Signature Checking Account
Ideal for members who want conceirge-level service, premium rates, and perks that make managing money effortless.
Higher Earnings
Earn more on your checking balance with premium tiered interest rates.
Premium Interest Savings
Available to Signature Checking members, the Signature Savings Account offers a current rate of ... APY.1
Free ATM Access
Never pay an ATM fee, and enjoy unlimited monthly refunds at any ATM around the world.
More Benefits and Savings
Members with the FAIRWINDS Visa Signature® Credit Card and Signature Checking enjoy an additional 0.10% rate increase toward your Signature Savings Account2
No international debit card transaction fees
Free unlimited FAIRWINDS-style checks
No service charge for additional consumer checking and Freedom Savings Accounts
Free cashier’s checks, money orders, incoming wires, and stop payments
Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more4
Easily send money to friends, family, and others you trust with Zelle®5
Your deposits are insured by the NCUA
Use EasyVest® YourChoice for free
Rebated incoming domestic and international wires
See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Account Details
Current Rate — ... APY1
$25 minimum opening deposit
$25 monthly service charge waived with any one of the following:
$25,000 or greater average monthly combined deposit balance†, or
$25,000 or greater investment3 account balance
Today's Rates
Account Balance | APY1 |
|---|---|
$9,999.99 or below | ... |
$10,000.00 — $24,999.99 | ... |
$25,000.00 — $49,999.99 | ... |
$50,000.00+ | ... |
Tools to Help Serve You
Deposit checks securely from the FAIRWINDS Mobile App by snapping a photo.
Get real-time account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.
Temporarily lock your debit card instantly if you think it's lost or stolen.
Tap your FAIRWINDS Visa® card and pay for purchases safely and securely.
Get real-time account alerts sent to your phone or email and have peace of mind.
† Investment Advisory Services offered through LPL Financial, a Registered Investment Advisor
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member www.finra.org/ www.sipc.org). Insurance products are offered through LPL or its licensed affiliates. FAIRWINDS Credit Union and FAIRWINDS Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FAIRWINDS Wealth Management, and may also be employees of FAIRWINDS Credit Union These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, FAIRWINDS Credit Union or FAIRWINDS Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.