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As a FAIRWINDS member, you get some pretty special treatment and our Money Market accounts are no exception.

Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates and Relationship Rewards points you can redeem for extra perks.

Rates are on the rise!

Make the most of your savings with a Premium Money Market with rates as high as 1.26% APY. See the rates table below for most current rates.

The Features

Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.

Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.

Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.

Relationship Rewards Points: Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

Money Market Rates as of 12/10/18

Money Market Rates Interest Rate APY
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%

Premium Money Market Rates as of 12/10/18

Available exclusively to members with a Preferred Checking account, our Premium Money Market gives you all the great features list above, as well as paying a premium rate on balances of $10,000 and more.

Premium Money Market Interest Rate APY
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.50% 0.50%
$100,000.00 - $249,999.99 0.75% 0.75%
$250,000.00 - $999,999.99 1.00% 1.01%
$1,000,000.00 - $999,999,999.99 1.25% 1.26%

The Details

Money Market

Minimum to Open — $2,500

Minimum to Earn Interest — $2,500

Premium Money Market

Minimum to Open — $10,000

Minimum to Earn Interest — $10,000

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Money Market Accounts is rated 4.7 out of 5 by 131.
Rated 5 out of 5 by from Great service The teller was helpful in explaining the different savings acounts available to me that I was unaware of. And the many options that could be beneficial to me in the future.
Date published: 2018-11-29
Rated 5 out of 5 by from Love My Fairwinds This is a hometown company that serves our hometown. Love it!!!
Date published: 2018-11-28
Rated 5 out of 5 by from Great Value I just started with this and I am happy with results
Date published: 2018-09-14
Rated 5 out of 5 by from Convenient And Quick I recently became a member and was very impressed with the customer service. Every employee with which I have engaged has been knowledgeable about what Fairwinds offers. My errands to Fairwinds are always quick, no waiting, and I am back on my way to doing other things.
Date published: 2018-09-14
Rated 5 out of 5 by from Great product! I moved my account after a major bank after many years of banking with them. Fairwinds has been a great choice.
Date published: 2018-09-14
Rated 5 out of 5 by from All my needs as a bank should be I have been a member since I was 15 years old.Now I’m 35 and Fairwinds has been by my side all the way thru thank you
Date published: 2018-08-26
Rated 1 out of 5 by from Disappointed I have been a member with 2 accounts for well over ten years. I had a MM account in the past with satisfactory results and expectations. However, I'm disappointed with my new MM that pays only 0.05% interest more then the low paying savings account
Date published: 2018-08-10
Rated 5 out of 5 by from New Account Joined Fairwinds on the recommendation by my Son who is a member.
Date published: 2018-08-10
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