Cash Rewards Visa® Credit Card
APR ranging from 11.74% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.00% cash rewards on the first $10,000 in purchases annually
- 1.25% cash rewards on all additional purchases annually
- 2.00% cash rewards on gas and groceries
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 11.74% - 18.00% based on your creditworthiness
- No annual fee
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.7
Not only do you get a great rate, but you'll continue to receive cash back on your purchases. See how much you can earn.
Earn UNLIMITED cash rewards with every purchase!
This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.
Additional FAIRWINDS Cash Rewards Visa Card features include...
Online Self-Service
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Account Alerts
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
Auto Rental Collision Damage Waiver (ARCDW) Program
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Roadside Dispatch
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Zero Liability
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
Travel and Emergency Assistance
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Purchase Security Program
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Warranty Manager Service
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
478.
Rated 5 out of
5
by
Nshaik from
Very good card with no fee
Finally fairwinds approved me coa card though small limit it allows me to improve my credit score. Thanks.
Date published: 2018-07-18
Rated 5 out of
5
by
Dinorah from
Cash rewards Visa Credit Car
Xavier Marrero has been exceptional with me obtaining my visa credit card. His customer service is above the call of duty.
Date published: 2018-07-16
Rated 5 out of
5
by
Claudia19 from
Nothing to lose
Recently, on a visit to my Fairwinds branch, the assistant branch manager told me about their cash back rewards card. There was nothing to lose and much to be gained from using this credit card. The application was quickly processed, while I stood there. I received the new card in a matter of days and have used it almost exclusively in the month I've had it. Looking forward to the cash rewards benefits.
Date published: 2018-07-16
Rated 5 out of
5
by
TylerS from
Amazing Member Experience!
This is my first Fairwinds credit card and am very happy! Fairwinds has amazing value both internal and external. Look forward to using Fairwinds for other financial needs in the future!
Date published: 2018-07-15
Rated 5 out of
5
by
Anonymous from
Great card addition
Have been a member for 26 years and have enjoyed the relationship.The new card has several valuable benefits
Date published: 2018-07-08
Rated 5 out of
5
by
Ccooks001 from
Great value
I became a FAIRWINDS member a month ago and I’m so happy I did
Date published: 2018-06-21
Rated 5 out of
5
by
Jude from
Love it..
I love being a member of your credit union. Way better than the big Banks..customer service is the ultimate best...thanks
Date published: 2018-06-19
Rated 5 out of
5
by
WanditaLR from
It’s great!!
I became a FAIRWINDS Remember in October and I loved it I did it because my sister recommended it after being there for five months I apply for the cash reward and ever since I love it is been great great service that’s my bank!!
Date published: 2018-06-09