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Businesses don't always operate the same way everyday. With the flexibility of a Line of Credit you have peace of mind knowing the financing is there if and when you need it.

Handle short-term credit needs, like inventory purchases, with a revolving Line of Credit from FAIRWINDS.

Manage your business' day-to-day and ensure you're always in control of your finances. With a line of credit, you'll have added flexibility to help you manage your cash flow.

Express Lines

If you have short-term operating expenses or small capital expenditures, an Express Line of Credit from FAIRWINDS may be the answer. Finance up to $20,000 and keep your business moving.

Small Business Lines

For short-term working capital, seasonal purchases, inventory or payroll, a Small Business Line of Credit can help you handle expenses and financial obligations seamlessly and efficiently. A FAIRWINDS Small Business Line has low annual fees and financing of up to $250,000.

Commercial Lines

Get a customized solution for your business' borrowing needs. Whether you're managing the difference in receivables and payables, or need extra liquidity during your peak season, a commercial line of credit will give you peace of mind during fluctuations in business. One of our FAIRWINDS Business Loan Officers will help ensure your financial needs are met with the access to funds to keep your business running smoothly.

FAIRWINDS Member Reviews

Lines of Credit is rated 4.0 out of 5 by 4.
Rated 5 out of 5 by from Couldn't have been easier! The process was so simple and so customer service oriented, I haven't seen anything like it in the banking industry in years! Fairwinds and especially our branch manager, Justin have won us over, we won't even think of banking anywhere else.
Date published: 2017-10-31
Rated 5 out of 5 by from Appreciative I needed a little extra reserve as I expanded. Thanks for your help
Date published: 2017-06-03
Rated 1 out of 5 by from Not happy Joined in 2015 and am not happy
Date published: 2016-01-17
Rated 5 out of 5 by from Quick process Fairwinds has treated me and my small business as if I was their only client. We are very happy with the relationship and expect years of great service from Fairwinds. Recently obtained a line of credit and the process was simple and quick.
Date published: 2015-07-15
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