Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.
- Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
- Unlimited in-person withdrawals - Your money is there when you need it.
- Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
- Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.
Current Rate — 0.05% APY
Minimum to Open — $10
Monthly Service Fee — $5, waived with any one of the following:
- Maintain an average monthly account balance of at least $300
- Deposit or transfer a total of at least $25 per month
- Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
- Members under the age of 18
Minimum to Earn Interest — $0.01
Withdrawal Fee — $0
See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
APY = Annual Percentage Yield
Fees can reduce earnings on the account.
FAIRWINDS Member Reviews