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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers an easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.10% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 1026.
Rated 5 out of 5 by from Thank you FAIRWINDS!! FAIRWINDS made it so easy for me to change banks!!! They are always SO HELPFUL!!
Date published: 2018-08-12
Rated 1 out of 5 by from Not what expected My questions were answered but not resolved. When you have a savings account you shouldn’t need a special checking account to protect you from overdraft penalties!
Date published: 2018-08-09
Rated 5 out of 5 by from We love belonging We recently moved to Florida. We are credit union people so we were looking to belong to one in Florida. The staff at FAIRWINDS could not have been friendlier or more helpful.
Date published: 2018-08-09
Rated 5 out of 5 by from Exceptional I loved the personal service I received when I was signed up at the location.
Date published: 2018-08-02
Rated 2 out of 5 by from So so I just wanted one savings account. When I opened the app after I was finished, I noticed that I have two savings account. The money that I deposited was split between the two. It was a bit confusing to say the least.
Date published: 2018-08-01
Rated 5 out of 5 by from Credit Card Consolidation Loan The personal loan will consolidate credit card debt at a significant lower interest rate.
Date published: 2018-07-28
Rated 5 out of 5 by from Very helpful I became a member of fairwind about a month ago and every question I have about investing, they break it down for me.
Date published: 2018-07-25
Rated 5 out of 5 by from Great value! Opened a savings for investment members. Additional benefits.
Date published: 2018-07-25
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