Platinum Rewards Visa® Credit Card
APR will be 11.99% to 18.00%, based on your creditworthiness.
Start ApplicationFeatures
- Earn 1 point for every $1 spent with no limit to how many points you can earn
- 0% Introductory Rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 11.99% - 18.00%*, based on your creditworthiness
- Online rewards catalog for point redemption toward gift cards, travel, entertainment, and more
- No annual fee
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
- Personalize your card with your own custom image for $15
* This APR will vary with the market based on the Prime Rate.
See Card Agreement and Disclosures and Pricing and Terms for details.
Average Member Rating 4.8
No Annual Credit Card Fees
Purchase APR
0.00% introductory APR for the first 12 months.
After that, your APR will be 11.99% to 18.00%, based on your creditworthiness.
Balance Transfer APR
0.00% introductory APR for the first 12 months.
After that, your APR will be 11.99% to 18.00%, based on your creditworthiness.
Additional FAIRWINDS Platinum Rewards Visa Card features include...
Account Alerts
Enjoy an extra layer of protection with e-Alerts! Receive up-to-date, customizable alerts via email or text message on all the latest happenings with your credit card account including transactions and purchases, payment reminders, and credit limit notifications.
Auto Rental Collision Damage Waiver (ARCDW) Program
This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Auto Rental Collision Damage Waiver (ARCDW) Program Details (PDF)
Online Self-Service
With our online self-service tools, you can transfer balances, request a replacement card, and dispute a transaction.
Purchase Security Program
Within the first ninety (90) days of the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
Purchase Security Program Details (PDF)
Purchase Security Program Details (PDF)
Roadside Dispatch
Roadside Dispatch is a pay-per-use roadside assistance program provided expressly for Visa cardholders. The program provides you with security and convenience wherever your travels take you. No membership required or pre-enrollment is required. No annual dues. No limit on usage.
Roadside Dispatch Details (PDF)
Roadside Dispatch Details (PDF)
Travel and Emergency Assistance
Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal, and transportation needs. With qualifying cards you and your family members can receive accident insurance coverage while traveling and lost luggage reimbursement.
Travel and Emergency Assistance Details (PDF)
Travel and Emergency Assistance Details (PDF)
Warranty Manager Service
Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements.
Warranty Manager Service Details (PDF)
Warranty Manager Service Details (PDF)
Zero Liability
Your peace of mind and protection are paramount to us. Visa’s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
Zero Liability Details (PDF)
Zero Liability Details (PDF)
FAIRWINDS Member Reviews
Platinum Rewards Visa® Credit Card is rated
out of
5 by
34.
Rated 5 out of
5
by
JSN from
Real
We have been members for over two years. Since becoming members we have two savings accounts, a MM, a checking account, a credit card, and two vehicle loans. We’ve belonged to different banks in the past, credit unions is the real way to go. We had our older children switch to Fairwinds.
Date published: 2018-05-23
Rated 4 out of
5
by
EdG from
OK experience.
Long time FW customer. OK experience using the card. Notifications of use needs lots of work.
Date published: 2018-04-23
Rated 5 out of
5
by
Lois from
Excellent customer service
Every experience I have had with Fairwinds had been great ..
Date published: 2017-09-24
Rated 5 out of
5
by
Marcia from
Fairwinds is the best
Just switched my balance from a high-interest card. The process was very easy and Fairwinds is always pleasant to work with
Date published: 2017-09-23
Rated 5 out of
5
by
No nickname acceptable from
Mission Trip
I've been a member of fairwinds for 7 years. I needed a new Visa card with reduced limits for a mission trip to the Dominican Republic. You supplied my needs efficiently
Date published: 2017-06-09
Rated 5 out of
5
by
Wawa from
My Time
I been a member for a short time, but I love being a Fairwinds member
Date published: 2016-12-25
Rated 5 out of
5
by
TerriJ from
Great Rewards Card!
Great Rate and Rewards to boot. So easy to watch the balance and payments on my account. I'm so glad i applied for Fairwinds Platinum card.
Date published: 2016-12-24
Rated 5 out of
5
by
Shorti22 from
Great Service
The process was really easy and Maria was really helpful
Date published: 2016-12-06