Cash Rewards Visa® Credit Card
APR ranging from 12.24% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.
Start ApplicationFeatures
- 1.5% cash rewards on all purchases
- 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 12.24% - 18.00% based on your creditworthiness
- No annual fee
- No balance transfer fees.
- No foreign transaction fees.
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
- Personalize your card with your own custom image for $15
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.8
Additional FAIRWINDS Cash Rewards Visa Card features include...
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Cash Rewards Visa® Credit Card is rated
out of
5 by
591.
Rated 5 out of
5
by
RxR from
You still serve your members
You have not become to big for your britches.... Unlike my former Credit Union of 38 years
Date published: 2019-09-30
Rated 5 out of
5
by
SusanM from
Great Value!
I have been a member of Fairwinds for many years. Always the best service!
Date published: 2019-09-30
Rated 5 out of
5
by
RANDALL from
GREAT VALUE
ALL CUSTOMERS WANT TO GET A GREAT VALUE AND SAVE MONEY
Date published: 2019-09-29
Rated 5 out of
5
by
RALINFLA from
Best card eva
Been a member for a LONG time; just decided to get the card and take advantage of their balance transfer offer. GLAD I did
Date published: 2019-09-22
Rated 5 out of
5
by
Bearsquad from
Love the Credit Union
The staff at FAIRWINDS CU are fantastic. They go above and beyond to understand your financial situation and help find solutions.
Date published: 2019-09-19
Rated 5 out of
5
by
Disney from
Full filling customer needs.
I went in for information on a car loan, and the officer of the bank was very knowledgeable to my questions. I later applied for a credit card online having a good feeling of banking near my home. The car loan was not needed by the end of the week.
Date published: 2019-09-19
Rated 5 out of
5
by
Ken87 from
Super
I've been a member since 1987 and truly happy I joined. Great folks and excellent service.
Date published: 2019-08-26
Rated 5 out of
5
by
laur from
Great card
I love FAIRWINDS and the staff. They meet all my needs. They always go the extra mile for me.
Date published: 2019-08-18