Trainer Tip!
Scaling back on expenses like eating out and going to the movies can free up an extra $100 a month.

One in four workers saves $0 every month.

Think you can’t start saving? When it comes to the $5K savings account, the only competition is yourself. It doesn’t matter how fast you finish your $5K, what matters is you finish. As your personal financial trainer, FAIRWINDS is here to help you build good savings habits so you can succeed in your $5K.

There are a lot of great features to the $5K account that will help you reach your savings goal faster. Besides earning a premium rate of 0.65% APY, you will earn a bonus on balances up to $5,000 at the end of each the first three years following account opening. The credit union will match a percentage of the interest earned in each year.

Matching will be applied as follows:

  • 50% matching in year 1
  • 75% matching in year 2
  • 100% matching in year 3

Sometimes the hardest part about saving money is leaving it alone. This account should be reserved for bigger planned purchases or setting up an emergency fund.

Ready to start the savings race? Call 407.277.5045 or stop by your nearest branch to meet with your FAIRWINDS trainer and enter your $5K today!

Account Type: Interest Rate APY
Savings 0.05% 0.05%
$5K Savings
($5,000 or below)
0.65% (Regular savings rate plus 60 basis point bonus) 0.65% (Regular savings rate plus 60 basis point bonus)
$5K Savings
($5,000.01 or greater)
0.05% 0.05%

Minimum to Open—$10

Monthly Service Fee—$10, waived with minimum $10 aggregate monthly automatic transfer from a FAIRWINDS checking account.

Minimum Monthly Transfer Amount—$10

Transaction Fees—$10 fee for each withdrawal. See fee schedule for additional fees that apply to all FAIRWINDS accounts.

Limit—Limit one $5K Savings account per member.

For $5K Savings accounts, you will earn a bonus on balances up to $5,000 at the end of each the first three years following account opening. The credit union will match a percentage of the interest earned in each year. Matching will be applied as follows:

  • Match 50% of all interest earned in Year 1
  • Match 75% of all interest earned in Year 2
  • Match 100% of all interest earned in Year 3

*Subject to Reg D limits. See official disclosures for details.