Holiday Reminder

FAIRWINDS branches will be closed on Thursday, November 23 in observance of Thanksgiving.

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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 791.
Rated 4 out of 5 by from Always accurate! I have been with Fairwinds for three years and service is great only wish they were more accessible.
Date published: 2017-11-01
Rated 5 out of 5 by from Simple and Effective Fairwinds accounts are easy to use and pretty customizable.
Date published: 2017-11-01
Rated 5 out of 5 by from Awesome customer service We moved here from Pa. as stressful as a move can be FAIRWINDS, in particular Kim, did everything possible to ease the transition to a new state and bank. We highly recommend them.
Date published: 2017-10-30
Rated 5 out of 5 by from Great Services We have been a members of a Credit Union for 50+ years so when we moved to Florida we chose to open an account with another CU. We like the friendly atmosphere of family and the services that a CU offers.
Date published: 2017-10-26
Rated 4 out of 5 by from great value I became a member of fair winds 9/14/2017 and have had no problems at all, except for the 2 day check hold i still dont get that
Date published: 2017-10-25
Rated 5 out of 5 by from Amazing Service! We just moved to FL. Everyone we came in contact with at FAIRWINDS is so helpful! Their mobile access is second to none and so easy!
Date published: 2017-10-15
Rated 5 out of 5 by from Love it !! I absolutely love the My Change features. Automatically saving the change as I shop. Everything was super easy to setup very Happy !!
Date published: 2017-10-15
Rated 5 out of 5 by from Excellent customer service I am so happy since the first time I went to fairwinds. They hay excellent customer service skills. They know people by their names and give us the best attention I ever met at any bank.
Date published: 2017-10-10
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