Our regular savings account offers an easy and convenient way to plan for future.

  • Unlimited deposits - Make as many deposits as you like - weekly, monthly or once in a while, whatever fits your budget. And with no minimum to earn interest, your savings can start growing right away.
  • Unlimited in-person withdrawals - Your money is there when you need it.
  • Easy access online and through any ATM - Check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg D limits.
  • Relationship Rewards Points - Earn one point for each dollar you earn in interest on your deposits or pay in interest on your loans. Redeem these points for higher rates on deposits, lower rates on loans, and reduced fees.

Minimum to Open: $10

Monthly Service Fee: $5, waived with $50 cumulative savings balance.

Current Rate: 0.05%

Transaction Fees: See fee schedule for additional fees that apply to all FAIRWINDS accounts.

*Subject to Reg D limits. See official disclosures for details.

Save for the holidays all year long.

With our special holiday account, you can save for any special occasion:

  • Save all year for any holiday gift-giving season or for other special needs.
  • Eliminate the use of high-interest rate credit cards to make gift purchases.
  • Avoid dipping into your regular savings account to pay for holiday or special purchases.
  • Relax and enjoy the holidays without feeling the financial crunch.
  • Earn higher interest rates with this account.

Minimum to Open: $10

Today's Rates: 0.10%

Withdrawals: make withdrawals with no fees from November 1 through December 31. Withdrawals made outside this time period will incur a $5 fee.

Transaction Fees: See fee schedule for additional fees that apply to all FAIRWINDS accounts.

Ready to start the savings race?
Call 407.277.5045 or stop by your nearest branch to meet with your FAIRWINDS trainer and enter your $5K today!

$5K Savings

Saving money is about planning for the long run; the more you save now, the less you’ll borrow later. With the $5k Savings account, you're rewarded for building good savings habits so you can succeed in meeting your financial goals.

  • Pays a bonus interest rate over the traditional FAIRWINDS savings account
  • Matches your earned interest for three years in tiers
    • 50% matching in year 1
    • 75% matching in year 2
    • 100% matching in year 3

Minimum to Open: $10

Minimum Monthly Transfer Amount—$10

See Terms and Conditions

Compare Accounts
Regular Savings Apply Today $5K SavingsLearn More Holiday SavingsApply Today

Designed for

Rainy Day Funds, Vacation, Overdraft Protection The starter saver, special occasions Holiday and Christmas Savings

Competitive Interest Rates

* * *

Earns Relationship Rewards Points

* * *

Earn Bonus Interest

  *  

Insured up to $250,000 by the NCUA

* * *

Unlimited Deposits

* Deposits up to $5,000 or until 3-year maturity date *

Unlimited in-person withdrawals

* $10 withdrawal fee if the balance is below $5,000 or is withdrawn before 3-year maturity date Restricted to Holiday Withdrawal Period

Easy online and ATM access

*

Use for overdraft protection

*

Minimum to Open

$10 $10 $10

How to Avoid the Monthly Fee

Total savings balance (all savings accounts) of at least $50 Monthly $10 maintenance fee will be waived with minimum $10 aggregate monthly automatic transfer from a FAIRWINDS checking account N/A

Minimum Balance Fee

$5 N/A N/A

Minimum to earn Interest

$0.01 $0.01 $0.01

Other fees

See fee schedule See fee schedule

Regular Savings and Holiday Savings

Minimum to Open
» Regular Savings - $10
» Holiday Savings - $10

Monthly Service Fee
» Regular Savings - $5, waived with $50 cumulative savings balance. Free for members under age 18.
» Holiday Savings - No Charge

Transaction limits—limited to 6 transactions per statement cycle, per Reg D* limits. Electronic transactions include online banking, Call 24, automatic withdrawals such as gym memberships, etc. and overdraft transfers. Holiday accounts are limited to withdrawals between November 1 and December 31. All withdrawals outside this time period will have a $5 fee.

Transaction Fees—See fee schedule for additional fees that apply to all FAIRWINDS accounts.

*Subject to Reg D limits. See official disclosures for details.

$5K Savings

Minimum to Open—$10

Monthly Service Fee—$10, waived with minimum $10 aggregate monthly automatic transfer from a FAIRWINDS checking account.

Minimum Monthly Transfer Amount—$10

Transaction Fees—$10 fee for each withdrawal. See fee schedule for additional fees that apply to all FAIRWINDS accounts.

Limit—Limit one $5K Savings account per member.

For $5K Savings accounts, you will earn a bonus on balances up to $5,000 at the end of each the first three years following account opening. The credit union will match a percentage of the interest earned in each year. Matching will be applied as follows:

  • Match 50% of all interest earned in Year 1
  • Match 75% of all interest earned in Year 2
  • Match 100% of all interest earned in Year 3

*Subject to Reg D limits. See official disclosures for details.