Open the door to mortgage savings.
Whether you’re buying your first home or looking to refinance and save thousands of dollars in interest, we are here to help you every step of the way. Unlock mortgage solutions that match your goals for buying, refinancing, or building a home on your journey to Financial Freedom.
Bi-Weekly Payment Options to Help You Save
Bi-weekly payment options are available to pay down your mortgage faster and save on interest over time.
On-Time Closing Guarantee
We'll meet your mortgage closing date, or we'll cover $3,000 for you and $2,000 for the seller in closing costs.*
Experience Peace of Mind with a Rate Re-Lock**
What if rates go down? You may be able to re-lock at a lower rate, helping you save even more.
Buy or Refinance
Highlights and Savings
Rates as low as ... (... APR†) for a 30-year fixed-rate mortgage.
15-year short-term mortgage, helping you save thousands
Fixed-rate home loan options with terms of up to 30 years
Rate re-lock program available
No closing cost options ±
Mortgage solutions are currently available to members in Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Massachusetts, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.
$0 application fee
No pre-payment penalties
Additional Solutions to Meet Your Needs
Enjoy flexible interest rates with our adjustable-rate mortgages for short-term stays or refinancing to shorter terms.
Explore the freedom of our no-closing-cost mortgage option when purchasing or moving homes.
Build your dream home with the freedom and flexibility you deserve.
While you're designing your new home, we can assist you in securing the necessary financing.
Make first-time homebuying easier and more affordable with a savings account that can help you set aside funds toward your future down payment.
Planning home improvement projects? We can help you find the best home equity option for your needs.
Upgrade your home with ease! Borrow what you need for small projects like roof repairs or budget-friendly kitchen updates and pay it off quickly.
Designed to assist everyday heroes, we’re here to help you find a mortgage that fits your budget and achieve your homeownership goals.
How much will your monthly payments be?
Learn how a mortgage with FAIRWINDS can help you achieve the debt-free lifestyle you've been looking for.
Our mortgage experts are here for you.
Have questions or need help along the way? We are here to serve you! Call 888.413.0672 to talk with one of our mortgage lending experts.
If you're a first-time homebuyer, we've got you covered with these basics for your home-buying journey.
Unlock mortgage savings with biweekly payments! Learn how a simple switch can save you thousands, accelerating your path to financial freedom.
Tools to Help You Save
Pay down your principal loan balance and save on interest by making Freedom Payments.
To make a payment, select the Freedom Payment option within FAIRWINDS Mobile or Online Banking.
Answer a few quick questions to find out where you’re at with your finances and see which Money Milestone you’re on. Knowing your Money Milestone can help you focus on what you’re doing well and how you can go further.
Track and adjust your spending, pay off debt, and save more, all from your mobile device.