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Earn more for your savings with our Promotional CDs!

Looking for a risk-free way to save your money while being rewarded with more interest? Try one of these limited time add-on CDs and enjoy the flexibility of adding money to it whenever you want.

11 Month Add-On CD
1.77% APY*
Minimum to Open: $25,000

18 Month Add-On CD

2.38% APY*
Minimum to Open: $25,000

44 Month Add-On CD

2.79% APY*
Minimum to Open: $25,000

Use of REWARD points to receive a bonus rate is not permitted with these promotional CDs. *APY = Annual Percentage Yield. Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Offer subject to change at any time without notice.

Certificate of Deposit as of 12/10/18

None of the risk and all of the reward, our Certificate of Deposit accounts let you keep your investments safe and secure while they grow. Learn more about our CD accounts.

Enter your CD balance to determine REWARDS points needed for a bonus rate**.
$
CD Rates Annual Percentage Rate/Yield (APR/APY) .25% bonus** .50% bonus**
3 Month Certificate3 Month Certificate 0.45% / 0.45% 0.70%
using  pts
0.95%
using  pts
6 Month Certificate6 Month Certificate 0.55% / 0.55% 0.80%
using  pts
1.05%
using  pts
10 Month Certificate10 Month Certificate 0.60% / 0.60% 0.85%
using  pts
1.10%
using  pts
12 Month Certificate12 Month Certificate
  Open a 12 Month Certificate Online!
0.70% / 0.70% 0.95%
using  pts
1.20%
using  pts
24 Month Certificate24 Month Certificate 0.90% / 0.90% 1.15%
using  pts
1.40%
using  pts
36 Month Certificate36 Month Certificate 1.15% / 1.16% 1.40%
using  pts
1.65%
using  pts
48 Month Certificate48 Month Certificate 1.40% / 1.41% 1.65%
using  pts
1.90%
using  pts
60 Month Certificate60 Month Certificate 1.60% / 1.61% 1.85%
using  pts
2.10%
using  pts
Add-On CD RatesAPR/APY*
Use of REWARD points to receive a bonus rate is not permitted on Add-On CDs
6 Month Add-On Certificate6 Month Certificate
  Open a 6 Month Certificate Online!
0.55% / 0.55% N/A N/A
12 Month Add-On Certificate12 Month Certificate
  Open a 12 Month Certificate Online!
0.70% / 0.70% N/A N/A
*Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.
**REWARD points must be applied at the time of account opening. Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item.

Savings Accounts as of 12/10/18

Don't just dream about your future - start saving for it. Learn more about our savings accounts

Savings Interest Rates Interest Rate Annual Percentage Yield (APY)
Regular Savings 0.10% 0.10%
IRA Savings Account 0.30% 0.30%
Investor Savings 1.85% 1.87%

Preferred Checking Account as of 12/10/18

A checking account you can earn with. Learn more about our checking account that saves you money

Checking Interest Rates Interest Rate Annual Percentage Yield (APY)
$0.01 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.03% 0.03%
$50,000.00 - $9,999,999.99 0.04% 0.04%
Minimum to open Interest Checking — $25

Money Market as of 12/10/18

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates. Learn more about our money market options.

Money Market Rates Interest Rate Annual Percentage Yield (APY)
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%
Premium Money Market Interest Rate Annual Percentage Yield (APY)
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.50% 0.50%
$100,000.00 - $249,999.99 0.75% 0.75%
$250,000.00 - $999,999.99 1.00% 1.01%
$1,000,000.00 - $999,999,999.99 1.25% 1.26%
Minimum to open Money Market — $2,500
Minimum to open Premium Money Market — $10,000

Health Savings Account as of 12/10/18

As of November 15, 2017, FAIRWINDS will no longer be offering new HSA accounts. Members with an existing HSA account can continue to manage their HSA account online.

Savings Interest Rates Interest Rate Annual Percentage Yield (APY)
$0.00 - $2,999.99 0.15% 0.15%
$3,000.00 - $4,999.99 0.20% 0.20%
$5,000.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $999,999,999.99 0.30% 0.30%