Skip to main content | Get the freedom to go further.

The security you want. The flexibility you need. Including an IRA in your portfolio can help to make your retirement dreams come true.

Planning for retirement can seem complex and intimidating, but having the right partner to coach you and point you in the direction of financial freedom can make preparing for the future a much easier process.

One of the most important benefits we offer members like you is peace of mind in knowing you have a financial partner you can trust throughout each stage of your life. We’re with you, wherever you are, providing you with the tools and solutions you need to make your retirement dreams a reality.

Whether you’re just getting started planning for retirement or you’re looking for guidance to keep you on track, we have solutions for you. Making your planning successful is all about having the right options, and knowing how to utilize these tools to maximize your investments. From contributions and employer plan rollovers to customized retirement solutions from a trusted advisor, we have options to meet your needs. Visit a branch for more information about Wealth Management or click below to open your IRA online.

Open an IRA

The Details

Current Rate — 0.05% APY

APY = Annual Percentage Yield
Fees can reduce earnings on the account.

FAIRWINDS Member Reviews

Individual Retirement Account (IRA) is rated 4.6 out of 5 by 52.
Rated 5 out of 5 by from Great banking experience. I have had a business account going on 3 years. I recently opened 2 more accounts and the staff was very friendly and answered all my questions.
Date published: 2020-08-24
Rated 5 out of 5 by from Great experience My husband and I were treated in a very professional way. Staff was knowledgeable in the matter and offer options . As a member I feel as part of the credit union 100%.
Date published: 2020-07-29
Rated 5 out of 5 by from IRA rollover I had transferred my IRA to another bank which failed to process my Rollover and I was faced with a penalty. I came to Fairwinds and the rollover was accomplished expeditiously.
Date published: 2020-04-28
Rated 4 out of 5 by from Great Service Been a member of Fairwinds for 17+ years. Always professional, prompt good service with comparable rates or better. Couldn't ask to be treated any better.
Date published: 2020-02-15
Rated 5 out of 5 by from Great value! I'm happy with Fairwinds and good customer service.
Date published: 2019-11-18
Rated 4 out of 5 by from James E. was very professional James explained the product thoroughly and he took the time to explain what I didn't understand.
Date published: 2019-10-25
Rated 5 out of 5 by from Was ver y good Five year ago I becamel a member oficial Fairwinds Banck
Date published: 2019-09-29
Rated 5 out of 5 by from Great Experience as Always My goal was to open up some type of IRA to augment my existing 401K. Armed with little knowledge I was explained the various options to start. The young lady suggested a starting option and recommended follow up with their specialist and that I could change what I started at a later date.
Date published: 2019-03-18
  • y_2021, m_10, d_17, h_18
  • bvseo_bulk, prod_bvrr, vn_bulk_3.0.19
  • cp_1, bvpage1
  • co_hasreviews, tv_14, tr_38
  • loc_en_US, sid_429, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_fairwinds
  • bvseo_sdk, p_sdk, 3.2.0
  • CLOUD, getContent, 99.5ms