Cash Rewards Visa® Credit Card
APR ranging from 12.49% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash rewards on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 12.49% - 18.00% based on your creditworthiness
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.7
Additional FAIRWINDS Cash Rewards Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
581.
Rated 5 out of
5
by
laur from
Great card
I love FAIRWINDS and the staff. They meet all my needs. They always go the extra mile for me.
Date published: 2019-08-18
Rated 5 out of
5
by
MASOOD from
friendly environment
as i opened a new account . the way manager treated so good that I feel that i was at good place
Date published: 2019-07-21
Rated 5 out of
5
by
LindaMarc from
Great value
I have been a member since 1989 and never applied for a credit card with FAIRWINDS. The process and customer service was excellent. I should have applied a long time ago!
Date published: 2019-07-12
Rated 5 out of
5
by
Gmcfbc from
Good value
We have been a member for many many years and we will stay one this is a good bank to have
Date published: 2019-06-20
Rated 5 out of
5
by
DDaveApopka7 from
Best bank ever...
I enjoy everytime I visit any branch of Fairwinds. People are always very friendly and helpful.
Date published: 2019-05-07
Rated 5 out of
5
by
Genaro58 from
Good decision
I've been looking for this in the past and now I'm very happy.
Date published: 2019-05-01
Rated 5 out of
5
by
Richard200watt from
Great value
My wife has been a member to over 20 years.thought I was but she forgot to register me.great service,great options.
Date published: 2019-04-30
Rated 5 out of
5
by
Wrap from
Convenient
I've been a member for a few years and I've had credit cards through other banks. I'm happy now to have all my banking in one place.
Date published: 2019-04-14