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The right path to financial freedom starts with saving. Whether you're just starting out or are a seasoned saver, a basic savings account can complement your portfolio.

Our Regular Savings account offers and easy, flexible and convenient way to build savings for your future.

The Features

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

The Details

Current Rate — 0.05% APY

Minimum to Open — $10

Monthly Service Fee — $5, waived with $50 cumulative savings balance

Minimum to Earn Interest — $0.01

Withdrawal Fee — $0

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Regular Savings is rated 4.7831 out of 5 by 83.
Rated 5 out of 5 by from friends and family I love the friendly customer service and it seem like they really care about the customer and that is a good thing
Date published: 2015-07-07
Rated 5 out of 5 by from Super customer service I have been a member for about 3 months and the smiles snd service hasbbeen stellar from day one from the managers on down. I FEEL a sense of home.
Date published: 2015-08-30
Rated 5 out of 5 by from Savings account for my trip I've been a member of fairwinds for 3 years and I recently saved up my money for my trip to Europe. Fairwinds made it easy for me to put money into my savings account and even answered my questions about using fairwinds when I travel abroad. I am now in Europe and my Fairwinds Savings account helped me get here.
Date published: 2015-07-30
Rated 5 out of 5 by from Great Experience I became a member of Fairwinds a couple of months ago. It was a great experience. Everyone was very helpful and answered my questions completely. I took out a home mortgage loan with Fairwinds and the loan officer was awesome and was even present at the closing. I will definitely recommend Fairwinds to friends.
Date published: 2015-07-12
Rated 5 out of 5 by from I love fairwinds I am a returning customer to fairwinds(they have financed cars for me in the past)my experience has always been pleasant & in wanting a new bank account when I closed my other with another bank, I didn't think twice about choosing fairwinds.their service is top notch
Date published: 2015-08-09
  • 2015-09-01T03:10CST
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