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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.10% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 865.
Rated 5 out of 5 by from Excellent customer service My husband and I opened a savings account with Phillip. After listening to Phillip, we decided this was the credit union for us.
Date published: 2018-02-18
Rated 3 out of 5 by from Waiting how it gets I became fairwinds member, friendly staff, I wish is a branch near my location
Date published: 2018-02-18
Rated 5 out of 5 by from Awesome Every time I go in or chat online it's the best customer service. Thank you
Date published: 2018-02-16
Rated 5 out of 5 by from Easy savings to budget expenses I opened this account since I just paid off my mortgage (yey!) and I wanted a savings account to budget for my annual taxes and insurance since it will not be escrowed any longer. Easy to set up and provides me with peace of mind.
Date published: 2018-02-15
Rated 5 out of 5 by from Great people! My boyfriend and I decided to get a savings account together to build our funds for our future together. The people at fairwinds were very helpful telling us everything we needed to know in order to get started! So far it has been fast and simple. I look forward to banking with them for many many years to come!
Date published: 2018-02-15
Rated 5 out of 5 by from Great Savings 4 Today & Tomorrow Finally opened several Savings accounts for my future planning!!!
Date published: 2018-02-14
Rated 5 out of 5 by from Great idea for saving money! Opening this savings account was one of my best decisions. If the money isn't in my checking account its a lot easier to leave alone, and will allow you to save money faster. I'm almost on my way to first goal with this savings account and I could't be happier.
Date published: 2018-02-11
Rated 5 out of 5 by from Great Credit Union A + I always to the bank near my home and the staff their are friendly and nice. Always a smile and helpful. The Teller's at the Dr. Phillips location in Orlando, FL are amazing.
Date published: 2018-02-09
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