Banking for people who choose financial freedom over debt.
Every dollar has a purpose — and at FAIRWINDS, that purpose is your financial freedom.

Products Designed for You
From everyday banking to business growth, discover financial solutions that help you save more and eliminate debt.

For decades, Dave Ramsey has helped his listeners take control of their finances with his life changing advice on The Ramsey Show. We've combined Ramsey's smart money approach with our 75 years of experience in financial services to help you manage your money — so your money doesn't manage you.


For decades, Dave Ramsey has helped his listeners take control of their finances with his life changing advice on The Ramsey Show. We've combined Ramsey's smart money approach with our 75 years of experience in financial services to help you manage your money — so your money doesn't manage you.
Services Designed for Financial Freedom
Our products and services are designed to help you on your road to a debt free life.Automatically round up your debit card purchases to build your savings with our debit card round-up program, Change it Up.
Access free budgeting and money management tools, your key to achieving financial freedom.
Answer a few quick questions to find out where you’re at with your finances and see which Money Milestone you’re on. Knowing your Money Milestone can help you focus on what you’re doing well and how you can go further.
Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more.
Recognized by the Best as the Best
We’re honored to be recognized by organizations like Forbes, Newsweek, and Orlando Business Journal as a top credit union in America.

It’s time to join the Financial Freedom movement.
Wherever you are, whatever your journey — if you’re committed to being financially free you’re welcome to join the growing movement of financial freedom seekers. Anyone in the country is welcome to become a member.

It’s time to join the Financial Freedom movement.
Wherever you are, whatever your journey — if you’re committed to being financially free you’re welcome to join the growing movement of financial freedom seekers. Anyone in the country is welcome to become a member.
Member Stories
See what our members are saying.“I am seeing steady progress already with $5,000 saved so far!”
“Now I get to drive my dream [car] around every day without having to make monthly payments!”
“I was able to cut 6 years off my home loan and save over $50,000 in payments and interest by refinancing to a 15-year mortgage.”