Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.
Our Money Market accounts will even reward you for your good saving habits with tiered interest rates.
The Features
Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.
Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.
Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.
Money Market Rates as of
| Money Market Rates |
Interest Rate |
APY |
| $0.01 - $999.99 |
0.00% |
0.00% |
| $1,000.00 - $2,499.99 |
0.00% |
0.00% |
| $2,500.00 - $9,999.99 |
0.15% |
0.15% |
| $10,000.00 - $24,999.99 |
0.15% |
0.15% |
| $25,000.00 - $49,999.99 |
0.20% |
0.20% |
| $50,000.00 - $99,999.99 |
0.20% |
0.20% |
| $100,000.00 - $999,999,999.99 |
0.25% |
0.25% |
|
Preferred Money Market Rates as of
Available exclusively to members with a Preferred Checking account, our Preferred Money Market gives you all the great features list above, as well as paying a premium rate on balances of $10,000 and more.
| Preferred Money Market |
Interest Rate |
APY |
| $0.00 - $9,999.99 |
0.00% |
0.00% |
| $10,000.00 - $49,999.99 |
0.25% |
0.25% |
| $50,000.00 - $99,999.99 |
1.00% |
1.01% |
| $100,000.00 - $249,999.99 |
1.35% |
1.36% |
| $250,000.00 - $999,999.99 |
1.35% |
1.36% |
| $1,000,000.00 - $999,999,999.99 |
1.35% |
1.36% |
|
The Details
Money Market
Minimum to Open — $2,500
Minimum to Earn Interest — $2,500
Monthly Service Fee — $12, waived with an average monthly balance above $2,500.
Preferred Money Market
Minimum to Open — $10,000
Minimum to Earn Interest — $10,000
Monthly Service Fee — $15, waived with an average monthly balance above $10,000.
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
APY = Annual Percentage Yield
Fees can reduce earnings on the account.
FAIRWINDS Member Reviews
Money Market Accounts is rated
4.7 out of
5 by
142.
Rated 4 out of
5
by
JoeBob from
Money Market
I opened a money market account to store some funds temporarily. It was very easy to open the account. The teller was very pleasant. Of course, I wish the account offered a higher interest rate but I guess with the prime being so low this is the best Fairwinds could do.
Date published: 2019-10-30
Rated 1 out of
5
by
Veda from
Online bankin
I opened a money market acct here a mth ago and have yet to get to use the online banking system because it's been down. In order to do anything I have to call or go to the bank. Calling takes forever cause they have so many customers probably complaining about the same thing so. No this has been a very bad experience for me so far.
Date published: 2019-09-08
Rated 5 out of
5
by
Anonymous from
great account to have
I have been a customer for over 10years. I trust Fairwinds to always be looking out for my interests. Would like to see more branches open up though
Date published: 2019-07-19
Rated 5 out of
5
by
Terrlock from
Great value!
I joined a month ago; I'm very pleased with the credit union & it's professional staff.
Date published: 2019-06-26
Rated 5 out of
5
by
SD1 from
Fantastic service
I am more than happy with al the staff at Fairwinds - they are helpful and very professional in all aspects of the service they prrovide
Date published: 2019-03-16
Rated 5 out of
5
by
Sophisticated2c from
FAIRWINDS Makes it easy
Just took moments to open my money market account on line. FAIRWINDS makes it very easy.
Date published: 2019-02-28
Rated 4 out of
5
by
Hey buddy from
Meets our needs
We are happy with FAIRWINDS Credit Union. Their money market account meets our needs.
Date published: 2019-01-27
Rated 5 out of
5
by
Jockmate from
Great customer service
I felt comfortable and the process was very simple! Ariel was very down to earth and a sweetheart
Date published: 2018-12-12
