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fairwinds.org | Get the freedom to go further.

Earn more for your savings with our Promotional CDs!

Looking for a risk-free way to save your money while being rewarded with more interest? Try this limited time add-on CD and enjoy the flexibility of adding money to it whenever you want.

7-month Add-On CD
1.77% APY*
Minimum to Open: $1,000
Member Bonus Rate

Members who have been with the credit union for at least one year are eligible for the Member Bonus Add-On CD when opened with $10,000 from another financial institution.

7-month Member Bonus Add-On
1.87% APY*
Minimum to Open: $10,000**

*APY = Annual Percentage Yield. Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account. Offer subject to change at any time without notice. **A minimum of $10,000 from another financial institution is required to open the account. Any deposit after the $10,000 opening can be funded from an existing FAIRWINDS account or an account elsewhere.

Certificate of Deposit as of 12/07/19

None of the risk and all of the reward, our Certificate of Deposit accounts let you keep your investments safe and secure while they grow. Learn more about our CD accounts.

CD Rates Interest Rate/APY*
3-month CD 0.45% / 0.45%
6-month CD 0.55% / 0.55%
12-month CD
  Open a 12-month CD Online!
0.70% / 0.70%
24-month CD 0.90% / 0.90%
36-month CD 1.15% / 1.16%
48-month CD 1.40% / 1.41%
60-month CD 1.60% / 1.61%
Add-On CD Rates Interest Rate/APY*
6-month CD
  Open a 6-month CD Online!
0.55% / 0.55%
12-month CD
  Open a 12-month CD Online!
0.70% / 0.70%
Looking to boost your savings even more?
Enjoy a .25% APY* bump on your next Standard CD when you have the FAIRWINDS Preferred Visa® Signature card.
Learn more about our Preferred Visa Signature.
*Early withdrawal of Certificate of Deposit is subject to penalty. Fees can reduce earnings on the account.
Bonus is provided at the time of account opening. Bonus is not applicable to any renewal item.

Savings Accounts as of 12/07/19

Don't just dream about your future - start saving for it. Learn more about our savings accounts

Savings Interest Rates Interest Rate Annual Percentage Yield (APY)
IRA Savings Account 0.30% 0.30%
Investor Savings 2.00% 2.02%

Preferred Checking Account as of 12/07/19

A checking account you can earn with. Learn more about our checking account that saves you money

Checking Interest Rates Interest Rate Annual Percentage Yield (APY)
$0.01 - $9,999.99 0.01% 0.01%
$10,000.00 - $24,999.99 0.02% 0.02%
$25,000.00 - $49,999.99 0.03% 0.03%
$50,000.00 - $9,999,999.99 0.04% 0.04%
Minimum to open Interest Checking — $25

Money Market as of 12/07/19

Our Money Market accounts will even reward you for your good saving habits with tiered interest rates. Learn more about our money market options.

Money Market Rates Interest Rate Annual Percentage Yield (APY)
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 - $999,999,999.99 0.25% 0.25%
Preferred Money Market Interest Rate Annual Percentage Yield (APY)
$0.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 1.00% 1.01%
$100,000.00 - $249,999.99 1.35% 1.36%
$250,000.00 - $999,999.99 1.35% 1.36%
$1,000,000.00 - $999,999,999.99 1.35% 1.36%
Minimum to open Money Market — $2,500
Minimum to open Preferred Money Market — $10,000