Credit cards for everyday spending and travel.

From premium travel experiences to unlimited cash back, find the best rewards credit card here.

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Compare Credit Cards

Choose the credit card that’s best for you.
Visa Signature® Credit Card
Preferred Cash Back Visa® Credit Card

Visa Signature® Credit Card

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Rewards

Earn 5X points on theme park tickets, 5X points on travel, 3X points on dining, and 2X points on all other purchases.

Receive VIP access to events, exclusive shopping, dining, and travel offers with 24-hour Visa Signature Concierge Service.

Welcome Offer

Earn 60,000 bonus points

when you spend $5,000 in the first three months from opening. That's a $900 travel value.

APR*

...

Annual Fee

$95

No Balance Transfer Fees

No Balance Transfer Fees

No Foreign Transaction Fees

Mobile Wallet for Apple, Samsung, and Google Pay

Preferred Cash Back Visa® Credit Card

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Rewards

1.5% unlimited cash back on all of your purchases.

Welcome Offer

Special introductory rate of 0% on purchases and balance transfers for the first 12 months after account opening. After 12 months, your variable APR will range from 15.49% - 18.00% based on your creditworthiness.

APR*

...

- 18.00% APR after the intro APR expires

Annual Fee

$0

No Balance Transfer Fees

No Foreign Transaction Fees

Mobile Wallet for Apple, Samsung, and Google Pay

Should I transfer my credit card balances**?

Current Balances

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This calculator is for illustrative purposes only and is not a guarantee of credit.
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Additional Benefits and Tools

Visa Signature® Concierge
Visa Signature® Card Benefit

Count on your 24/7 Visa Signature® Concierge for assistance booking travel, making dining reservations, finding event tickets, and more.1

ID Navigator Powered by NortonLifeLock™
Visa Signature® Card Benefit

Protect your identity and get alerts for suspicious activity, so you can act quickly should the unexpected happen.

Visa’s Zero Liability Policy

You’re protected against unauthorized or fraudulent charges.

Lock or Unlock Your Card

Temporarily lock your credit card instantly if it’s lost or stolen.

Travel Protection
Visa Signature® Card Benefit

Stay connected with the appropriate emergency services should the need arise.

Lost Luggage
Visa Signature® Card Benefit

Get reimbursed if your covered luggage and its contents are lost or stolen.

Travel Accident Insurance
Visa Signature® Card Benefit

Stay protected in the case of an accident while traveling.

Trip Delay Reimbursement
Visa Signature® Card Benefit

Receive up to $300 travel reimbursement when your trip is delayed for more than 12 hours.

Auto Rental Collision Damage
Visa Signature® Card Benefit

This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles.

Cellular Telephone Protection
Visa Signature® Card Benefit

The Cellular Telephone Protection benefit provides coverage for damage to or theft of an eligible cell phone.

Certain terms, conditions, and exclusions apply.

Return Purchase Protection
Visa Signature® Card Benefit

Access extra flexibility when returning your eligible purchases valued up to $250 within 90 days of the date of purchase.

Shipt
Visa Signature® Card Benefit

Enroll your FAIRWINDS Visa ® Signature Credit Card to get three months of free Shipt membership, then nine months of membership at 50% off, with free delivery on orders $35 or more.

Certain terms, conditions, and exclusions apply.

Skillshare
Visa Signature® Card Benefit

Enroll your FAIRWINDS Visa® Signature Credit Card to get unlimited access to classes with three months free and 20% off a Skillshare annual membership.

Certain terms, conditions, and exclusions apply.

Sofar Sounds
Visa Signature® Card Benefit

Use your FAIRWINDS Visa® Signature Credit Card to receive unlimited access to the exclusive 7-day advance presale window for select Sofar shows, plus one free ticket per show with purchase of one or more tickets during the presale window.

Trip Interruption Refund
Visa Signature® Card Benefit

Purchase travel using your FAIRWINDS Visa® Signature Credit Card, and you’re covered for your non-refundable fare in case of trip interruptions or cancellations.

Fraud Alerts

Receive fraud alerts through text message, email, or phone for your FAIRWINDS Visa® Debit or Credit Card. Simply reply to the message to confirm or deny potentially fraudulent transactions, all from the convenience of your phone.

Financial Freedom happens here.®

* APR = Annual Percentage Rate

** This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. This service shall not infer that the company or its affiliates and email service provider, DocuMatix, LLC, assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. Use of service is provided without warranty of any kind, either express, implied or statutory, including FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND ACCURACY. Use of service is entirely at the users' own risk, and users should seek professional financial and legal advice without reliance on service. Provider and email service provider shall not be liable for any lost profits, lost business, direct or indirect, punitive or consequential damages, or damages of any kind arising out of service use. This agreement shall be governed and enforced by Utah law, with courts located in Salt Lake County, Utah the sole and exclusive venue. User agrees to indemnify and hold harmless the company, email service provider, and affiliates from any and all liabilities and costs (including attorney fees) for any improper use or violation of these terms.

Routing Number ⑆ 263181368