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Hurricane Ian Update

Visit fairwinds.org/hurricane for the status of branch operating hours.
Updated: Wed, September 28, 2022 at 05:03pm EDT

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Auto Loans as of 09/01/2022

We can help find the right options for you. Learn more about auto loan options

Loan Term New Car APR Used Car APR
36 Month
 Eliminate Debt
new auto rates starting at
2.40%
used auto rates starting at
3.10%
48 Month
 Eliminate Debt
new auto rates starting at
3.30%
used auto rates starting at
3.50%
60 Month
new auto rates starting at
3.70%
used auto rates starting at
4.30%
72 Month
new auto rates starting at
4.10%
used auto rates starting at
4.60%
  Want an even better auto loan rate?
Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Visa Signature® card.
Learn more about our Preferred Visa Signature card.

APR = Annual Percentage Rate

Rates are current as of 09/01/2022. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rates above include a .10% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .10% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Other Loans as of 09/01/2022

We can help find the right options for you. Learn more about other loan options

Loan Type APR
New Motorcycle starting at
6.95%
Used Motorcycle starting at
7.25%
New RV starting at
5.95%
Used RV starting at
6.25%
New Boat starting at
5.95%
Used Boat starting at
6.25%

APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Rates are current as of 09/01/2022.

We are your one-stop shop when it comes to your loan. Learn more about home financing options

Mortgage Type APR Points
30 year fixed

360 months at 6.64% (6.64% APR) for a $250,000 loan would result in a monthly payment of $1,602.60.

6.636% .739
20 year fixed

240 months at 6.58% (6.58% APR) for a $250,000 loan would result in a monthly payment of $1,875.28.

6.577% .922
15 year fixed

180 months at 6.35% (6.35% APR) for a $250,000 loan would result in a monthly payment of $2,156.52.

6.345% .724

APR = Annual Percentage Rate. Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on a loan amount of $250,00, single-family home as a primary residence, 45-day rate lock, credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.

Credit Cards as of 09/01/2022

Some of our credit cards have unique benefits and special offers. Learn more about our credit card offers

Name APR
Visa Signature® Credit Card starting at
18.00%
Cash Back Visa® Credit Card starting at
12.49%
Secured Visa® starting at
18.00%

APR = Annual Percentage Rate

Personal Loans as of 09/01/2022

Find out which was is the best way for you to borrow. Learn more about personal loan options

Loan Type APR
G.O.O.D. Loan
(Get Out Of Debt)
starting at
7.50%
Personal Loan starting at
8.45%

APR = Annual Percentage Rate

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.