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The security you want. The flexibility you need. Including an IRA in your portfolio can help to make your retirement dreams come true.

Planning for retirement can seem complex and intimidating, but having the right partner to coach you and point you in the direction of financial freedom can make preparing for the future a much easier process.

One of the most important benefits we offer members like you is peace of mind in knowing you have a financial partner you can trust throughout each stage of your life. We’re with you, wherever you are, providing you with the tools and solutions you need to make your retirement dreams a reality.

Whether you’re just getting started planning for retirement or you’re looking for guidance to keep you on track, we have solutions for you. Making your planning successful is all about having the right options, and knowing how to utilize these tools to maximize your investments. From contributions and employer plan rollovers to customized retirement solutions from a trusted advisor, we have options to meet your needs. Visit a branch for more information about Wealth Management or click below to open your IRA online.

Open an IRA

The Details

Current Rate — 0.10% APY

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Individual Retirement Account (IRA) is rated 4.5 out of 5 by 56.
Rated 1 out of 5 by from Not as expected I wanted to consolidate my previous employers retirement plan with my Fairwinds account. My money was invested and making huge dividends at the previous place. I found out after I rolled over that the Fairwinds IRA was not invested, did not earn dividends, and only earned a very small interest amount. I've lost a considerable amount of money in dividends and intend to rollover to a new investment firm.
Date published: 2022-11-18
Rated 5 out of 5 by from IRA I switched from another Credit Union about a month ago, the service here at Fairwinds is second to none and I couldn`t be happier!
Date published: 2022-05-13
Rated 5 out of 5 by from Great banking experience. I have had a business account going on 3 years. I recently opened 2 more accounts and the staff was very friendly and answered all my questions.
Date published: 2020-08-24
Rated 5 out of 5 by from Great experience My husband and I were treated in a very professional way. Staff was knowledgeable in the matter and offer options . As a member I feel as part of the credit union 100%.
Date published: 2020-07-29
Rated 5 out of 5 by from IRA rollover I had transferred my IRA to another bank which failed to process my Rollover and I was faced with a penalty. I came to Fairwinds and the rollover was accomplished expeditiously.
Date published: 2020-04-28
Rated 4 out of 5 by from Great Service Been a member of Fairwinds for 17+ years. Always professional, prompt good service with comparable rates or better. Couldn't ask to be treated any better.
Date published: 2020-02-15
Rated 5 out of 5 by from Great value! I'm happy with Fairwinds and good customer service.
Date published: 2019-11-18
Rated 4 out of 5 by from James E. was very professional James explained the product thoroughly and he took the time to explain what I didn't understand.
Date published: 2019-10-25
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