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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with $50 cumulative savings balance

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings is rated 4.8214 out of 5 by 28.
Rated 5 out of 5 by from friends and family I love the friendly customer service and it seem like they really care about the customer and that is a good thing
Date published: 2015-07-07
Rated 5 out of 5 by from Great Experience I became a member of Fairwinds a couple of months ago. It was a great experience. Everyone was very helpful and answered my questions completely. I took out a home mortgage loan with Fairwinds and the loan officer was awesome and was even present at the closing. I will definitely recommend Fairwinds to friends.
Date published: 2015-07-12
Rated 5 out of 5 by from helpful staff Been a member of fairwinds for about a year and haven't regreted it once! Refinanced my car with Aury in college park and got a great deal! I will soon be signing up for a credit card.
Date published: 2015-07-07
Rated 5 out of 5 by from Great service with g I used to bank with TD Bank. Their hours worked for me and for the most part, so did my account. Then, my account was compromised. I had no notifications from the bank that they suspended my account. I knew I had funds in, but my card was being declined at the supermarket, the gas station, and I could not even buy a friend's ice cream. I had to physically go to the bank and find out. To me, that was unacceptable. At one point, I had nearly $100 in NSF charges because my account went negative $0.32. They didn't post my payment first, instead debating my account the highest first, even though it is even marked in their system as occurring AFTER my deposit. The manager told me, very snootily, that I was mistaken and he got aggressive. That was also unacceptable. I chose fair winds because the account charges were ok, but they have lots of locations around town. I can even do some banking at my local Publix. The process was very easy online and I went into a branch to confirm the account. The manager and staff were all very nice, great people! I am, so far, very glad I am with Fairwinds. Thanks for everything!
Date published: 2015-07-07
Rated 5 out of 5 by from Great value I'm glad I joined Fairwinds. The service is first rate and their can't be beat. They have all my business now and in the future. Look nowhere else.
Date published: 2015-07-07
  • 2015-07-31T12:12CST
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