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FAIRWINDS branches will be closed on Monday, February 15 in observance of Washington’s Birthday. | wherever you are

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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with $50 cumulative savings balance

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings is rated 4.7772 out of 5 by 184.
Rated 5 out of 5 by from friends and family I love the friendly customer service and it seem like they really care about the customer and that is a good thing
Date published: 2015-07-07
Rated 5 out of 5 by from FABULOUS I have been a member of Fairwinds since 1986 ( I Believe ) It has been a long time I am so very HAPPY with FAIRWINDS I am Greeted by name when I walk in or drive up. You can tell the employees of FAIRWINDS are proud and happy to be there. I always get very kind help and treated with respect Can I just say I LOVE FAIRWINDS it has been a long lasting Love affair that I wish to continue for man years Also I would like to give a special Shout out to Kelly at the Longwood Branch Always eager to assist me with all my pesky needs
Date published: 2015-08-30
Rated 5 out of 5 by from A Must! I have been with Fairwinds for about a month or so now. Not much has happened, but I have not had any negative experiences with this institution, whereas I had several at BB&T. A credit union is definitely the way to go, no matter what type of account you may need. Every time I go in a branch, they are very helpful, nice and knowledgeable. This savings account is a great way to save a little bit to fall back on when your checking account is low. Very satisfied so far!
Date published: 2016-01-26
Rated 4 out of 5 by from Great product I being a member for over 3 years and finally i decided to open a saving and holiday savings and its being so far great experience
Date published: 2016-02-09
Rated 2 out of 5 by from 7 + Weeks Sending out a review 7 weeks and 2 days after I opened my savings account pretty much sums up how Fairwinds values their members. The interest rate is low but tin all fairness it is that way in most banks. There was only one person in the branch who could help me in opening my new account and she was new and had to be coached on what to do by the Member Service Manager as she was helping other members.
Date published: 2015-10-14
  • 2016-02-12T07:16CST
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