In-Person Banking, Wherever You Are

At home or away, manage your FAIRWINDS accounts in person at thousands of shared branch partner locations and fee-free ATMs across the country – just like visiting a FAIRWINDS branch.

Smiling businesswoman in beige blazer meeting with client across desk in modern office setting

What Are Shared Branch Partner Locations?

Shared Branch partner locations are credit unions within the CO-OP Financial Services network that give you in-person access to your FAIRWINDS accounts, no matter where you live. With more than 5,600 partner locations and over 33,000 fee-free ATMs nationwide, you can complete everyday transactions just as you would at a FAIRWINDS branch. Whether you're at home or traveling, partner locations ensure convenient, reliable access to your accounts.

  • Deposits and Withdrawals (Cash and Checks)
  • Transfers Between FAIRWINDS Accounts
  • Balance Inquiries and Account History
  • Make FAIRWINDS Loan Payments
  • Request Money Orders and Official Checks
  • And More!
Father carrying his son on his shoulders, both smiling happily

Find Your Closest Partner Location

Visit our Locations Page
View Page Chevron Right Icon
View Locations in the FAIRWINDS app
Text a ZIP Code to 91989

What to Bring When You Visit A Partner Location

Woman in floral dress smiling while handing documents to someone at an aquarium with blue-lit exhibits in background.
Bring the following information to verify your identity and account:
  • FAIRWINDS member number

  • Last four digits of your Social Security Number (SSN)

  • Valid government-issued photo ID - driver's license preferred

  • Your smartphone

Hands holding smartphone displaying QR code scanner on screen against blue background with blurred figures behind
Some partner locations will require additional verification via IDCheck by CO-OP to verify:
  • Scan the QR code at the partner location

  • Follow the guided steps to securely verify your identity

  • In addition to your member number, last four of your SSN, and government-issued ID, you’ll be asked to provide:

    • A selfie taken with your smartphone

    • Note: The steps will ask for your “account number”, but you need to enter your FAIRWINDS member number

Know Before You Go

Checks over $2,500 are placed on a hold.
Cash withdrawals cannot exceed $10,000. Partner locations may impose lower limits.
If you can’t complete IDCheck by CO-OP for verification when requested, you may be limited to $200 in cash withdrawals.
You must be present to complete all transactions.