Banking for people who choose financial freedom over debt.

Every dollar has a purpose — and at FAIRWINDS, that purpose is your financial freedom.

Smiling family hiking in the mountains, with a man carrying a young girl on his shoulders and a woman pointing at the scenic valley below, surrounded by green hills and forested landscape under a partly cloudy sky.

Products Designed for You

From everyday banking to business growth, discover financial solutions that help you save more and eliminate debt.

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Savings Accounts

Build your emergency fund and save with confidence.

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Checking Accounts

Everyday spending made simple, safe, and debt-free.

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Business Banking

Smart solutions to grow your business without growing debt.

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Signature Services

Exclusive services that reward your debt-free lifestyle.

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The Dave Ramsey Show

For decades, Dave Ramsey has helped his listeners take control of their finances with his life changing advice on The Ramsey Show. We've combined Ramsey's smart money approach with our 75 years of experience in financial services to help you manage your money — so your money doesn't manage you.

Services Designed for Financial Freedom

Our products and services are designed to help you on your road to a debt free life.
Debit Card Round-Up

Automatically round up your debit card purchases to build your savings with our debit card round-up program, Change it Up.

Goals and Budgets

Access free budgeting and money management tools, your key to achieving financial freedom.

Zelle®

Easily send and receive money with Zelle® through our online and mobile app.

Money Milestones

Answer a few quick questions to find out where you’re at with your finances and see which Money Milestone you’re on. Knowing your Money Milestone can help you focus on what you’re doing well and how you can go further.

Early Direct Deposit

Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more.

Recognized by the Best as the Best

We’re honored to be recognized by organizations like Forbes, Newsweek, and Orlando Business Journal as a top credit union in America.

Forbes Best-In-State Credit Unions, America's Best Credit Unions by Newsweek, and 2024 Best Places to Work by Orlando Business Journal
Approximate locations of ATM, Branch, and Partner Branches through the United States.

It’s time to join the Financial Freedom movement.

Wherever you are, whatever your journey — if you’re committed to being financially free you’re welcome to join the growing movement of financial freedom seekers. Anyone in the country is welcome to become a member.

Member Stories

See what our members are saying.
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“I am seeing steady progress already with $5,000 saved so far!”

Danny
Oakland, CA
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“Now I get to drive my dream [car] around every day without having to make monthly payments!”

Catherine
Dunwoody, GA
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“I was able to cut 6 years off my home loan and save over $50,000 in payments and interest by refinancing to a 15-year mortgage.”

Carina
Longwood, FL