Special Offer
Rewards Card
  • 0% introductory APR* on balance transfers for the first 12 months after account opening
  • 0% introductory APR* on new purchases for the first 12 months after account opening
  • Thereafter, enjoy low rates ranging from 10.24% - 18.00% based on creditworthiness
  • Earn Credit Card Rewards points on new purchases
  • Fraud protection with VISA®'s Zero - Liability Policy™
  • No annual fee

Apply Today

Shop, Earn and Watch the Points Add Up!

Make all your everyday purchases with FAIRWINDS Card Rewards. We have partnered with hundreds of your favorite national brand retailers and local stores so you can always find what you want or need.


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Choose a Credit Card!

FAIRWINDS Platinum Visa® Rewards Card

Earn rewards for your everyday purchases.

Card Features
  • Card Rewards program for travel, merchandise, and entertainment rewards
  • 0.00% Introductory Rate on purchases and balance transfers for the first 12 months after account opening
  • Thereafter, enjoy low rates ranging from 10.24% - 18.00% based on creditworthiness
  • No annual fee
  • Rates and Terms

FAIRWINDS Children's Miracle Network Hospitals Credit Card

Make a miracle happen!

Card Features
  • 0.00% Introductory Rate on purchases and balance transfers for the first 12 months after account opening
  • Thereafter, enjoy low rates ranging from 9.24% - 18.00% based on creditworthiness
  • No annual fee
  • Rates and Terms

Plus, for each retail purchase you make, we will make a donation to benefit the UF Health Shands Children's Hospital and Arnold Palmer Hospital for Children

FAIRWINDS Platinum Visa® Card

Enjoy low rates and no hidden fees.

Card Features
  • 0.00% Introductory Rate on purchases and balance transfers for the first 12 months after account opening
  • Thereafter, enjoy low rates ranging from 9.24% - 18.00% based on creditworthiness
  • No annual fee
  • Rates and Terms

FAIRWINDS Visa® Secured Card

Get started building or rebuilding your credit.

Card Features
  • Important account information is shared with the 3 major credit bureaus - helping you build credit history
  • We can approve you at any credit score, no minimum required
  • After 12 months, you may qualify to have your security deposit returned based on credit worthiness and ability to repay
  • Rates and Terms

*APR = Annual Percentage Rate

Additional Features

Auto Rental Collision Damage Waiver (ARCDW) Program This program offers free additional protection for vehicle rentals made with your Visa® card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles. Learn more

Travel and Emergency Assistance Visa® Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal and transportation needs, and ticket, transportation, and luggage location assistance. Learn more

Purchase Security Program Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa® card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions. Learn more

Warranty Manager Service Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa® Performance Guarantee you have the option of purchasing affordable Extended Service Agreements. Learn more

Roadside Dispatch Roadside Dispatch® is a pay-per-use roadside assistance program provided expressly for Visa® cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage. Learn more

Zero Liability Your peace of mind and protection are paramount to us. Visa®’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information. Learn more

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Visa® Platinum RewardsApply Visa® Platinum
 
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Children's Miracle Network HospitalsApply Visa® Secured
 
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25 day interest-free grace period on all purchases

* * * *

Free e-Statements

* * * *

Convenient repayment options, including automatic payments

* * * *

Fraud Protection with Visa®’s Zero Liability Policy™

* * * *

Auto Rental Collision Damage Waiver Program

* * * *

No annual fee

* * *

0.00% Introductory Rate

* * *

Travel and Emergency Assistance

*

Purchase Security Program

*

Warranty Manager Service

*

Card Rewards Program

*

Benefit

For each retail purchase you make,
we will make a donation to
support local children in need.
Visa® Platinum RewardsApply Visa® Platinum
 
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Children's Miracle Network HospitalsApply Visa® Secured
 
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Interest Rates and Interest Charges

ANNUAL PERCENTAGE RATE (APR) for Purchases

0.00% introductory APR for the first 12 months from date of account opening.


After that, your APR will be 10.24% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

0.00% introductory APR for the first 12 months from date of account opening.


After that, your APR will be 9.24% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

18.00% fixed

APR for Balance Transfers

0.00% introductory APR for the first 12 months from date of account opening.


After that, your APR will be 10.24% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

0.00% introductory APR for the first 12 months from date of account opening.


After that, your APR will be 9.24% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

18.00% fixed

APR for Cash Advances

18.00% This APR will vary with the market based on the Prime Rate.

18.00% fixed

Penalty APR

None

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

None

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Fees

Application Fees

None

$25

Annual Fees

None

$25

Transaction Fees

 

- Cash Advance

4.00% of the amount each cash advance, $10 minimum.

- Balance Transfer

3.00% of the amount of each balance transfer, $5 minimum.

- Foreign Transaction

2.00% of each transaction U.S. dollars.

Penalty Fees

 

- Late Payment

up to $25 for first violation, up to $35 for each additional violation during any six consecutive billing cycles

- Returned Payment

up to $25 for first violation, up to $30 for each additional violation during any six consecutive billing cycles

How We Will Calculate Your Balance: We will use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR if you make a late payment.

Contribution Information: For every Children's Miracle Network Hospitals - branded credit card account, Children's Miracle Network Hospitals receives 0.30% of all net retail purchases made with the card.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

APR = Annual Percentage Rate

Rates shown in ANNUAL PERCENTAGE RATE above accurate as of 6/01/2013. The information may have changed after that date. To find out what may have changed, call us at 407.277.5045 or write us at 3075 N. Alafaya Trail, Orlando, FL 32826. All rates are subject to a maximum of the greater of 18.00% APR or the highest APR then permitted by applicable law.

VISA® Platinum and VISA® Platinum Rewards Variable Rate Credit Card Agreement and Disclosure [Show/Hide]

VISA®Secured Credit Card Agreement and Disclosure [Show/Hide]

Children's Miracle Network Hospitals Card Agreement and Disclosure [Show/Hide]