Cash Rewards Visa® Credit Card
APR ranging from 11.99% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash rewards on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 11.99% - 18.00% based on your creditworthiness
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.8
Additional FAIRWINDS Cash Rewards Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
597.
Rated 5 out of
5
by
Andrea M from
Great Product!
I had no idea transferring a credit card balance could be so easy! I now feel like I have control over my finances rather than them controlling me.
Date published: 2019-11-22
Rated 5 out of
5
by
Sburns01 from
Great Service
Great customer service, friendly and will help you out any way they can.
Date published: 2019-11-20
Rated 5 out of
5
by
Ks2019 from
Easy balance transfer
I want to say his name was a Rich but the man in FAIRWINDS Lake Mary made it very easy to transfer a credit balance for easier banking. He answered all my questions and FAIRWINDS has the best deal as far as no balance transfer charge.
Date published: 2019-10-30
Rated 5 out of
5
by
Albertg from
Great Support
I received my Fairwinds Visa credit card to transfer a balance from a high interest card that I previously had. The Fairwinds loan officer helped me tremendously in the application process. He was very friendly and professional. He answered all my questions completely and clearly.
Date published: 2019-10-27
Rated 5 out of
5
by
VictoriaP from
great bank
FAIRWINDS is great with loans and all my accounts, customer service is great as well
Date published: 2019-10-20
Rated 5 out of
5
by
RxR from
You still serve your members
You have not become to big for your britches.... Unlike my former Credit Union of 38 years
Date published: 2019-09-30
Rated 5 out of
5
by
SusanM from
Great Value!
I have been a member of Fairwinds for many years. Always the best service!
Date published: 2019-09-30
Rated 5 out of
5
by
RANDALL from
GREAT VALUE
ALL CUSTOMERS WANT TO GET A GREAT VALUE AND SAVE MONEY
Date published: 2019-09-29