well as paying a premium rate on balances of $10,000 and more.

The Features

Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.

Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.

Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.

Relationship Rewards Points: Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

Money Market Rates as of

Money Market Rates Interest Rate APY
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%
Premium Money Market Interest Rate APY
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 - $249,999.99 0.40% 0.40%
$250,000.00 - $999,999.99 0.40% 0.40%
$1,000,000.00 - $999,999,999.99 0.40% 0.40%

The Details

Money Market

Minimum to Open — $2,500

Minimum to Earn Interest — $2,500

Premium Money Market

Minimum to Open — $10,000

Minimum to Earn Interest — $10,000

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Money Market Accounts is rated 4.7 out of 5 by 124.
Rated 1 out of 5 by from Disappointed I have been a member with 2 accounts for well over ten years. I had a MM account in the past with satisfactory results and expectations. However, I'm disappointed with my new MM that pays only 0.05% interest more then the low paying savings account
Date published: 2018-08-10
Rated 5 out of 5 by from New Account Joined Fairwinds on the recommendation by my Son who is a member.
Date published: 2018-08-10
Rated 5 out of 5 by from Excellent Value Excellent product. It is just the right savings account I was looking for.
Date published: 2018-07-30
Rated 5 out of 5 by from Friendly, Helpful. I'm new to credit unions and glad I tried Fairwinds for my first experience.
Date published: 2018-07-30
Rated 5 out of 5 by from Great experience Everyone was very helpful and it’s waa uncomplicated Experience
Date published: 2018-07-15
Rated 5 out of 5 by from Satisfied I've been a member of Fairwinds for years, it just recently added the money market account,
Date published: 2018-06-09
Rated 5 out of 5 by from Security I have been a member for year, but never had my own Money Market acct. My husband did and felt secure in knowing his money was growing and his future was taken care of. He passed away so now I have that security.
Date published: 2018-05-23
Rated 5 out of 5 by from Great Value I have been a member 29 years, they have always met my needs!
Date published: 2018-05-23
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