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You will need the following information in order to complete your application:

  • Driver's License or State ID with current address
  • Social Security Number
  • UCF ID number (7 digits)
    Where to find your UCF ID number.
  • Paypal, Visa® or MasterCard®, or Bank Transfer
Are you a current member?

 Personal Banking Login

  • Once logged in, click Additional Services at the top of the page.
  • Select Open New Deposit Account.
  • Choose the type of account you want to open.

Joining is quick and easy.

UCF students can open a UCF Student Checking below. International students or minors must open your account at our UCF branch location.

 Join Online to open a UCF Banking Account

You’re an owner!

FAIRWINDS is a financial cooperative, which means we are owned and operated by you, our members. Your $5 Membership Share required at account opening is your individual share – your ownership in FAIRWINDS. To help our UCF Students save more, we will fund your share for you! You will see a $5 rebate back to your UCF Student Checking the first month following your account being opened.