Places Where We Do Home Loans
We offer lending in California, Colorado, Florida, Georgia, Massachusetts, North Carolina, South Carolina, and Texas.
FAIRWINDS Credit Union mortgage
FAIRWINDS rates as low as
APR† 15 Yr Fixed
APR† 15 Yr Fixed
$7,903 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.177% APR compared to 2.552% APR for the National market average over the life of a $250,000 mortgage over 180 months.
*Based upon independent research conducted by Datatrac for 132821 financial institution locations in the National market as of June 13, 2021.
†APR = Annual Percentage Rate
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|Purchase - 30 year fixed||2.996%||0.710|
|Purchase - 20 year fixed||2.776%||0.537|
|Purchase - 15 year fixed||2.177%||0.425|
|Refinance - 30 year fixed||3.240%||0.715|
|Refinance - 20 year fixed||2.906%||0.679|
|Refinance - 15 year fixed||2.326%||0.694|
*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on a loan amount of $200,00, single-family home as a primary residence, 45-day rate lock (for purchases), 60-day rate lock (for refinances), credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.
What our members are saying...
From start to finish, my home purchase was easy and on time. All of my questions were answered quickly and professionally.
A very nice experience
Been Fairwinds members since they opened. Have done several different loans with you and always had a great experience. This is my first mortgage with you and I'm sorry I waited so long. Great people and experience. I'll never go anywhere else! Thank you
We had a very smooth and easy time during a process which can be very complicated. Kim and Kevin were absolutely wonderful and helped us immensely from the application until the closing.