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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Members under the age of 18

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings Account is rated 4.7 out of 5 by 729.
Rated 5 out of 5 by from Excelente I beacum a new opening a saving account and my experience was good
Date published: 2017-07-11
Rated 5 out of 5 by from Great value I am happy to be a member
Date published: 2017-07-09
Rated 4 out of 5 by from Easy to work with My family has been Fairwinds members for years and it's been a wonderful experience for us. We've never had any problems with the credit union so when it was time for me to start saving up for the big things in my life I knew it had to be Fairwinds. The mobile app is a breeze to work with and all the employees are very helpful.
Date published: 2017-07-09
Rated 5 out of 5 by from Great The associate was very helpful and understanding
Date published: 2017-06-30
Rated 5 out of 5 by from Great bank I became member one month ago, I'm very happy with all the benefits and they help me to refinance my car, I'm very happy with the service they provide me.
Date published: 2017-06-25
Rated 5 out of 5 by from Great Value I have been with Fairwinds Credit over 2 years and very happy. Not crazy about the hours of operation.
Date published: 2017-06-24
Rated 4 out of 5 by from Review Fairwinds I just become a member and everything was great!
Date published: 2017-06-23
Rated 5 out of 5 by from personal I was very surprised at how personal and friendly the staff was ar the credit union. I had a pleasant experience.
Date published: 2017-06-23
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