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FAIRWINDS branches will be closed on Monday, May 29 in observance of Memorial Day

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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 684.
Rated 3 out of 5 by from Good A good bank so far and nice employees.
Date published: 2017-05-08
Rated 5 out of 5 by from Mr Joy my account and happy
Date published: 2017-05-06
Rated 5 out of 5 by from New member and happy Being a new member it has been awesome not to have any issues
Date published: 2017-05-06
Rated 4 out of 5 by from Increase in visits ! Happy to be a member.
Date published: 2017-05-04
Rated 5 out of 5 by from Love FAIRWINDS I have been a member of FAIRWINDS CREDIT UNION for years now and I am always satisfied with their level of member services.
Date published: 2017-05-03
Rated 4 out of 5 by from Great. Thank you. See my comments..Thanks.....
Date published: 2017-05-01
Rated 5 out of 5 by from Simple & Easy to use Joined Fairwinds over a month ago and as a busy person I couldn't be more satisfied with its efficiency.
Date published: 2017-04-30
Rated 5 out of 5 by from Everybody here has been great. Awsome experience this place is great.
Date published: 2017-04-29
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