Looking for a risk-free way to save your money while being rewarded with more interest? Try one of these limited time add-on CDs and enjoy the flexibility of adding money to it whenever you want.
2.02% APY*
Minimum to Open: $1,000
2.63% APY*
Minimum to Open: $1,000
3.05% APY*
Minimum to Open: $1,000
For members who have been with the credit union for at least one year are eligible for the Member Bonus Add-On CD when opened with $10,000 from another financial institution.
2.28% APY*
Minimum to Open: $10,000**
2.89% APY*
Minimum to Open: $10,000**
3.30% APY*
Minimum to Open: $10,000**
Use of REWARD points to receive a bonus rate is not permitted with these promotional CDs. *APY = Annual Percentage Yield. Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Offer subject to change at any time without notice. **A minimum of $10,000 from another financial institution is required to open the account. Any deposit after the $10,000 opening can be funded from an existing FAIRWINDS account or an account elsewhere.
Certificate of Deposit as of 02/11/19
| CD Rates | Interest Rate/APY* |
|---|---|
| 3 Month Certificate | 0.45% / 0.45% |
| 6 Month Certificate | 0.55% / 0.55% |
| 10 Month Certificate | 0.60% / 0.60% |
| 12 Month Certificate Open a 12 Month Certificate Online! |
0.70% / 0.70% |
| 24 Month Certificate | 0.90% / 0.90% |
| 36 Month Certificate | 1.15% / 1.16% |
| 48 Month Certificate | 1.40% / 1.41% |
| 60 Month Certificate | 1.60% / 1.61% |
| Add-On CD Rates | Interest Rate/APY* |
| 6 Month Add-On Certificate6 Month Certificate Open a 6 Month Certificate Online! |
0.55% / 0.55% |
| 12 Month Add-On Certificate12 Month Certificate Open a 12 Month Certificate Online! |
0.70% / 0.70% |
| Use of REWARD points to receive a bonus rate is not permitted on Add-On CDs | |
| *Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. **REWARD points must be applied at the time of account opening. Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item. | |
Savings Accounts as of 02/11/19
| Savings Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Regular Savings | 0.10% | 0.10% |
| IRA Savings Account | 0.30% | 0.30% |
| Investor Savings | 2.00% | 2.02% |
Preferred Checking Account as of 02/11/19
| Checking Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $9,999.99 | 0.01% | 0.01% |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% |
| $25,000.00 - $49,999.99 | 0.03% | 0.03% |
| $50,000.00 - $9,999,999.99 | 0.04% | 0.04% |
| Minimum to open Interest Checking — $25 | ||
Money Market as of 02/11/19
| Money Market Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $999.99 | 0.00% | 0.00% |
| $1,000.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00 - $49,999.99 | 0.20% | 0.20% |
| $50,000.00 - $99,999.99 | 0.20% | 0.20% |
| $100,000.00 - $999,999,999.99 | 0.25% | 0.25% |
| Premium Money Market | Interest Rate | Annual Percentage Yield (APY) |
| $0.00 - $9,999.99 | 0.00% | 0.00% |
| $10,000.00 - $49,999.99 | 0.25% | 0.25% |
| $50,000.00 - $99,999.99 | 0.50% | 0.50% |
| $100,000.00 - $249,999.99 | 1.00% | 1.01% |
| $250,000.00 - $999,999.99 | 1.25% | 1.26% |
| $1,000,000.00 - $999,999,999.99 | 1.50% | 1.51% |
|
Minimum to open Money Market — $2,500 Minimum to open Premium Money Market — $10,000 | ||
Health Savings Account as of 02/11/19
| Savings Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.00 - $2,999.99 | 0.15% | 0.15% |
| $3,000.00 - $4,999.99 | 0.20% | 0.20% |
| $5,000.00 - $9,999.99 | 0.25% | 0.25% |
| $10,000.00 - $999,999,999.99 | 0.30% | 0.30% |