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7. Invest 15% of your income

Now that you’re actively saving for your goals, accelerate your savings to build sustainable wealth.

Tip 1: Update your budget to include your investments.

The 15% includes what you are investing into 401(k)/403(b), but it does not include the employer match. If you are investing less than 15% into your 401(K)/403(b), supplement your investments with IRAs, mutual funds, stocks, etc.

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Tip 2: Contribute the maximum to your 401(k)/403(b) every year.

The maximum contribution limit for 2025 is $23,500, with an additional $7,500 catch-up contribution available to those 50 or above.

You’ve got your plan, but what if you have questions along the way or would like to review other investment options? Be sure to stay connected with your advisor if you need additional resources or recommendations. Your advisor can also help you adjust course as needed and help keep you on track to retire with confidence.