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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers an easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.10% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 1061.
Rated 5 out of 5 by from Very good experience Fairwinds has been a very easy and convenient experience from the very beginning of our relationship.
Date published: 2018-10-10
Rated 5 out of 5 by from Profesionalism i became a member about a month and 2 weeks and im so please with experience
Date published: 2018-10-03
Rated 5 out of 5 by from Great service Added a joint savings account. Ryan was very helpful and efficient.
Date published: 2018-10-03
Rated 5 out of 5 by from Excellent Savings Account I became a member of Fairwinds over a months ago and I am so happy I did. There Savings account is simple and great way to save.
Date published: 2018-09-29
Rated 3 out of 5 by from Currently Meeting our Needs We recently moved here from PA and had outstanding performance from our Credit Union, (American Heritage Federal Credit Union), So we wanted to stay with a credit union instead of going to a bank. However, in the limited times that I have had to visit Fairwinds since joining, they do not have the same personal connection with members that we had fo so many years. Hopefully, this will improve as time goes on.
Date published: 2018-09-28
Rated 5 out of 5 by from Professional, friendly I became a Fairwinds member and love the fast friendly service and convenient days and hours of operation.
Date published: 2018-09-27
Rated 4 out of 5 by from Super easy and helpful We opened a new account and it was super easy and the staff was most helpful.
Date published: 2018-09-26
Rated 5 out of 5 by from Excellent Value I became a member a month ago and I am so thrilled!!!
Date published: 2018-09-24
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