Cash Rewards Visa® Credit Card
APR ranging from 12.49% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash rewards on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 12.49% - 18.00% based on your creditworthiness
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.7
Additional FAIRWINDS Cash Rewards Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
570.
Rated 5 out of
5
by
Wrap from
Convenient
I've been a member for a few years and I've had credit cards through other banks. I'm happy now to have all my banking in one place.
Date published: 2019-04-14
Rated 5 out of
5
by
Dont have a nickname from
Best Friendliest,
Fairwind's is the best place to bank, Visa cards are Visa cards, Fairwinds is what makes it better than any other.
Date published: 2019-04-14
Rated 5 out of
5
by
Skinnes from
Great Customer Service
The Fairwinds Team Member that helped me through the process was second to none. He did an incredible job of satisfying my financial needs. By far the best I have gotten in 26 years as a Fairwinds member.
Date published: 2019-04-03
Rated 5 out of
5
by
Deedee07 from
Quick and easy!!!
I applied for a fairwinds Visa so I could consolidate two credit cards. I applied in the branch and it only took a few minutes. I was approved for what I asked for. I should have done this a long time ago.
Date published: 2019-03-31
Rated 5 out of
5
by
JRL from
great service
I've been a member of Fairwinds for 30+ years and they have always provided me with great service, friendly and professional employees. Obtaining a new credit card was simple and fast. I appreciate being a valued member of Fairwinds.
Date published: 2019-03-26
Rated 5 out of
5
by
Darkas3 from
Card is excellent
I am happy to be a fairwinds member, and I am telling all of my friends.
Date published: 2019-03-22
Rated 5 out of
5
by
Talluri from
Excellent service
Really liked experience at FAIRWINDS much better than big corporate banks.
Date published: 2019-03-17
Rated 4 out of
5
by
JessBert from
Pretty good
I first took this card for the perk of a balance transfer. I gave the information to the customer service rep who by the way was Awesome! I received a call about 2 days later from the Custer Service rep and she let me know that underwriting would not perform my balance transfer because it was not a credit card. Honestly I was not happy.. so I took my balance transfer with Discover that will do loans and credit cards. I am happy though that my card gives back 1 1/2 in cash back.
Date published: 2019-03-16