Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.
Our Money Market accounts will even reward you for your good saving habits with tiered interest rates and Relationship Rewards points you can redeem for extra perks.
Premium Money Market
Available exclusively to members with a Preferred Checking account, our Premium Money Market gives you all the great features below, as well as paying a premium rate on balances of $10,000 and more.
The Features
Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.
Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.
Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.
Relationship Rewards Points: Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.
Money Market Rates as of
| Money Market Rates |
Interest Rate |
APY |
| $0.01 - $999.99 |
0.00% |
0.00% |
| $1,000.00 - $2,499.99 |
0.00% |
0.00% |
| $2,500.00 - $9,999.99 |
0.10% |
0.10% |
| $10,000.00 - $24,999.99 |
0.10% |
0.10% |
| $25,000.00 - $49,999.99 |
0.15% |
0.15% |
| $50,000.00 - $99,999.99 |
0.15% |
0.15% |
| $100,000.00 - $999,999,999.99 |
0.20% |
0.20% |
| Premium Money Market |
Interest Rate |
APY |
| $0.00 - $9,999.99 |
0.00% |
0.00% |
| $10,000.00 - $49,999.99 |
0.20% |
0.20% |
| $50,000.00 - $99,999.99 |
0.25% |
0.25% |
| $100,000.00 - $249,999.99 |
0.30% |
0.30% |
| $250,000.00 - $999,999.99 |
0.30% |
0.30% |
| $1,000,000.00 - $999,999,999.99 |
0.30% |
0.30% |
The Details
Money Market
Minimum to Open — $2,500
Minimum to Earn Interest — $2,500
Premium Money Market
Minimum to Open — $10,000
Minimum to Earn Interest — $10,000
APY = Annual Percentage Yield
Fees can reduce earnings on the account.
FAIRWINDS Member Reviews
Money Market Accounts is rated
4.7 out of
5 by
96.
Rated 5 out of
5
by
Margot from
Friendly atmosphere
Joined Fairwinds when we moved to DeLand in January, have been very satisfied.
Date published: 2017-08-29
Rated 5 out of
5
by
Marabel from
Great product!
I have been with FAIRWINDS for over 10 years and love doing business with this institution. Great customer service and people!
Date published: 2017-08-23
Rated 5 out of
5
by
Carla C from
Awesome service
I have been a FAIRWINDS customer for almost 10 years. They have always given me great customer service. They are quickly able to explain different types of accounts and the benefits. They also take responsibility to fix an error when it does occur.
Date published: 2017-08-20
Rated 5 out of
5
by
Camper137 from
Awesome Customer Service
A teller at a branch in Longwood took a little extra time to suggest putting my money into a money market account since it will gain interest versus sitting in my savings account. That was a feature that was appreciated because she showed a interest in what's best for me.
Date published: 2017-08-10
Rated 4 out of
5
by
Brian G from
Speedy process
I became a Fairwinds Member about a month ago and I enjoyed the ease of opening my accounts. Like the atm availability at Publix as well.
Date published: 2017-08-09
Rated 5 out of
5
by
Anonymous from
Great services
I have been a member of Fairwinds so long I cannot remember when I joined. I have NEVER been disappointed with any service at all. Am getting my fiance to join also.
Date published: 2017-08-08
Rated 4 out of
5
by
Anonymous from
Service
I like the bank very much.and have no interest in changing at this time.however.i do not like to wait to get service.
Date published: 2017-06-19
Rated 5 out of
5
by
bonniemc from
Great Credit Union
I just moved to Florida from Michigan, I was told I could handle all my banking needs through Fairwinds. Not exactly true. But the Janay here at Fairwinds worked with me and we solved the issue. I am in the process of moving all my accounts to this branch of Fairwinds. Thank you Janay!!!
Date published: 2017-06-16
