Business Banking That Moves CPAs and Their Clients Forward
A full suite of business banking services designed to keep cash flow, workflow, and CPA‑client relationships running smoothly.
Support Your Clients and Simplify Your Work in the Process
FAIRWINDS makes it easy to do business together, so that accounting firms and business owners can both succeed financially and collaborate with more confidence.
Support accurate, up-to-date bookkeeping with seamless QuickBooks® Direct Connect integration at no added cost
Get added as an authorized user on clients' online banking accounts to eliminate clunky workarounds
Gain real‑time visibility into client activity to enable proactive, informed decision‑making
Help your clients move money with authorized ACH and wire options.
Choose between Preferred and Signature Business checking accounts to align with how you operate
Access treasury tools that help you send and receive money easily and securely, on your schedule
Finance responsibly with auto loans that keep business and personal credit separate
Get up to $600 back when you refinance your business auto loan
Make Business Banking Personal
At FAIRWINDS, you're more than a number. Here, you'll have your own Business Relationship Officer who takes the time to get to know you as a person and learn the ins and outs of your business. Instead of cookie-cutter advice, you'll get guidance tailored to your challenges and your goals.
Meet Your Business Relationship Officer
Compare Business Checking Accounts
Find the right fit for your client's business needs.Signature Checking | |
|---|---|
Description | Our most rewarding business checking solution offers premium benefits. |
Minimum Opening Deposit | $100 |
Monthly Service Charge
| $25 Monthly Service Charge Waive with any one of the following:
• $35,000 or greater average monthly balance in business checking, savings or CDs.
• Spend $2,000 monthly using FAIRWINDS Debit Card
• $7,500 in deposits via FAIRWINDS Merchant Services and Autobooks |
Number of Free Monthly Combined Deposit and Withdrawal Items | Unlimited |
Free Unlimited Debit Card Transactions (exempt from monthly item count) | |
Free ATM Transactions FAIRWINDS, Presto!, and CO-OP locations | |
Outgoing Wires | $0 each - Outgoing Domestic $0 each - Outgoing International |
Incoming Wires | $0 each - Incoming Domestic $0 each - Incoming International |
Desktop Check Deposit | $0 - Implementation Fee $0 - Monthly Fee |
Access to Business Signature Savings and Business Preferred Savings Accounts | Business Signature Savings |
Free Additional Business Checking Account | |
Free Online Invoicing With Autobooks | |
Auto Loan Discount | .25% rate discount on a new business auto loan |
Preferred Checking | |
|---|---|
Description | Build reserves, earn, save, and move money, wherever you are. |
Minimum Opening Deposit | $100 |
Monthly Service Charge
| $15 Monthly Service Charge Waive with any one of the following:
• $7,500 or greater average monthly balance in business checking, savings or CDs
• Spend $1,000 monthly using FAIRWINDS Debit Card
• $4,500 in deposits via FAIRWINDS Merchant Services and Autobooks |
Number of Free Monthly Combined Deposit and Withdrawal Items | 300 Free Monthly Items $0.35 for each additional item |
Free Unlimited Debit Card Transactions (exempt from monthly item count) | |
Free ATM Transactions FAIRWINDS, Presto!, and CO-OP locations | |
Outgoing Wires | $0 each - Outgoing Domestic $20 each - Outgoing International |
Incoming Wires | $0 each - Incoming Domestic $20 each - Incoming International |
Desktop Check Deposit
| $35 - Implementation Fee $0 - Monthly Fee |
Access to Business Signature Savings and Business Preferred Savings Accounts | Business Preferred Savings
|
Free Online Invoicing With Autobooks | |
Connect What Matters With Convenient Technology
Remove unnecessary friction from daily operations, and keep everything organized for a more efficient working relationship.
- Learn MoreOrganize BillingUse Autobooks to fine-tune your finances
- Learn MoreManage EmployeesUse Paychex for your payroll and HR administrative needs
- Learn MoreAccept PaymentsUse Clover for merchant services and get paid on your schedule
- Learn MoreOptimize StrategiesUse Business Insights for industry trend forecasting
Ready to Take Business Further Together?
Are you a CPA looking to help a client get more out of their business banking, or a client looking for ways to help your CPA better meet your business needs? We're here to help. Just call or email to get started!