Mortgage Payments

Our mortgage payment calculation tool aims to help people understand their mortgage, choose a loan amount that fits their budget, and shorten their mortgage term. Saving on your mortgage and shortening your mortgage term are crucial financial achievements.

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How much will your monthly payments be?

Learn how a mortgage with FAIRWINDS can help you achieve the debt-free lifestyle you've been looking for.

Should you convert to a bi-weekly payment schedule?

It may surprise you that most banks and mortgage companies collect two to three dollars for every dollar you borrow! However, there is a way to accelerate mortgage payoff using Bi-Weekly Mortgage Payments. This program is implemented by dividing your monthly mortgage payment in half and paying it every other week - resulting in a net effect of paying an extra payment toward principal each year.

How much home can you afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all your liabilities and obligations, including auto loans, credit card debt, child support, potential property taxes and insurance, and overall credit rating. Use our home affordability calculator to determine how much of a mortgage you can obtain.

Income and Debt

New Loan Assumptions

Closing Costs Calculator

Loan amount for house.
Purchase price for home
Financial Freedom happens here.®

These calculators are for illustrative purposes only and are not a guarantee of credit.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. This service shall not infer that the company or its affiliates and email service provider, DocuMatix, LLC, assumes any fiduciary duties. In addition, such a service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. Use of service is provided without warranty of any kind, either express, implied or statutory, including FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND ACCURACY. Use of the service is entirely at the user's own risk, and the user should seek professional financial and legal advice without reliance on the service. Provider and email service provider shall not be liable for any lost profits, lost business, direct or indirect, punitive or consequential damages, or damages of any kind arising out of service use. This agreement shall be governed and enforced by Utah law, with courts located in Salt Lake County, Utah, the sole and exclusive venue. User agrees to indemnify and hold harmless company, email service provider, and affiliates from any and all liabilities and costs (including attorney fees) for any improper use or violation of these terms.

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