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As a FAIRWINDS member, you get some pretty special treatment and our Money Market accounts are no exception.

Get the flexibility and convenience you need to make sure you’re always in control of your finances, as well as great rates to keep your savings growing.

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates.

Rates are on the rise!

Make the most of your savings with a Preferred Money Market with rates as high as 1.61% APY. See the rates table below for most current rates.

The Features

Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.

Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.

Easy Access to Your Funds: Check your balances, transfer funds, and make withdrawals at any ATM or online.

Money Market Rates as of

Money Market Rates Interest Rate APY
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%

Preferred Money Market Rates as of

Available exclusively to members with a Preferred Checking account, our Preferred Money Market gives you all the great features list above, as well as paying a premium rate on balances of $10,000 and more.

Preferred Money Market Interest Rate APY
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 1.00% 1.01%
$100,000.00 - $249,999.99 1.10% 1.11%
$250,000.00 - $999,999.99 1.35% 1.36%
$1,000,000.00 - $999,999,999.99 1.60% 1.61%

The Details

Money Market

Minimum to Open — $2,500

Minimum to Earn Interest — $2,500

Monthly Service Fee — $12, waived with an average monthly balance above $2,500.

Preferred Money Market

Minimum to Open — $10,000

Minimum to Earn Interest — $10,000

Monthly Service Fee — $15, waived with an average monthly balance above $10,000.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Money Market Accounts is rated 4.7 out of 5 by 137.
Rated 5 out of 5 by from Fantastic service I am more than happy with al the staff at Fairwinds - they are helpful and very professional in all aspects of the service they prrovide
Date published: 2019-03-16
Rated 5 out of 5 by from FAIRWINDS Makes it easy Just took moments to open my money market account on line. FAIRWINDS makes it very easy.
Date published: 2019-02-28
Rated 4 out of 5 by from Meets our needs We are happy with FAIRWINDS Credit Union. Their money market account meets our needs.
Date published: 2019-01-27
Rated 5 out of 5 by from Great customer service I felt comfortable and the process was very simple! Ariel was very down to earth and a sweetheart
Date published: 2018-12-12
Rated 5 out of 5 by from Great service The teller was helpful in explaining the different savings acounts available to me that I was unaware of. And the many options that could be beneficial to me in the future.
Date published: 2018-11-29
Rated 5 out of 5 by from Love My Fairwinds This is a hometown company that serves our hometown. Love it!!!
Date published: 2018-11-28
Rated 5 out of 5 by from Great Value I just started with this and I am happy with results
Date published: 2018-09-14
Rated 5 out of 5 by from Convenient And Quick I recently became a member and was very impressed with the customer service. Every employee with which I have engaged has been knowledgeable about what Fairwinds offers. My errands to Fairwinds are always quick, no waiting, and I am back on my way to doing other things.
Date published: 2018-09-14
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