Make your money work for you. Our money market offer competitive rates combined with convenient flexibility. When you're looking for great rates combined with easy access to your deposits, a FAIRWINDS Money Market Account is right for you.

  • Tiered Interest Rates: Earn higher interest the more you save. With our tiered interest rates, you'll be rewarded for higher balances.
  • Unlimited Deposits: Make as many deposits as you like: weekly, monthly or once in a while, whatever fits your budget.
  • Easy access online and through any s: Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points: Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

Premium Money Market Account

For the savvy investor, we offer the Premium Interest Money Market Account. Available exclusively to members with an Interest Checking account, this account offers all of the great features of a regular Money Market Account and pays premium rates on balances of $10,000 or more.

Compare Accounts
Money Market Apply Today Premium Interest Money Market Apply Today

Minimum to Open

$2,500 $10,000

Minimum Balance Fee

$12 $15

Minimum to earn Interest

$2,500 $10,000

Requires Interest Checking Account

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Competitive Interest Rates

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Earns Relationship Rewards Points

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Insured up to $250,000 by the NCUA

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Unlimited Deposits

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Unlimited in-person withdrawals

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Easy online and ATM access

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Use for overdraft protection

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Tiered Interest Rates

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*Subject to Reg D limits. See official disclosures for details.

Money Market: Interest Rate APY
$.01 - $2,499 0.00% 0.00%
$2,500 - $9,999 0.05% 0.05%
$10,000 - $24,999 0.10% 0.10%
$25,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.15% 0.15%
$100,000 + 0.20% 0.20%
Premium Money Market: Interest Rate APY
$.01 - $9,999 0.00% 0.00%
$10,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.25% 0.25%
$100,000 - $249,999 0.30% 0.30%
$250,000 - $999,999 0.30% 0.30%
$1,000,000 + 0.30% 0.30%
Regular Money Market Account

Minimum to Open: $2,500

Minimum to earn interest: $2,500

Monthly Service Fee: $12, waived with $2,500 minimum balance.


Transaction limits: Limited to six (6) transfers and withdrawals per statement cycle, per Reg D* limits. Electronic transactions include online banking, Call 24, automatic withdrawals such as gym memberships, etc. and overdraft transfers.

Transaction Fees: See fee schedule for additional fees that apply to all FAIRWINDS accounts.

*Subject to Reg D limits. See official disclosures for details.

Premium Interest Money Market Account

For the savvy investor, we offer the Premium Interest Money Market Account. Available exclusively to members with an Interest Checking account, this account offers all of the great features of a regular Money Market Account and pays premium rates on balances of $10,000 or more.

Minimum to Open: $10,000

Minimum to earn interest: $10,000

Monthly Service Fee: $15, waived with $10,000 minimum balance.


Transaction limits: Limited to six (6) transfers and withdrawals per statement cycle, per Reg D* limits. Electronic transactions include online banking, Call 24, automatic withdrawals such as gym memberships, etc. and overdraft transfers.

Transaction Fees: See fee schedule for additional fees that apply to all FAIRWINDS accounts.

*Subject to Reg D limits. See official disclosures for details.