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As a FAIRWINDS member, you get some pretty special treatment and our Money Market accounts are no exception.

Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates and Relationship Rewards points you can redeem for extra perks.

Premium Money Market

Available exclusively to members with a Preferred Checking account, our Premium Money Market gives you all the great features below, as well as paying a premium rate on balances of $10,000 and more.

The Features

Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.

Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.

Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.

Relationship Rewards Points: Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

Money Market Rates as of

Money Market Rates Interest Rate APY
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%
Premium Money Market Interest Rate APY
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 - $249,999.99 0.40% 0.40%
$250,000.00 - $999,999.99 0.40% 0.40%
$1,000,000.00 - $999,999,999.99 0.40% 0.40%

The Details

Money Market

Minimum to Open — $2,500

Minimum to Earn Interest — $2,500

Premium Money Market

Minimum to Open — $10,000

Minimum to Earn Interest — $10,000

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Money Market Accounts is rated 4.7 out of 5 by 111.
Rated 5 out of 5 by from Quick customer service Had a good experience at branch. I appreciated the quick service.
Date published: 2018-01-22
Rated 5 out of 5 by from Happy to be a Member I became a member as an alternative to the "bib" banks. Love the credit union concept.
Date published: 2017-12-26
Rated 5 out of 5 by from The Market I became a member of FAIRWINDS long time ago. To be exact 25 years now. Tried different financial Institutions before, but not so good in Customer Service and Advising their clients. FAIRWINDS the best of the best. I like their dedication and professionalism.
Date published: 2017-12-13
Rated 5 out of 5 by from Easy to do I needed a MMS and it was the easiest thing to do online.
Date published: 2017-10-25
Rated 5 out of 5 by from Friendly atmosphere Joined Fairwinds when we moved to DeLand in January, have been very satisfied.
Date published: 2017-08-29
Rated 5 out of 5 by from Great product! I have been with FAIRWINDS for over 10 years and love doing business with this institution. Great customer service and people!
Date published: 2017-08-23
Rated 5 out of 5 by from Awesome service I have been a FAIRWINDS customer for almost 10 years. They have always given me great customer service. They are quickly able to explain different types of accounts and the benefits. They also take responsibility to fix an error when it does occur.
Date published: 2017-08-20
Rated 5 out of 5 by from Awesome Customer Service A teller at a branch in Longwood took a little extra time to suggest putting my money into a money market account since it will gain interest versus sitting in my savings account. That was a feature that was appreciated because she showed a interest in what's best for me.
Date published: 2017-08-10
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