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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 756.
Rated 4 out of 5 by from Awesome benefits I recently opened a Fairwinds account, I am pleased with the benefits & customer service that I continuously see on a daily basis.
Date published: 2017-09-07
Rated 5 out of 5 by from Love being apart of Fairwinds... Customer service very courteous. Happy with account...........
Date published: 2017-08-30
Rated 5 out of 5 by from Great service Ive been with fairwinds for couple of months now and they have help me a lot and how to manage my money and get better credit kudosss
Date published: 2017-08-28
Rated 5 out of 5 by from In a Hurry! I did not have time to get a savings account open and the staff at Fairwinds in Winter Garden were outstanding in helping me so that I did not waste a lot of time trying to open a savings account.
Date published: 2017-08-26
Rated 5 out of 5 by from Great Value Became a member about a month ago the lady who helped me was awesome and everything has been going just great so far
Date published: 2017-08-26
Rated 5 out of 5 by from Satisfied The staff at the Fairwinds Branch in Orange City are all very professional, polite, and attentive. Great experience!!
Date published: 2017-08-25
Rated 5 out of 5 by from Great service I have been a member since 1996. I am very very happy with Fairwinds credit union. I am so glad that I am a member.
Date published: 2017-08-24
Rated 5 out of 5 by from Awesome I have been a member of Fairwinds for several months now and I find dealing with the tellers and handling my finances to be very easy and smooth. The staff are helpful and nice every time.
Date published: 2017-08-23
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