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Places Where We Do Home Loans

We offer lending in California, Colorado, Florida, Georgia, Massachusetts, North Carolina, South Carolina, and Texas.

Save up to $7,903 with a

FAIRWINDS Credit Union mortgage

FAIRWINDS rates as low as
APR 15 Yr Fixed


National Average*
APR 15 Yr Fixed

$7,903 is the difference between the amount paid in interest between FAIRWINDS Credit Union's rate at 2.177% APR compared to 2.552% APR for the National market average over the life of a $250,000 mortgage over 180 months.

*Based upon independent research conducted by Datatrac for 132821 financial institution locations in the National market as of June 13, 2021.
APR = Annual Percentage Rate

Have questions? Available 24/7, a mortgage expert is here for you.

Call 407.206.8125 or 1.888.413.0672 to speak to one of our specialized mortgage lenders.

Get started now, or call 1.888.413.0672

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We are your one-stop shop when it comes to your loan. Learn more about home financing options

Mortgage Type APR Points
Purchase - 30 year fixed 2.996% 0.710
Purchase - 20 year fixed 2.776% 0.537
Purchase - 15 year fixed 2.177% 0.425
Refinance - 30 year fixed 3.240% 0.715
Refinance - 20 year fixed 2.906% 0.679
Refinance - 15 year fixed 2.326% 0.694

*Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Rate lock cutoff time is 4:00 PM EDT. Any lock requests received after 4:00 PM EDT will be subject to tomorrow’s posted rates. Interest rates above are based on a loan amount of $200,00, single-family home as a primary residence, 45-day rate lock (for purchases), 60-day rate lock (for refinances), credit score of 740, and a loan-to-value of 80%. Discount points may apply. Terms and conditions subject to change at any time without prior notice.

What our members are saying...


Amazing team!!!

From start to finish, my home purchase was easy and on time. All of my questions were answered quickly and professionally.

      - Sctwarner

A very nice experience

Been Fairwinds members since they opened. Have done several different loans with you and always had a great experience. This is my first mortgage with you and I'm sorry I waited so long. Great people and experience. I'll never go anywhere else! Thank you

      - Pauken

Excellent service

We had a very smooth and easy time during a process which can be very complicated. Kim and Kevin were absolutely wonderful and helped us immensely from the application until the closing.