Signature Checking Account

Our most rewarding checking account for financial freedom seekers offers access to our high-yield savings account and savings on other select services.

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Higher Earnings

Earn more on your checking balance with premium tiered interest rates.

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High-Yield Savings

Available to Signature Checking members, the Signature Savings Account offers a current rate of ... APY.*

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Free ATM Access

Never pay an ATM fee, and enjoy unlimited monthly refunds at any ATM around the world.

More Benefits and Savings

  • Members with the FAIRWINDS Visa Signature® Credit Card and Signature Checking enjoy an additional 0.10% rate increase toward your Signature Savings Account.

  • Free unlimited FAIRWINDS-style checks

  • No service charge for additional consumer checking and Freedom Savings Accounts

  • Free cashier’s checks, money orders, incoming wires, and stop payments

  • Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more

  • Easily send money to friends, family, and others you trust with Zelle®

  • Your deposits are insured by the NCUA

  • Use EasyVest®️ YourChoice for free.

See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

Account Details

Current Rate — ... APY*

$25 minimum opening deposit

$25 monthly service charge waived with any one of the following:

  • $25,000 or greater average monthly combined deposit balance**, or

  • $25,000 or greater investment*** account balance

Today's Rates

Account Balance


$9,999.99 or below


$10,000.00 — $24,999.99


$25,000.00 — $49,999.99




Tools to Help Serve You

Mobile Check Deposit

Deposit checks securely from the FAIRWINDS Mobile App by snapping a photo.

Account Alerts

Get real-time account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.

Secure Your Debit Card

Temporarily lock your debit card instantly if you think it's lost or stolen.

Contactless Payments

Tap your FAIRWINDS Visa® Debit Card and pay for purchases safely and securely.

Connect with an Advisor

Get real-time account alerts sent to your phone or email and have peace of mind.