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Relationship REWARDS photo

As we introduce new savings, rewards and benefit upgrades that are not only valuable, but also simple to use and easy to access, we will retire the FAIRWINDS Relationship REWARDS program on March 31, 2019.

While points will no longer accumulate after December 31, 2018, you can still redeem your points through March 31, 2019, toward savings like CD rate bonuses, consumer loan discounts and more.

Viewing your Relationship REWARDS Balance

Choose from these convenient ways to check your current Relationship REWARDS balance:

  • Enter your Member Number and REWARDS password to access the Relationship REWARDS Login. It’s located on the upper right corner of this page. If this is your first time accessing the REWARDS Login, click “First time logging in?” to get started.
  • View your points balance on your monthly statement, which is available on FAIRWINDS Online within the Additional Services menu.
  • Use Secure Chat available on the Mobile Banking app and FAIRWINDS Online to request your points balance.
  • Stop by your nearest branch.

Redeeming Your Relationship REWARDS Points

Before March 31, 2019, you can redeem your Relationship REWARDS to lower your consumer loan payment, bump up your CD rate, reduce costs on your insurance protection, and more.

  • 12,500 points = $500 off home equity closing costs
  • 12,500 points = $500 off mortgage closing costs
  • 3,500 points = .25% consumer loan rate discount*
    (3,500 points maximum per transaction)
  • 2,500 points = $100 off Mechanical Repair Coverage
  • 1,400 points = .10% consumer loan rate discount*
  • 1,250 points = $50 off Guaranteed Asset Protection (GAP)
  • 1,000 points = Waive an NSF Fee (Limit 2 per year)
  • 625 points = $25 off Safe Deposit Box
  • 250 points = $10 off Safe Deposit Box
  • 250 points = Waive an Overdraft Transfer Fee (Limit 2 per year)
  • FAIRWINDS Preferred Visa® Signature Credit Card – Transfer points to the FAIRWINDS Preferred Visa® Signature Credit Card. (Subject to credit approval)**

* Excludes credit cards, home equity lines of credit, mortgages and deposit secured loans. Points can not be used towards existing CDs or loans.**Applicable to current FAIRWINDS Preferred Visa® Signature cardholders and those who apply and receive this card prior to March 31, 2019. Subject to credit approval.

Certificate of Deposit Point Calculator

Enter your CD balance to determine REWARDS points needed for a bonus rate**.
CD Rates Interest Rate/APY* .25% bonus** .50% bonus**
3 Month Certificate3 Month Certificate 0.45% / 0.45% 0.70%
using  pts
using  pts
6 Month Certificate6 Month Certificate 0.55% / 0.55% 0.80%
using  pts
using  pts
12 Month Certificate12 Month Certificate
  Open a 12 Month Certificate Online!
0.70% / 0.70% 0.95%
using  pts
using  pts
24 Month Certificate24 Month Certificate 0.90% / 0.90% 1.15%
using  pts
using  pts
36 Month Certificate36 Month Certificate 1.15% / 1.16% 1.40%
using  pts
using  pts
48 Month Certificate48 Month Certificate 1.40% / 1.41% 1.65%
using  pts
using  pts
60 Month Certificate60 Month Certificate 1.60% / 1.61% 1.85%
using  pts
using  pts
*Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.
**REWARD points must be applied at the time of account opening and can only be used on the Traditional CDs listed in the rate chart above. Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item.

How to Redeem or Transfer Your Relationship REWARDS Points

Here’s how to submit your request to redeem points or transfer your points to another FAIRWINDS members:

  • Call 407.277.5045 ext. 22247 and ask to speak with a Member Services Representative.
  • Send a secure email through FAIRWINDS Online.
  • Stop by your nearest branch.