FAIRWINDS at Work
FAIRWINDS at Work has ended, but your journey to financial freedom is just beginning. Become a member to start building a future you deserve.
Financial Freedom happens here.®
We are dedicated to helping our members save more, eliminate debt, build wealth, and live generously.
Be part of a community that cares.
When you join FAIRWINDS, you join a community of thousands of passionate financial freedom seekers worldwide.
Checking Account Benefits and Features
When you open a checking account with FAIRWINDS, you’ll enjoy convenient features to help you save more and make banking easier.
Receive out-of-network ATM refunds.
Unlock access to savings accounts with premium interest rates with no service charge.
Free ATM Transactions at 35,000 FAIRWINDS, Presto!, and CO-OP Locations.
Automated Debit Card Round-Up Program to add to your savings or pay down your loan.
Free overdraft transfers, incoming wires, and stop payments.
Receive your eligible direct deposits up to two days early, including paychecks, tax refunds, pensions, and more.
Easily send money to friends, family, and others you trust with Zelle®.
Compare Checking Accounts
Find an account that best fits your lifestyle.Spend Smart Checking | |
|---|---|
Ideal For | Members ready to take control of their money and start building toward long-term goals with confidence. |
Monthly Service Charge | $0 |
Minimum to Open | $25 |
Out-of-Network ATM Refunds | Up to $10 in monthly refunds |
Rebated Incoming Domestic and International Wires | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Free Checks | |
Insufficient Funds | Up to 2 refunded per year |
Account Requirements | Automatically bundled with our high-yield Save Smart Savings Account |
Signature Checking | |
|---|---|
Ideal For | Members who want concierge-level service, premium rates, and perks that make managing money effortless. |
Monthly Service Charge | $25 |
Minimum to Open | $25 |
Out-of-Network ATM Refunds | Unlimited refunds |
Rebated Incoming Domestic and International Wires | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Free Checks | |
Insufficient Funds | Up to 2 refunded per year |
Account Requirements | |
† Investment Advisory Services offered through LPL Financial, a Registered Investment Advisor
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. FAIRWINDS Credit Union and FAIRWINDS Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FAIRWINDS Wealth Management, and may also be employees of FAIRWINDS Credit Union These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, FAIRWINDS Credit Union or FAIRWINDS Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.