Current Personal Account Rates

View rates on all of our personal banking solutions, from Savings and Checking Accounts to Auto and Home Loans.

A woman doing taxes at home.

Savings Accounts

Savings Interest RatesAPY*
Emergency Savings5.00%
Freedom Savings0.10%
Preferred Savings1.00%
Signature Savings2.15%
Investor Savings3.00%
IRA Savings Account0.10%

Checking Accounts

Preferred Checking

Account BalanceAPY*
$9,999.99 or below0.01%
$10,000.00 — $24,999.990.02%
$25,000.00 — $49,999.990.03%
$50,000.00+0.04%

Signature Checking

Account BalanceAPY*
$9,999.99 or below0.05%
$10,000.00 — $24,999.990.10%
$25,000.00 — $49,999.990.15%
$50,000.00+0.20%

Certificates of Deposit (CD)**

CD Rates

TypeAPY*
3-Month CD0.75%
6-Month CD1.00%
12-Month CD1.60%
24-Month CD2.00%
36-Month CD2.00%
48-Month CD2.00%
60-Month CD2.00%

Add-Ons

TypeAPY*
6-Month Add-On CD1.00%
12-Month Add-On CD1.60%

Specials

TypeAPY*
7-Month CD Special5.00%
7-Month CD Special with Signature Credit Card5.25%

Credit Cards

Credit CardsAPR***
Secured Credit Card
starting at
18.00%
Cash Back Visa® Credit Card
starting at
15.49%
Visa Signature® Credit Card
starting at
18.00%

Loans and Lines of Credit

Vehicle Loans

New CarAPR***
36 Months5.400%
48 Months6.200%
60 Months6.750%
72 Months7.200%
Used CarAPR***
48 Months6.300%
60 Months7.000%
72 Months7.400%
36 Months5.800%
Other VehiclesAPR***
Motorcycle, Boat, and RV (New)7.350%
Motorcycle, Boat, and RV (Used)7.800%

Mortgages

Fixed RateRateAPR***Points
15 Year Fixed
180 months at 6.125% (6.395% APR) for a $250,000 loan would result in a monthly payment of $2,126.56.
6.125%6.395%0.989
20 Year Fixed
240 months at 6.500% (6.678% APR) for a $250,000 loan would result in a monthly payment of $1,863.93.
6.500%6.678%0.676
30 Year Fixed
360 months at 6.875% (7.012% APR) for a $250,000 loan would result in a monthly payment of $1,642.32.
6.875%7.012%0.666
Jumbo RateRateAPR***Points
15 Year Jumbo Mortgage
180 months at 5.625% (5.882% APR) for a $726,200 loan would result in a monthly payment of $5,981.94.
5.625%5.882%0.930
20 Year Jumbo Mortgage
240 months at 6.125% (6.326% APR) for a $726,200 loan would result in a monthly payment of $5,255.23.
6.125%6.326%0.874
30 Year Jumbo Mortgage
360 months at 6.500% (6.626% APR) for a $726,200 loan would result in a monthly payment of $4,590.08.
6.500%6.626%0.583
ARM RateRateAPR***Points
10/6 ARM
For a 30-year loan of $500,000.00, you would make 60 payments of $3,119.35 at 6.375% (6.766% APR), followed by 300 payments based on the then-current variable rate.
6.375%6.766%0.666
5/5 ARM
For a 30-year loan of $500,000.00, you would make 60 payments of $3,119.35 at 6.375% (6.996% APR), followed by 300 payments based on the then-current variable rate.
6.375%6.996%0.666