| CD Rates | Interest Rate/APY* | |
|---|---|---|
| 3-month CD | 0.35% / 0.35% | |
| 6-month CD | 0.45% / 0.45% | |
| 12-month CD | 0.60% / 0.60% | |
| 24-month CD | 0.80% / 0.80% | |
| 36-month CD | 1.00% / 1.01% | |
| 48-month CD | 1.00% / 1.01% | |
| 60-month CD | 1.00% / 1.01% | |
| Add-On CD Rates | Interest Rate/APY* | |
| 6-month CD | 0.45% / 0.45% | |
| 12-month CD | 0.60% / 0.60% | |
|
Looking to boost your savings even more? Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Preferred Visa® Signature card. Learn more about our Preferred Visa Signature. | ||
| *Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item. | ||
| Savings Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Freedom Access Savings | 0.10% | 0.10% |
| Freedom Signature Savings | 0.99% | 1.00% |
| Simple Savings | 0.10% | 0.10% |
| IRA Savings Account | 0.10% | 0.10% |
| Investor Savings | 1.24% | 1.25% |
Emergency Savings Account
We know the importance of emergency savings and the peace of mind it gives you, so we pay a premium rate on our FAIRWINDS Emergency Savings account. Earn 2.020% APY on the first $1,000 in your Emergency Savings account. The amount of any balance above $1,000 will earn 0.10% APY. Learn more about our Emergency Savings account. | ||
| Checking Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $9,999.99 | 0.10% | 0.10% |
| $10,000.00 - $24,999.99 | 0.20% | 0.20% |
| $25,000.00 - $49,999.99 | 0.30% | 0.30% |
| $50,000.00 - $9,999,999.99 | 0.30% | 0.30% |
| Minimum to open Freedom Signature Checking — $25 | ||
| Checking Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $9,999.99 | 0.01% | 0.01% |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% |
| $25,000.00 - $49,999.99 | 0.03% | 0.03% |
| $50,000.00 - $9,999,999.99 | 0.04% | 0.04% |
| Minimum to open Interest Checking — $25 | ||
| Money Market Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $2,500.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00 - $99,999.99 | 0.20% | 0.20% |
| $100,000.00 - $999,999,999.99 | 0.25% | 0.25% |
| Preferred Money Market | Interest Rate | Annual Percentage Yield (APY) |
| $10,000.00 - $999,999,999.99 | 0.75% | 0.75% |
|
Minimum to open Money Market — $2,500 Minimum to open Preferred Money Market — $10,000 | ||