Holiday Reminder

FAIRWINDS branches will be closed on Monday, February 18 in observance of Washington's Birthday.

Skip to main content

fairwinds.org | wherever you are

Earn more for your savings with our Promotional CDs!

Looking for a risk-free way to save your money while being rewarded with more interest? Try one of these limited time add-on CDs and enjoy the flexibility of adding money to it whenever you want.

11-month Add-On CD
2.02% APY*
Minimum to Open: $1,000

18-month Add-On CD

2.63% APY*
Minimum to Open: $1,000

44-month Add-On CD

3.05% APY*
Minimum to Open: $1,000
Member Bonus Rate

For members who have been with the credit union for at least one year are eligible for the Member Bonus Add-On CD when opened with $10,000 from another financial institution.

11-month Member Bonus Add-On
2.28% APY*
Minimum to Open: $10,000**

18-month Member Bonus Add-On CD

2.89% APY*
Minimum to Open: $10,000**

44-month Member Bonus Add-On CD

3.30% APY*
Minimum to Open: $10,000**

Use of REWARD points to receive a bonus rate is not permitted with these promotional CDs. *APY = Annual Percentage Yield. Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Offer subject to change at any time without notice. **A minimum of $10,000 from another financial institution is required to open the account. Any deposit after the $10,000 opening can be funded from an existing FAIRWINDS account or an account elsewhere.

Certificate of Deposit as of 02/11/19

None of the risk and all of the reward, our Certificate of Deposit accounts let you keep your investments safe and secure while they grow. Learn more about our CD accounts.

CD Rates Interest Rate/APY*
3 Month Certificate 0.45% / 0.45%
6 Month Certificate 0.55% / 0.55%
10 Month Certificate 0.60% / 0.60%
12 Month Certificate
  Open a 12 Month Certificate Online!
0.70% / 0.70%
24 Month Certificate 0.90% / 0.90%
36 Month Certificate 1.15% / 1.16%
48 Month Certificate 1.40% / 1.41%
60 Month Certificate 1.60% / 1.61%
Add-On CD Rates Interest Rate/APY*
6 Month Add-On Certificate6 Month Certificate
  Open a 6 Month Certificate Online!
0.55% / 0.55%
12 Month Add-On Certificate12 Month Certificate
  Open a 12 Month Certificate Online!
0.70% / 0.70%
Use of REWARD points to receive a bonus rate is not permitted on Add-On CDs
*Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.
**REWARD points must be applied at the time of account opening. Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item.

Savings Accounts as of 02/11/19

Don't just dream about your future - start saving for it. Learn more about our savings accounts

Savings Interest Rates Interest Rate Annual Percentage Yield (APY)
Regular Savings 0.10% 0.10%
IRA Savings Account 0.30% 0.30%
Investor Savings 2.00% 2.02%

Preferred Checking Account as of 02/11/19

A checking account you can earn with. Learn more about our checking account that saves you money

Checking Interest Rates Interest Rate Annual Percentage Yield (APY)
$0.01 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.03% 0.03%
$50,000.00 - $9,999,999.99 0.04% 0.04%
Minimum to open Interest Checking — $25

Money Market as of 02/11/19

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates. Learn more about our money market options.

Money Market Rates Interest Rate Annual Percentage Yield (APY)
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%
Premium Money Market Interest Rate Annual Percentage Yield (APY)
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.50% 0.50%
$100,000.00 - $249,999.99 1.00% 1.01%
$250,000.00 - $999,999.99 1.25% 1.26%
$1,000,000.00 - $999,999,999.99 1.50% 1.51%
Minimum to open Money Market — $2,500
Minimum to open Premium Money Market — $10,000

Health Savings Account as of 02/11/19

As of November 15, 2017, FAIRWINDS will no longer be offering new HSA accounts. Members with an existing HSA account can continue to manage their HSA account online.

Savings Interest Rates Interest Rate Annual Percentage Yield (APY)
$0.00 - $2,999.99 0.15% 0.15%
$3,000.00 - $4,999.99 0.20% 0.20%
$5,000.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $999,999,999.99 0.30% 0.30%