Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.
Our Money Market accounts will even reward you for your good saving habits with tiered interest rates.
Rates are on the rise!
Make the most of your savings with a Preferred Money Market with rates as high as 1.61% APY. See the rates table below for most current rates.
The Features
Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.
Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.
Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.
Money Market Rates as of
| Money Market Rates |
Interest Rate |
APY |
| $0.01 - $999.99 |
0.00% |
0.00% |
| $1,000.00 - $2,499.99 |
0.00% |
0.00% |
| $2,500.00 - $9,999.99 |
0.15% |
0.15% |
| $10,000.00 - $24,999.99 |
0.15% |
0.15% |
| $25,000.00 - $49,999.99 |
0.20% |
0.20% |
| $50,000.00 - $99,999.99 |
0.20% |
0.20% |
| $100,000.00 - $999,999,999.99 |
0.25% |
0.25% |
|
Preferred Money Market Rates as of
Available exclusively to members with a Preferred Checking account, our Preferred Money Market gives you all the great features list above, as well as paying a premium rate on balances of $10,000 and more.
| Preferred Money Market |
Interest Rate |
APY |
| $0.00 - $9,999.99 |
0.00% |
0.00% |
| $10,000.00 - $49,999.99 |
0.25% |
0.25% |
| $50,000.00 - $99,999.99 |
1.00% |
1.01% |
| $100,000.00 - $249,999.99 |
1.10% |
1.11% |
| $250,000.00 - $999,999.99 |
1.35% |
1.36% |
| $1,000,000.00 - $999,999,999.99 |
1.60% |
1.61% |
|
The Details
Money Market
Minimum to Open — $2,500
Minimum to Earn Interest — $2,500
Monthly Service Fee — $12, waived with an average monthly balance above $2,500.
Preferred Money Market
Minimum to Open — $10,000
Minimum to Earn Interest — $10,000
Monthly Service Fee — $15, waived with an average monthly balance above $10,000.
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
APY = Annual Percentage Yield
Fees can reduce earnings on the account.
FAIRWINDS Member Reviews
Money Market Accounts is rated
4.7 out of
5 by
137.
Rated 5 out of
5
by
SD1 from
Fantastic service
I am more than happy with al the staff at Fairwinds - they are helpful and very professional in all aspects of the service they prrovide
Date published: 2019-03-16
Rated 5 out of
5
by
Sophisticated2c from
FAIRWINDS Makes it easy
Just took moments to open my money market account on line. FAIRWINDS makes it very easy.
Date published: 2019-02-28
Rated 4 out of
5
by
Hey buddy from
Meets our needs
We are happy with FAIRWINDS Credit Union. Their money market account meets our needs.
Date published: 2019-01-27
Rated 5 out of
5
by
Jockmate from
Great customer service
I felt comfortable and the process was very simple! Ariel was very down to earth and a sweetheart
Date published: 2018-12-12
Rated 5 out of
5
by
JFJF from
Great service
The teller was helpful in explaining the different savings acounts available to me that I was unaware of. And the many options that could be beneficial to me in the future.
Date published: 2018-11-29
Rated 5 out of
5
by
eman from
Love My Fairwinds
This is a hometown company that serves our hometown. Love it!!!
Date published: 2018-11-28
Rated 5 out of
5
by
LPmember from
Great Value
I just started with this and I am happy with results
Date published: 2018-09-14
Rated 5 out of
5
by
ALP2018 from
Convenient And Quick
I recently became a member and was very impressed with the customer service. Every employee with which I have engaged has been knowledgeable about what Fairwinds offers. My errands to Fairwinds are always quick, no waiting, and I am back on my way to doing other things.
Date published: 2018-09-14
