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Auto Loans as of 10/01/2019

We can help find the right options for you. Learn more about auto loan options

Loan Term New Car APR* Used Car APR*
36 Month new auto rates starting at
1.98%
used auto rates starting at
2.18%
48 Month new auto rates starting at
2.99%
used auto rates starting at
3.25%
60 Month new auto rates starting at
3.65%
used auto rates starting at
4.00%
72 Month new auto rates starting at
4.02%
used auto rates starting at
4.37%
  Want an even better auto loan rate?
Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Preferred Visa® Signature card.
Learn more about our Preferred Visa Signature card.

*APR = Annual Percentage Rate

Rates are current as of 10/01/2019. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rates above include a .25% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .25% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Other Loans as of 10/01/2019

We can help find the right options for you. Learn more about other loan options

Loan Type Annual
Percentage Rate
(APR)
New Motorcycle starting at
7.05%
Used Motorcycle starting at
7.35%
New RV starting at
6.05%
Used RV starting at
6.35%
New Boat starting at
6.05%
Used Boat starting at
6.35%

APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Rates are current as of 10/01/2019.

We are your one-stop shop when it comes to your loan. Learn more about home financing options

Mortgage Type Interest Rate APR Points
30 year fixed 3.625% 3.763% .255
20 year fixed 3.375% 3.479% .048
15 year fixed 2.750% 2.908% .467

*Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 80%. Discount points may apply. Rates are subject to change without notice.

Credit Cards as of 10/01/2019

Some of our credit cards have unique benefits and special offers. Learn more about our credit card offers

Name APR

APR = Annual Percentage Rate

Personal Loans as of 10/01/2019

Find out which was is the best way for you to borrow. Learn more about personal loan options

Loan Type APR*
G.O.O.D. Loan
(Get Out Of Debt)
starting at
7.79%
Personal Loan starting at
8.60%

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.