Skip to main content

IMPORTANT INFORMATION

COVID-19 Readiness: We are here to help. Review current updates and how you can stay connected. Click here for small business relief.
Updated: Thu, May 28, 2020 at 03:28pm EDT

fairwinds.org | Get the freedom to go further.

Consumer Privacy

Consumer Privacy

Consumer Protection Articles

Identity theft is a serious problem in the United States. Consumers have gotten lazy when it comes to protecting their personal information. There are…

Consumer Privacy -- Read More

The Business Plan

The Business Plan

Starting a Business Articles

A business plan is the management and financial blueprint of your company.

The Business Plan -- Read More

How to Buy a Used Car

How to Buy a Used Car

Auto Buying Articles

Shopping for a used car is a great way to get the most vehicle possible for your money, and there are lots of preowned gems out there just waiting to be…

How to Buy a Used Car -- Read More

Why You Should Get Preapproved for a Car Loan

Why You Should Get Preapproved for a Car Loan

Auto Buying Articles

When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It's a simple process that can make car-buying…

Why You Should Get Preapproved for a Car Loan -- Read More

Defending Yourself Against Identity Theft

Defending Yourself Against Identity Theft

Consumer Protection Articles

As technology advances, you can be sure that identity thieves are not far behind. Here are some common methods cyberthieves use to steal your personal…

Defending Yourself Against Identity Theft -- Read More

How to Improve Your Credit Score

How to Improve Your Credit Score

Credit Articles

Almost no one is perfect when it comes to credit scores. The average score for Americans has been inching up over the past decade and is now close to 700.…

How to Improve Your Credit Score -- Read More

Managing a Loved One's Finances After Death

Managing a Loved One's Finances After Death

Life Event Articles

Apart from the pain of a family member or close friend's passing, settling their financial matters can be time-consuming and difficult. You may have to…

Managing a Loved One's Finances After Death -- Read More

What to Remember When Moving From the Dorms to Your First Place

What to Remember When Moving From the Dorms to Your First Place

Life Event Articles

Privacy, lower living costs, graduation — there are myriad reasons you move from the dorms to an apartment. But with greater independence comes greater…

What to Remember When Moving From the Dorms to Your First Place -- Read More

Short-Term Saving Tips for Summer Vacation

Short-Term Saving Tips for Summer Vacation

Kids and Money Articles

With summer drawing closer, your vacation may arrive before you've got the money to pay for it. But there are some quick changes you can make now to save…

Short-Term Saving Tips for Summer Vacation -- Read More

How to Get the Lowest Mortgage Refinance Rate

How to Get the Lowest Mortgage Refinance Rate

Mortgage Articles

Most people refinance a home to save money, at least in the long run. If you're contemplating making that move, it's a good idea to verify first that it's…

How to Get the Lowest Mortgage Refinance Rate -- Read More

How to Tell You're Ready to Buy a House

How to Tell You're Ready to Buy a House

Buying a Home Articles

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you're considering whether…

How to Tell You're Ready to Buy a House -- Read More

How a Real Estate Agent Can Help You Land a Home

How a Real Estate Agent Can Help You Land a Home

Buying a Home Articles

Owning a home can be an excellent source of financial stability and security. Plus, you don't have to deal with those noisy upstairs neighbors anymore.

How a Real Estate Agent Can Help You Land a Home -- Read More

4 Things to Do Before Buying a Home

4 Things to Do Before Buying a Home

Buying a Home Articles

As exciting as it is to buy a home, the lead-up can be a dizzying experience, especially for first-time buyers. But don't fret. Breaking down the process…

4 Things to Do Before Buying a Home -- Read More

How Getting Preapproved for a Mortgage Differs from Being Prequalified

How Getting Preapproved for a Mortgage Differs from Being Prequalified

Buying a Home Articles

You've probably heard this one: A home is the biggest — and most important — purchase of your life. Although that bit of conventional wisdom may be…

How Getting Preapproved for a Mortgage Differs from Being Prequalified -- Read More

The Benefits of a Mortgage Preapproval — and How to Get One

The Benefits of a Mortgage Preapproval — and How to Get One

Buying a Home Articles

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won't pay for your new house in cash. Like millions…

The Benefits of a Mortgage Preapproval — and How to Get One -- Read More

What Costs to Expect When Selling Your Home

What Costs to Expect When Selling Your Home

Home Equity Articles

Just as with buying a home, selling also comes with its share of dues. You need to prepare your home for prospective buyers as well as pay part of the…

What Costs to Expect When Selling Your Home -- Read More

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

Refinancing Articles

Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons…

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage -- Read More

10 Tips to Get a Home Ready for Sale

10 Tips to Get a Home Ready for Sale

Home Equity Articles

Preparing to sell your home can be difficult. You have to create enough ambiance so that buyers can envision themselves living there but make sure it's…

10 Tips to Get a Home Ready for Sale -- Read More

3 Reasons You Need an Automatic Savings Plan

3 Reasons You Need an Automatic Savings Plan

Saving Money Articles

“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and…

3 Reasons You Need an Automatic Savings Plan -- Read More

What Is a Certificate of Deposit (CD)?

What Is a Certificate of Deposit (CD)?

Saving Money Articles

Certificates of deposit, or CDs, are not the most exciting investments, but they are among the safest. They make perfect sense for the risk-averse or for…

What Is a Certificate of Deposit (CD)? -- Read More

How to Build a CD Ladder

How to Build a CD Ladder

Saving Money Articles

If you're looking to earn the highest possible yield on your investments without sacrificing the safety of government backed insurance, certificates of…

How to Build a CD Ladder -- Read More

How to Plan for Early Retirement

How to Plan for Early Retirement

Saving for Retirement Articles

If you want to retire early, your investment strategy may need to be a little different from a person who plans to keep working well into his or her 60s…

How to Plan for Early Retirement -- Read More

How to Save for Retirement

How to Save for Retirement

Saving for Retirement Articles

It's never too early to start putting away money for your future. If you've ever wondered how to save for retirement when you're also dealing with day-to-day…

How to Save for Retirement -- Read More

How to Invest for Retirement

How to Invest for Retirement

Saving for Retirement Articles

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance…

How to Invest for Retirement -- Read More

Four Forms You'll Fill Out at Your First Job

Four Forms You'll Fill Out at Your First Job

Employee Benefits Articles

Nothing's easy about finding your first job: not the internet scouring, not the resume tweaking, not the interviews. When you finally are hired, you should…

Four Forms You'll Fill Out at Your First Job -- Read More

How Much Should I Have in My Emergency Fund?

How Much Should I Have in My Emergency Fund?

Life Event Articles

From knowing how much to save in your emergency fund to learning when it’s appropriate to use it, here are some helpful tips to setting yourself up to…

How Much Should I Have in My Emergency Fund? -- Read More

How to Create a Budget in Six Steps

How to Create a Budget in Six Steps

Budgeting Articles

A well-designed budget will allow you to sleep better at night knowing you can comfortably cover all your expenses while saving for the future.

How to Create a Budget in Six Steps -- Read More

How to Avoid Santa Shock

How to Avoid Santa Shock

Credit Articles

Feeling Santa Shock from the credit card bills starting to come in? If you’re looking back at the holidays with dread because you spent too much, you’re…

How to Avoid Santa Shock -- Read More