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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.10% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 934.
Rated 5 out of 5 by from Employee knowledge. I've been a member since 1973. On the last visit the employee was extremely knowledgeable and courteous.
Date published: 2018-05-11
Rated 5 out of 5 by from Credit Unions Are The BEST I have been with Fairwinds for over 15 years, through three location moves. I have always found a very nearby Fairwinds in my new neighborhood - In Volusia, Seminole and Orange County, Florida. Whenever I need to contact my credit union, they are available via email, chat or by phone. And I have gotten great discounts on theater tickets because Fairwinds is a sponsor of Dr. Phillips Performing Arts Center.
Date published: 2018-05-06
Rated 5 out of 5 by from Great Becoming a member of Fairwinds what's the best thing I did great customer service
Date published: 2018-04-30
Rated 5 out of 5 by from New Savings Account. I became to be a new member and I love it! Thank you.
Date published: 2018-04-25
Rated 5 out of 5 by from A vacation account. I just opened an account with the credit union as a vacation account. It was an easy and fast process and I’m happy to say I already have a little something put away for my vacation next year. Every little bit helps.
Date published: 2018-04-24
Rated 5 out of 5 by from Fantastic services I have been a member for many, many years and Fairwinds Credit Union gets better all the time when it comes to the treatment and availability of products for their members.
Date published: 2018-04-22
Rated 5 out of 5 by from New car We became a member af Fairwinds last year and we love it
Date published: 2018-04-22
Rated 5 out of 5 by from Excellent customer service I have car loan and ck acc came to Dep money in saving acc thinking I had saving acc But I didn’t!!The Telker open the saving is was so easy she was very knowledgeable and give some advice on future investment :)
Date published: 2018-04-21
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