Refer & Earn
Refer & Earn

Earn $175 when you join FAIRWINDS.

We’re so excited Thomas invited you!

To help celebrate our 75 years of financial freedom, we are offering you $175* when you open a Preferred or Signature Checking Account and complete payroll deposit(s) totaling $1,000 or more within 60 days of account opening. Plus, Thomas will receive $75 for introducing us to you!

Why Join FAIRWINDS

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Financial Freedom happens here.®

We are dedicated to helping our members save more, eliminate debt, build wealth, and live generously.

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Be part of a community that cares.

When you join FAIRWINDS, you join a community of thousands of passionate financial freedom seekers worldwide.

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Your accounts are federally insured.

Deposit accounts with FAIRWINDS are federally insured for up to $250,000 by the NCUA and the NCUSIF.

Checking Account Benefits and Features

When you open a Preferred or Signature Checking account with FAIRWINDS, you’ll enjoy convenient features to help you save more and make banking easier.

  • Receive out-of-network ATM refunds.

  • Unlock access to savings accounts with premium interest rates with no service charge.

  • Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations.

  • Free overdraft transfers, incoming wires, and stop payments.

  • Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more.

  • Easily send money to friends, family, and others you trust with Zelle®.

Compare Checking Accounts

Find an account that best fits your lifestyle.

Preferred Checking

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Description

Earn more interest.

Monthly Service Charge

$10

Waived with either $1,000 in total monthly direct deposits, or with $10,000 or greater average monthly deposit balance*, or by maintaining an investment** account balance of $10,000 or greater.

Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations

Out-of-Network ATM Refunds

Up to $10 in monthly refunds

Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan

Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments

Access to Higher Earnings

Qualifies for Preferred Savings Account

Early Direct Deposit

Move Money with Zelle®

Signature Checking

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Description

Our most rewarding checking account offers premium interest rates, access to a high-yield savings account, and no ATM fees.

Monthly Service Charge

$25

Waived with either $25,000 or greater average monthly combined deposit balance* or $25,000 or greater investment** account balance.

Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations

Out-of-Network ATM Refunds

Unlimited refunds

Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan

Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments

Access to Higher Earnings

Qualifies for High-Yield Signature Savings Account

Early Direct Deposit

Move Money with Zelle®