Mechanical Repair Coverage (MRC)

You can drive with confidence knowing we’ve got your back. Protect yourself from covered repairs that could cost hundreds or thousands of dollars.

Things to know when filing an MRC claim:

  • Take Your Vehicle to a Licensed Repair Shop – Ensure the facility obtains prior approval before beginning any covered repairs.

  • Claim Approval - The repair shop will need to call (800) 752-6265 to submit the claim. If approved, the payment will be made via credit card through the administrator. You will still be responsible for your deductible (if applicable).

Ready to secure your loan and car protection?

For questions or to purchase Credit Insurance, schedule an appointment at your nearest branch or call (888) 413-0652.

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Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK; where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at P.O. Box 802746 Chicago, Illinois 60680-2747, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.

MRC-8130436.1-0725-0827

Routing Number ⑆ 263181368
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