Current Personal Account Rates
View rates on all of our personal banking solutions, from Savings and Checking Accounts to Auto and Home Loans.

Savings Accounts
Savings Interest Rates | APY* |
---|---|
Emergency Savings | 5.00% |
Freedom Savings | 0.10% |
Preferred Savings | 1.00% |
Signature Savings | 2.15% |
Investor Savings | 3.00% |
IRA Savings Account | 0.10% |
Checking Accounts
Preferred Checking
Account Balance | APY* |
---|---|
$9,999.99 or below | 0.01% |
$10,000.00 — $24,999.99 | 0.02% |
$25,000.00 — $49,999.99 | 0.03% |
$50,000.00+ | 0.04% |
Signature Checking
Account Balance | APY* |
---|---|
$9,999.99 or below | 0.05% |
$10,000.00 — $24,999.99 | 0.10% |
$25,000.00 — $49,999.99 | 0.15% |
$50,000.00+ | 0.20% |
Certificates of Deposit (CD)**
CD Rates
Type | APY* |
---|---|
3-Month CD | 0.75% |
6-Month CD | 1.00% |
12-Month CD | 1.60% |
24-Month CD | 2.00% |
36-Month CD | 2.00% |
48-Month CD | 2.00% |
60-Month CD | 2.00% |
Add-Ons
Type | APY* |
---|---|
6-Month Add-On CD | 1.00% |
12-Month Add-On CD | 1.60% |
Specials
Type | APY* |
---|---|
7-Month CD Special | 5.00% |
7-Month CD Special with Signature Credit Card | 5.25% |
Credit Cards
Credit Cards | APR*** |
---|---|
Secured Credit Card | starting at 18.00% |
Cash Back Visa® Credit Card | starting at 15.49% |
Visa Signature® Credit Card | starting at 18.00% |
Loans and Lines of Credit
Vehicle Loans
New Car | APR*** |
---|---|
36 Months | 5.400% |
48 Months | 6.200% |
60 Months | 6.750% |
72 Months | 7.200% |
Used Car | APR*** |
---|---|
48 Months | 6.300% |
60 Months | 7.000% |
72 Months | 7.400% |
36 Months | 5.800% |
Other Vehicles | APR*** |
---|---|
Motorcycle, Boat, and RV (New) | 7.350% |
Motorcycle, Boat, and RV (Used) | 7.800% |
Mortgages
Fixed Rate | Rate | APR*** | Points |
---|---|---|---|
15 Year Fixed 180 months at 6.125% (6.395% APR) for a $250,000 loan would result in a monthly payment of $2,126.56. | 6.125% | 6.395% | 0.989 |
20 Year Fixed 240 months at 6.500% (6.678% APR) for a $250,000 loan would result in a monthly payment of $1,863.93. | 6.500% | 6.678% | 0.676 |
30 Year Fixed 360 months at 6.875% (7.012% APR) for a $250,000 loan would result in a monthly payment of $1,642.32. | 6.875% | 7.012% | 0.666 |
Jumbo Rate | Rate | APR*** | Points |
---|---|---|---|
15 Year Jumbo Mortgage 180 months at 5.625% (5.882% APR) for a $726,200 loan would result in a monthly payment of $5,981.94. | 5.625% | 5.882% | 0.930 |
20 Year Jumbo Mortgage 240 months at 6.125% (6.326% APR) for a $726,200 loan would result in a monthly payment of $5,255.23. | 6.125% | 6.326% | 0.874 |
30 Year Jumbo Mortgage 360 months at 6.500% (6.626% APR) for a $726,200 loan would result in a monthly payment of $4,590.08. | 6.500% | 6.626% | 0.583 |
ARM Rate | Rate | APR*** | Points |
---|---|---|---|
10/6 ARM For a 30-year loan of $500,000.00, you would make 60 payments of $3,119.35 at 6.375% (6.766% APR), followed by 300 payments based on the then-current variable rate. | 6.375% | 6.766% | 0.666 |
5/5 ARM For a 30-year loan of $500,000.00, you would make 60 payments of $3,119.35 at 6.375% (6.996% APR), followed by 300 payments based on the then-current variable rate. | 6.375% | 6.996% | 0.666 |