Cash Rewards Visa® Credit Card
APR ranging from 11.99% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.00% cash rewards on the first $10,000 in purchases annually
- 1.25% cash rewards on all additional purchases annually
- 2.00% cash rewards on gas and groceries
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 11.99% - 18.00% based on your creditworthiness
- No annual fee
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.7
Not only do you get a great rate, but you'll continue to receive cash back on your purchases. See how much you can earn.
Earn UNLIMITED cash rewards with every purchase!
This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.
Additional FAIRWINDS Cash Rewards Visa Card features include...
Account Alerts
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
Auto Rental Collision Damage Waiver (ARCDW) Program
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Online Self-Service
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Purchase Security Program
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Roadside Dispatch
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Travel and Emergency Assistance
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Zero Liability
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
504.
Rated 5 out of
5
by
Vince from
Awesome credit card
I'm happy with this card that gives me a lot.of benefits
Date published: 2018-09-15
Rated 5 out of
5
by
Dragon 1 from
Great
And happy with the service on the customer service this unique thank you
Date published: 2018-09-14
Rated 5 out of
5
by
mady from
Great value
Been a member for about 4 years. Love their service. Great employees. Good environment. Credit card has awesome parameters.
Date published: 2018-09-09
Rated 5 out of
5
by
Member since 2011 from
Simple process!
After the recent financing of a vehicle, it was suggested we apply for a Fairwinds Visa credit card. The process couldn't have been simpler! We were emailed the documents for signatures, and received the cards within a few days. It is so convenient to view the account and make payments through our online banking account.
Date published: 2018-09-05
Rated 3 out of
5
by
johnr from
Very confusing
I got the card with a car loan Very difficult to figure how to pay if you don't have a Fairwinds account
Date published: 2018-09-03
Rated 5 out of
5
by
Anonymous from
Very Customer Oriented
As always Fairwinds make all transactions easy. You are given all the information you need upfront to be able to make informed decisions. The offer of the Visa card with no obligation on my part was an added bonus.
Date published: 2018-08-29
Rated 5 out of
5
by
Truecakes from
Great credit union!
I've been a member for several years. The service is outstanding.
Date published: 2018-08-27
Rated 5 out of
5
by
Crash82 from
Great value
Became a member when I financed my vehicle. Because of great credit, I now have a bank card to earn cash back with.
Date published: 2018-08-26