Business Truth-in-Savings

We want to ensure transparency with our business members. That's why we provide rates, fees, and terms in our Truth-in-Savings disclosure.

Rates as of 05/24/24

Man doing paperwork.

Business Savings

Schedule of Interest

Business Savings

Interest Rate

APY

Minimum Balance††

Minimum Deposit

Additional Deposit

Frequency of Rate Change

Interest Compounded

Interest Credited

...

...

$0.01

$100.00

Allowed

Variable

Daily

End of Month

Business Signature Savings

Balance Tier

Interest Rate

APY

Minimum Balance††

Minimum Deposit

Additional Deposit

Frequency of Rate Change

Interest Compounded

Interest Credited

$49,999.99 or below

...

...

$0.01

$100

Allowed

Variable

Daily

End of Month

$50,000.00 - $249,999.99

...

...

$50,000.00

$100

Allowed

Variable

Daily

End of Month

$250,000.00 - $999,999.99

...

...

$250,000.00

$100

Allowed

Variable

Daily

End of Month

$1,000,000.00 - $2,499,999.99

...

...

$1,000,000.00

$100

Allowed

Variable

Daily

End of Month

$2,500,000.00 +

...

...

$2,500,000.00

$100

Allowed

Variable

Daily

End of Month

Business Preferred Savings

Balance Tier

Interest Rate

APY

Minimum Balance††

Minimum Deposit

Additional Deposit

Frequency of Rate Change

Interest Compounded

Interest Credited

$4,999.99 or below

...

...

$0.01

$100

Allowed

Variable

Daily

End of Month

$5,000.00 - $9,999.99

...

...

$5,000.00

$100

Allowed

Variable

Daily

End of Month

$10,000.00 - $24,999.99

...

...

$10,000.00

$100

Allowed

Variable

Daily

End of Month

$25,000.00 - $49,999.99

...

...

$25,000.00

$100

Allowed

Variable

Daily

End of Month

$50,000.00 - $99,999.99

...

...

$50,000.00

$100

Allowed

Variable

Daily

End of Month

$100,000.00 +

...

...

$100,000.00

$100

Allowed

Variable

Daily

End of Month

Certificates of Deposit

Schedule of Interest

Terms

Interest Rate

APY

Minimum Balance††

Minimum Deposit

Additional Deposit

Frequency of Rate Change

Interest Compounded

Interest Credited

3-Month

...

...

$0.01

$100

Not Allowed

Fixed

Daily

End of Month

6-Month

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

12-Month

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

24-Month

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

36-Month

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

48-Month

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

60-Month

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

7-Month Special

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

18-Month Special

...

...

$1,000

$1,000

Not Allowed

Fixed

Daily

End of Month

Checking Accounts

Schedule of Interest

IOTA Checking

Balance Tier

Interest Rate

APY

Minimum Balance††

Minimum Deposit

Additional Deposit

Frequency of Rate Change

Interest Compounded

Interest Credited

$99,999.99 or below

...

...

$0.01

$100

Allowed

Fixed

Daily

End of Month

$100,000.00 - $499,999.99

...

...

$100,000.00

$100

Allowed

Fixed

Daily

End of Month

$500,000.00 - $999,999.99

...

...

$500,000.00

$100

Allowed

Fixed

Daily

End of Month

$1,000,000.00 +

...

...

$1,000,000.00

$100

Allowed

Fixed

Daily

End of Month