Checking accounts that mean business.

A powerful checking account is the core of your business’s finances and keeps your operations running smoothly. FAIRWINDS’ business checking options cover your bases from small business stages to high-volume enterprises.

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Compare Business Checking Accounts

Find the right fit for your growing business.

	Signature Checking	Preferred Checking	Business Checking
Description	Our most rewarding business checking solution offers premium benefits.	Build reserves, earn, save, and move money, wherever you are.	The essential foundation for your business’s finances with no monthly fee.
Minimum Opening Deposit	$100	$100	$100
Monthly Service Charge	$25 Monthly Service Charge Waive with any one of the following: • $35,000 or greater average monthly balance in business checking, savings or CDs. • Spend $2,000 monthly using FAIRWINDS Debit Card • $7,500 in deposits via FAIRWINDS Merchant Services or Autobooks	$15 Monthly Service Charge Waive with any one of the following: • $7,500 or greater average monthly balance in business checking, savings or CDs • Spend $1,000 monthly using FAIRWINDS Debit Card • $4,500 in deposits via FAIRWINDS Merchant Services or Autobooks	$0 Monthly Fee
Number of Free Monthly Combined Deposit and Withdrawal Items	Unlimited	300 Free Monthly Items $0.35 for each additional item	50 Free Monthly Items $0.50 for each additional item
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Free ATM Transactions **FAIRWINDS, Presto!, and CO-OP locations**
Outgoing Wires	$0 each - Outgoing Domestic $0 each - Outgoing International	$0 each - Outgoing Domestic $20 each - Outgoing International	$10 each - Outgoing Domestic $20 each - Outgoing International
Incoming Wires	$0 each - Incoming Domestic $0 each - Incoming International	$0 each - Incoming Domestic $20 each - Incoming International	$15 each - Incoming Domestic $20 each - Incoming International
Desktop Check Deposit	$0 - Implementation Fee $0 - Monthly Fee	$35 - Implementation Fee $0 - Monthly Fee	$35 - Implementation Fee $20 - Monthly Fee
Access to Business Signature Savings and Business Preferred Savings Accounts	Business Signature Savings	Business Preferred Savings
Free Additional Business Checking Account
Free Online Invoicing With Autobooks
Auto Loan Discount	.25% rate discount on a new business auto loan
	Learn More	Learn More	Learn More

	Signature Checking
Description	Our most rewarding business checking solution offers premium benefits.
Minimum Opening Deposit	$100
Monthly Service Charge	$25 Monthly Service Charge Waive with any one of the following: • $35,000 or greater average monthly balance in business checking, savings or CDs. • Spend $2,000 monthly using FAIRWINDS Debit Card • $7,500 in deposits via FAIRWINDS Merchant Services and Autobooks
Number of Free Monthly Combined Deposit and Withdrawal Items	Unlimited
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Free ATM Transactions **FAIRWINDS, Presto!, and CO-OP locations**
Outgoing Wires	$0 each - Outgoing Domestic $0 each - Outgoing International
Incoming Wires	$0 each - Incoming Domestic $0 each - Incoming International
Desktop Check Deposit	$0 - Implementation Fee $0 - Monthly Fee
Access to Business Signature Savings and Business Preferred Savings Accounts	Business Signature Savings
Free Additional Business Checking Account
Free Online Invoicing With Autobooks
Auto Loan Discount	.25% rate discount on a new business auto loan
	Learn More

	Preferred Checking
Description	Build reserves, earn, save, and move money, wherever you are.
Minimum Opening Deposit	$100
Monthly Service Charge	$15 Monthly Service Charge Waive with any one of the following: • $7,500 or greater average monthly balance in business checking, savings or CDs • Spend $1,000 monthly using FAIRWINDS Debit Card • $4,500 in deposits via FAIRWINDS Merchant Services and Autobooks
Number of Free Monthly Combined Deposit and Withdrawal Items	300 Free Monthly Items $0.35 for each additional item
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Free ATM Transactions **FAIRWINDS, Presto!, and CO-OP locations**
Outgoing Wires	$0 each - Outgoing Domestic $20 each - Outgoing International
Incoming Wires	$0 each - Incoming Domestic $20 each - Incoming International
Desktop Check Deposit	$35 - Implementation Fee $0 - Monthly Fee
Access to Business Signature Savings and Business Preferred Savings Accounts	Business Preferred Savings
Free Online Invoicing With Autobooks
	Learn More

	Business Checking
Description	The essential foundation for your business’s finances with no monthly fee.
Minimum Opening Deposit	$100
Monthly Service Charge	$0 Monthly Fee
Number of Free Monthly Combined Deposit and Withdrawal Items	50 Free Monthly Items $0.50 for each additional item
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Free ATM Transactions **FAIRWINDS, Presto!, and CO-OP locations**
Outgoing Wires	$10 each - Outgoing Domestic $20 each - Outgoing International
Incoming Wires	$15 each - Incoming Domestic $20 each - Incoming International
Desktop Check Deposit	$35 - Implementation Fee $20 - Monthly Fee
Free Online Invoicing With Autobooks
	Learn More

Other Accounts

Explore our additional solutions designed for your business.

Business Interest on Trust Accounts (IOTA)

Our Interest on Trust Account is a convenient option for legal professionals to keep client funds in a control account that earns interest.

Business Analysis Checking Account

An advanced solution for established businesses to manage high transaction volumes and save money.