Please have the following information about yourself, your business, and business owners:
- Legal business name, address, and phone number
- Date business was first opened
- Business tax identification or Social Security number
- Ownership type
- Number of owners*
- Gross annual revenue
- Percentage of ownership
*Each owner with 20% or more interest must be listed as a guarantor.
Information we’ll consider when processing your application:
- Credit experience and payment history
- Cash flow and existing credit obligations
- Current relationship with FAIRWINDS
Business Rewards Visa®

- Earn unlimited 1.5 points on all purchases.†
- Points do not expire
- No annual fee.
- No balance transfer fees.
- No foreign transaction fees.
- 0% introductory APR for the first 12 months on balance transfers and purchases; after that, enjoy low rates ranging from 17.49% - 18% APR, based on creditworthiness.
- Additional employee cards with individual spending limits.
- Instantly lock or unlock an employee's credit card, set travel notifications, and more – all from your phone.