Preferred Cash Back Visa® Credit Card

Everyday purchases have never been so rewarding.

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1.5% Cash Back

Unlimited cash back on all purchases

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$0

Annual Fee

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0% Intro APR*

Special introductory rate of 0% on purchases and balance transfers for the first 12 months after account opening. After 12 months, your variable APR will range from 15.49% - 18.00% based on your creditworthiness.

A Card Designed to Help You Save More

  • No balance transfer fees.

  • No foreign transaction fees.

  • 0% introductory rate on purchase and balance transfers for the first 12 months after opening. After that, your rate will be a low variable APR ranging from 15.49% to 18.00% based on your creditworthiness and will vary with the market based on the Prime Rate.

  • Receive your cashback on-demand through a statement credit or a direct deposit to a FAIRWINDS account of your choice.

See Card Agreement and Disclosures and Pricing and Terms for details.

Additional Benefits and Tools

Account Alerts

Get account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.

Purchase Security

Purchase Security will replace, repair, or reimburse you for eligible items of personal property. Purchase Security PDF Details

Visa’s Zero Liability Policy

You’re protected against unauthorized or fraudulent charges.

Contactless Payments

Tap your FAIRWINDS Visa® Debit Card and pay for purchases safely and securely.

Lock or Unlock Your Card

Temporarily lock your credit card instantly if it’s lost or stolen.

Protecting Your Information

We will never proactively reach out through email, text, or phone calls and ask you to provide your debit or credit card PIN, a temporary access code, or online banking passwords. If someone claiming to be from FAIRWINDS asks you for this information contact us immediately.

Fraud Alerts

Receive fraud alerts through text message, email, or phone for your FAIRWINDS Visa® Debit or Credit Card. Simply reply to the message to confirm or deny potentially fraudulent transactions, all from the convenience of your phone.