Earn $200 when you join FAIRWINDS.
Available to first-time FAIRWINDS members, we are offering you $200 when you open a Signature Checking Account and complete payroll deposit(s) totaling $1,000 or more within 60 days of account opening.
Bring your postcard with the offer to your nearest branch to claim this limited-time offer and open an account.
Financial Freedom happens here.®
We are dedicated to helping our members save more, eliminate debt, build wealth, and live generously.
Be part of a community that cares.
When you join FAIRWINDS, you join a community of thousands of passionate financial freedom seekers worldwide.
Checking Account Benefits and Features
When you open a checking account with FAIRWINDS, you’ll enjoy convenient features to help you save more and make banking easier.
Receive out-of-network ATM refunds.
Unlock access to savings accounts with premium interest rates with no service charge.
Free ATM Transactions at 35,000 FAIRWINDS, Presto!, and CO-OP Locations.
Automated Debit Card Round-Up Program to add to your savings or pay down your loan.
Free overdraft transfers, incoming wires, and stop payments.
Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more.
Easily send money to friends, family, and others you trust with Zelle®.
Compare Checking Accounts
Discover our different types of checking accounts to best fit your lifestyle.Preferred Checking
Description | A checking account designed for working professionals. Monthly service charge is waived with only $1,000 in total monthly direct deposit. |
Minimum to Open | $25 |
Monthly Service Charge | $10 Waived with either $1,000 in total monthly direct deposits, or with $10,000 or greater average monthly deposit balance, or by maintaining an investment account balance of $10,000 or greater. |
Free ATM Transactions at 35,000 FAIRWINDS, Presto!, and CO-OP Locations | |
Out-of-Network ATM Refunds | Up to $10 in monthly refunds |
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Access to Higher Earnings | Qualifies for Preferred Savings Account |
Early Direct Deposit | |
Move Money with Zelle® |
Signature Checking
Description | Our most rewarding checking account offers premium interest rates, access to a premium interest savings account, and no ATM fees. |
Minimum to Open | $25 |
Monthly Service Charge | $25 Waived with either $25,000 or greater average monthly combined deposit balance or $25,000 or greater investment account balance. |
Free ATM Transactions at 35,000 FAIRWINDS, Presto!, and CO-OP Locations | |
Out-of-Network ATM Refunds | Unlimited refunds |
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Access to Higher Earnings | Qualifies for Premium Interest Signature Savings Account |
Early Direct Deposit | |
Move Money with Zelle® |