Government Shutdown Hardship

Are you experiencing a financial hardship as a result of the federal government shutdown? If your income has been disrupted and you have concerns, please call us at 407.277.5045 or stop by your nearest branch to learn how we can best assist you. We are here to help.

Skip to main content

fairwinds.org | wherever you are

The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers an easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.10% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 1141.
Rated 5 out of 5 by from Great service I am very pleased with FAIRWINDS they are eager to please
Date published: 2019-01-17
Rated 5 out of 5 by from Just what I needed Let's just say I have three accounts with FAIRWINDS now.
Date published: 2019-01-16
Rated 5 out of 5 by from Great service I am really glad to be part of Fairwings family. Love their service and the knowledge.
Date published: 2019-01-16
Rated 5 out of 5 by from Great value I don’t like banks that why I joined a credit union
Date published: 2019-01-16
Rated 2 out of 5 by from Slow External Transfers External transfers are exceptionally slow. Had. I known - would not have opened an account here. Cost me hundreds of dollars in overdraft charges on another account. No one at Fairwinds was willing to step up an help; although they did st mo other bank, It also wasn’t clear I had to order my own checks right away.
Date published: 2018-12-26
Rated 2 out of 5 by from Fairwinds One month experience One month experience with Fairwinds FCU is well below what I had expected. Signed up for the preferred checking account having a $25.00 per month fee. Literature stated this account included 50 checks. Sent an E-mail asking how to request the checks. Receive an E-mail back after 3 days telling me to, "come into the branch, go online or call customer service to order checks". After talking to Edward in customer service. I was told I could not order the checks offered with the preferred checking account on line. Confirming my assessment, the information given to me via E-mail was bogus. Edward did however, gave me the impression he was ordering the checks offered with the preferred checking account. Not happy with the information I received and feel the knowledge of the person who replied to my inquiry is very limited. Will see if I make it to month 3?
Date published: 2018-12-21
Rated 4 out of 5 by from Efficient Service I came in with my wife to open 4 accounts and get debit cards. What I thought would be a long process was not and I was able to get done what I needed and leave satisfied within 30 minutes
Date published: 2018-12-17
Rated 5 out of 5 by from So much help I had a great experience yesterday. Was given all the time I needed to help me with my accounts. Very polite and took the time to explain how my accounts work. Gave good suggestions for me now and for the future. Thank you.
Date published: 2018-12-16
  • y_2019, m_1, d_22, h_24
  • bvseo_bulk, prod_bvrr, vn_bulk_2.0.9
  • cp_1, bvpage1
  • co_hasreviews, tv_362, tr_779
  • loc_en_US, sid_439, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_fairwinds
  • bvseo_sdk, p_sdk, 3.2.0
  • CLOUD, getContent, 91.96ms
  • REVIEWS, PRODUCT