Drive off with auto loan savings.

Whether you want to purchase a new or used vehicle, we're here to help you save more.

Boy in a car with a small dog.

Low Rates

New auto loan rates as low as ... APR* for 36 months.

No fee/$0

No Payments for 90 Days**

Enjoy no payments for 90 days when you purchase or refinance your car.

Open book

Flexible Terms

36 - 72 month terms available for new and used cars. Save on interest over time when you choose a shorter term.

Purchase a New or Used Car

Are you in the market for a new or used vehicle? Use our online car-buying service to save you time and money. Get pre-approved to determine what is in your budget.

Find Your Car

Refinance Your Current Auto Loan

Our refinancing options allow you to choose a shorter-term loan so you can pay off your loan faster and save hundreds of dollars in the process. Plus, you can earn an auto refi bonus of up to $600!***

Apply Now

Want an even better auto loan rate?

Enjoy a discount of .25% APR* on your auto loan with the Visa Signature® Credit Card.

Woman buying a car at a dealership.
4 Things to Consider When Buying Your First Car

Buying your first car is a huge step toward financial independence. Here are four things to consider when shopping for your new ride.

Salesman showing a car to a customer in a car dealership.
Should I take the zero-percent financing that dealers offer?

When it comes to zero-percent financing, is zero really your hero? There are many factors to consider before driving off with a zero-percent auto loan.

How to Create a Budget in 5 Steps

Unlock financial success with a simple, effective budget. Take control, know where your money goes, and build stability. Your guide to budgeting made easy.

What would your auto loan payment be?

Tools to Help You Save

Freedom Payments

Pay down your principal loan balance and save on interest by making Freedom Payments.

To make a payment, select the Freedom Payment option within FAIRWINDS Mobile or Online Banking.

Money Milestones

Answer a few quick questions to find out where you’re at with your finances and see which Money Milestone you’re on. Knowing your Money Milestone can help you focus on what you’re doing well and how you can go further.

Free Budgeting Tools

Track and adjust your spending, pay off debt, and save more, all from your mobile device.

Debit Card Round-Up

Automatically round up your debit card purchases to build your savings with our debit card round-up program, Change it Up.