Auto Refinance Solutions

Own your car sooner — without the extra interest.

Smiling woman wearing sunglasses stands beside an open car door with mountains and trees in the background during golden hour.

Refinancing the FAIRWINDS way means less interest, more freedom.

Term
Choose a Shorter Term

A shorter term could help you save hundreds, even thousands, on interest.

Bonus
Up to $600 Refi Bonus

Use your refi bonus to pay down your balance and own your car faster.

Payment
No Payments for 90 Days

Make early payments and reduce your term even more.

Freedom
Pay Off & Move Forward

Pay off your loan, keep your car, and put those payments towards savings.

How Refinancing Works

Get Started

Step 1

Start your application online or in person with no impact on your credit score.

Step 2

Get a personalized offer showing your potential savings.

Step 3

Accept and finalize your refinance offer — your credit will be pulled.

Step 4

Set up Change it Up and make Freedom Payments to pay down your loan faster.

Earn Up to $600 for a Limited Time

Refinance with FAIRWINDS and get a cash bonus you can use where it matters most. Want to pay down your loan faster? Use your bonus to pay down your loan.

Loan Amount

Cash Bonus3

Under $20,000

$100

$20,000 - $29,999

$200

$30,000 - $39,999

$300

$40,000 - $49,999

$400

$50,000 - $59,999

$500

$60,000 and higher

$600

Current Rates