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Easily send and receive money using Zelle® in the FAIRWINDS Mobile App or FAIRWINDS Online Banking.

Two friends at a table using mobile payments to send each other money.
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It’s fast.

Zelle® is a fast and easy way to send money. Payments are typically delivered within minutes to family and friends who are enrolled with Zelle.

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It’s safe.

No account numbers are shared. Use Zelle® to send money to people you know and already trust.

No fee/$0

It’s free to members.

Zelle® is a free service available to FAIRWINDS members using the mobile app or online banking. Mobile carrier fees may apply.

How it Works


  1. Sign in to the FAIRWINDS Mobile App.

  2. Select the More tab.

  3. Navigate to Move Money.

  4. Select Send Money with Zelle®.

  5. Accept Terms and Conditions.

  6. Select your U.S. mobile number or email address and deposit account.

FAIRWINDS Online Banking

  1. Sign in to FAIRWINDS Online Banking.

  2. Select the Move Money tab.

  3. Select Send Money with Zelle®.

  4. Accept Terms and Conditions.

  5. Select your U.S. mobile number or email address and deposit account.

Important Information about Payment Scams

Confirm the accuracy of your contact information.

Make sure you have your contact’s current U.S. cell phone or email address. Once confirmed, it's important you enter your recipients' information correctly. Once your payment is sent, you cannot cancel the payment if the recipient is already enrolled with Zelle®, so it's essential to get it right the first time.

Know the seller.

Neither FAIRWINDS nor Zelle®️ offers purchase protection for payments made with Zelle®️ - for example, if you do not receive the item you paid for or the item is not as described or as you expected. If you don’t know who you are making a payment to, using another payment option may provide better protection. If you do make a payment and do not receive what you paid for or what you expected, you may not get your money back.

Beware of fake FAIRWINDS communications.

FAIRWINDS will never proactively reach out through email, text, or phone asking you to send or receive a payment with Zelle® or to provide a one-time passcode.

If someone claiming to be from FAIRWINDS asks you for this information through a text, email, or phone call that you did not initiate, do not respond and contact us immediately.