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Please have the following information about yourself, your business, and business owners:

  • Legal business name, address, and phone number
  • Date business was first opened
  • Business tax identification or Social Security number
  • Ownership type
  • Number of owners*
  • Gross annual revenue
  • Percentage of ownership

*Each owner with 20% or more interest must be listed as a guarantor.

Information we’ll consider when processing your application:

  • Credit experience and payment history
  • Cash flow and existing credit obligations
  • Current relationship with FAIRWINDS

Business Rewards Visa®

  • Earn unlimited 1.5 points on all purchases.
  • Points do not expire
  • No annual fee.
  • No balance transfer fees.
  • No foreign transaction fees.
  • 0% introductory APR for the first 12 months on balance transfers and purchases; after that, enjoy low rates ranging from 17.49% - 18% APR, based on creditworthiness.
  • Additional employee cards with individual spending limits.
  • Instantly lock or unlock an employee's credit card, set travel notifications, and more – all from your phone.
 Continue with application.