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| Loan Term | New Car APR* | Used Car APR* |
|---|---|---|
| 36 Month
How is this calculated
Eliminate Debt New 36 Month 1.85% (1.85% APR) at 36 months for a $20,000 loan would result in a monthly payment of $571.54. |
new auto rates starting at 1.85% |
used auto rates starting at 2.40% |
| 48 Month
How is this calculated
Eliminate Debt New 48 Month 2.30% (2.30% APR) at 48 months for a $20,000 loan would result in a monthly payment of $436.53. |
new auto rates starting at 2.30% |
used auto rates starting at 2.80% |
| 60 Month
How is this calculated
New 60 Month 2.65% (2.65% APR) at 60 months for a $20,000 loan would result in a monthly payment of $356.27. |
new auto rates starting at 2.65% |
used auto rates starting at 3.20% |
| 72 Month
How is this calculated
New 72 Month 2.90% (2.90% APR) at 72 months for a $20,000 loan would result in a monthly payment of $302.98. |
new auto rates starting at 2.90% |
used auto rates starting at 3.45% |
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Want an even better auto loan rate? Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Visa Signature® card. Learn more about our Preferred Visa Signature card. |
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*APR = Annual Percentage Rate Rates are current as of 05/01/2022. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Discounted Rate: Rates above include a .10% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .10% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice. | ||
| Loan Type | Annual Percentage Rate (APR) |
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|---|---|---|---|
| New Motorcycle | starting at 6.95% |
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| Used Motorcycle | starting at 7.25% |
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| New RV | starting at 5.95% |
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| Used RV | starting at 6.25% |
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| New Boat | starting at 5.95% |
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| Used Boat | starting at 6.25% |
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APR = Annual Percentage Rate Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rates are current as of 05/01/2022. | |||
| Mortgage Type | APR | Points |
|---|---|---|
| Purchase - 30 year fixed | 5.251% | .581 |
| Purchase - 20 year fixed | 4.916% | .561 |
| Purchase - 15 year fixed | 4.376% | .846 |
| Refinance - 30 year fixed | 5.253% | .708 |
| Refinance - 20 year fixed | 4.926% | .745 |
| Refinance - 15 year fixed | 4.378% | .961 |
*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on a loan amount of $200,00, single-family home as a primary residence, 45-day rate lock (for purchases), 60-day rate lock (for refinances), credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.
| Name | APR |
|---|---|
| Visa Signature® Credit Card | starting at 18.00% |
| Cash Back Visa® Credit Card | starting at 10.49% |
| Secured Visa® | starting at 18.00% |
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APR = Annual Percentage Rate | |
| Loan Type | APR* |
|---|---|
| G.O.O.D. Loan (Get Out Of Debt) |
starting at 6.95% |
| Personal Loan | starting at 8.45% |
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.