Looking for a risk-free way to save your money while being rewarded with more interest? Try this limited time add-on CD and enjoy the flexibility of adding money to it whenever you want.
2.02% APY*
Minimum to Open: $1,000
For members who have been with the credit union for at least one year are eligible for the Member Bonus Add-On CD when opened with $10,000 from another financial institution.
2.28% APY*
Minimum to Open: $10,000**
*APY = Annual Percentage Yield. Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Offer subject to change at any time without notice. **A minimum of $10,000 from another financial institution is required to open the account. Any deposit after the $10,000 opening can be funded from an existing FAIRWINDS account or an account elsewhere.
| CD Rates | Interest Rate/APY* |
|---|---|
| 3-month CD | 0.45% / 0.45% |
| 6-month CD | 0.55% / 0.55% |
| 12-month CD Open a 12-month CD Online! |
0.70% / 0.70% |
| 24-month CD | 0.90% / 0.90% |
| 36-month CD | 1.15% / 1.16% |
| 48-month CD | 1.40% / 1.41% |
| 60-month CD | 1.60% / 1.61% |
| Add-On CD Rates | Interest Rate/APY* |
| 6-month CD Open a 6-month CD Online! |
0.55% / 0.55% |
| 12-month CD Open a 12-month CD Online! |
0.70% / 0.70% |
| *Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item. | |
| Savings Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Regular Savings | 0.10% | 0.10% |
| IRA Savings Account | 0.30% | 0.30% |
| Investor Savings | 2.00% | 2.02% |
| Checking Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $9,999.99 | 0.01% | 0.01% |
| $10,000.00 - $24,999.99 | 0.02% | 0.02% |
| $25,000.00 - $49,999.99 | 0.03% | 0.03% |
| $50,000.00 - $9,999,999.99 | 0.04% | 0.04% |
| Minimum to open Interest Checking — $25 | ||
| Money Market Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $999.99 | 0.00% | 0.00% |
| $1,000.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% |
| $25,000.00 - $49,999.99 | 0.20% | 0.20% |
| $50,000.00 - $99,999.99 | 0.20% | 0.20% |
| $100,000.00 - $100k+ | 0.25% | 0.25% |
| Preferred Money Market | Interest Rate | Annual Percentage Yield (APY) |
| $0.00 - $9,999.99 | 0.00% | 0.00% |
| $10,000.00 - $49,999.99 | 0.25% | 0.25% |
| $50,000.00 - $99,999.99 | 1.00% | 1.01% |
| $100,000.00 - $249,999.99 | 1.10% | 1.11% |
| $250,000.00 - $999,999.99 | 1.35% | 1.36% |
| $1,000,000.00 - $100k+ | 1.60% | 1.61% |
|
Minimum to open Money Market — $2,500 Minimum to open Preferred Money Market — $10,000 | ||
| Savings Interest Rates | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.00 - $2,999.99 | 0.15% | 0.15% |
| $3,000.00 - $4,999.99 | 0.20% | 0.20% |
| $5,000.00 - $9,999.99 | 0.25% | 0.25% |
| $10,000.00 - $999,999,999.99 | 0.30% | 0.30% |