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ATM Safety

ATM Safety

Fraud Prevention Articles

ATM fraud is on the rise. Here are 12 ways to protect yourself and your account from theft!

ATM Safety -- Read More

Consumer Privacy

Consumer Privacy

Consumer Protection Articles

Identity theft is a serious problem in the United States. Consumers have gotten lazy when it comes to protecting their personal information. There are…

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Starting Your Own Business

Starting Your Own Business

Starting a Business Articles

Before you start your own business, you should do some initial planning.

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The Business Plan

The Business Plan

Starting a Business Articles

A business plan is the management and financial blueprint of your company.

The Business Plan -- Read More

Buying an Existing Business

Buying an Existing Business

Starting a Business Articles

Unlike a new business, an existing business will likely have a product or service that is familiar to consumers, suppliers, lenders, and employees.

Buying an Existing Business -- Read More

Buying a Franchise

Buying a Franchise

Starting a Business Articles

If you would like to work for yourself but would rather not start your own business, then purchasing a franchise might be a solution.

Buying a Franchise -- Read More

How to Avoid the Busy Holiday Scamming Season

How to Avoid the Busy Holiday Scamming Season

Fraud Prevention Articles

You're not the only one joyfully anticipating the holiday season. Cyber criminals are all aflutter, too, as they look forward to ripping off innocent shoppers…

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How to Avoid Credit Card Skimmers

How to Avoid Credit Card Skimmers

Fraud Prevention Articles

Skimmers carry a big threat to your card information and your money and are a widespread global problem. So what can you do? Be diligent, be educated,…

How to Avoid Credit Card Skimmers -- Read More

How to Buy a New Car

How to Buy a New Car

Auto Buying Articles

The number of decisions you have to make when buying a new car can be dizzying. And while many of them will depend on your individual needs and wants,…

How to Buy a New Car -- Read More

Refinancing Auto Loans 101

Refinancing Auto Loans 101

Auto Financing Articles

If you're paying too much in interest on your car or truck loan, refinancing could be a great way to save some serious dough. Interest rates for vehicle…

Refinancing Auto Loans 101 -- Read More

Best Ways to Finance a New Car

Best Ways to Finance a New Car

Auto Financing Articles

So you've found your dream car, and now comes the hard part: paying for it. Most people don't have the means to pay cash for a new car.

Best Ways to Finance a New Car -- Read More

How to Decide Whether to Buy or Lease a Car

How to Decide Whether to Buy or Lease a Car

Auto Financing Articles

Considering a new car? You'll probably need some type of financing to make that happen. Find out whether it makes more sense to lease than to buy your…

How to Decide Whether to Buy or Lease a Car -- Read More

Financial Steps to Take Before Buying a Car

Financial Steps to Take Before Buying a Car

Auto Financing Articles

Think about the effort it takes to search for the right new car and to negotiate the lowest price.

Financial Steps to Take Before Buying a Car -- Read More

How Much Should You Have for a Car Down Payment?

How Much Should You Have for a Car Down Payment?

Auto Financing Articles

“No money down!” These words are nearly impossible to ignore when you're shopping for a car. What could be sweeter than not making a down payment?…

How Much Should You Have for a Car Down Payment? -- Read More

How to Buy a Used Car

How to Buy a Used Car

Auto Buying Articles

Shopping for a used car is a great way to get the most vehicle possible for your money, and there are lots of preowned gems out there just waiting to be…

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Why You Should Get Preapproved for a Car Loan

Why You Should Get Preapproved for a Car Loan

Auto Buying Articles

When shopping for a new car, many people overlook one important step: getting preapproved for an auto loan. It's a simple process that can make car-buying…

Why You Should Get Preapproved for a Car Loan -- Read More

0% Auto Loan Might Not Be the Best Deal

0% Auto Loan Might Not Be the Best Deal

Auto Financing Articles

In seeking the best deal on your next car, you might've stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds,…

0% Auto Loan Might Not Be the Best Deal -- Read More

What Everyone Should Know About EMV Cards

What Everyone Should Know About EMV Cards

Consumer Protection Articles

Americans report billions of dollars in credit card fraud each year. The technology known as EMV is designed to curb those losses.

What Everyone Should Know About EMV Cards -- Read More

How to Protect Your Money and Accounts Online

How to Protect Your Money and Accounts Online

Fraud Prevention Articles

Being able to bank or shop online is a great convenience, but you want to be sure you're protecting yourself before you hit “submit.” If the wrong…

How to Protect Your Money and Accounts Online -- Read More

Defending Yourself Against Identity Theft

Defending Yourself Against Identity Theft

Consumer Protection Articles

As technology advances, you can be sure that identity thieves are not far behind. Here are some common methods cyberthieves use to steal your personal…

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Building a Credit Score From Scratch

Building a Credit Score From Scratch

Credit Articles

Young adults starting out on their own often bump into a cold fact of financial life: Having no credit history can limit your options just as much as having…

Building a Credit Score From Scratch -- Read More

How to Improve Your Credit Score

How to Improve Your Credit Score

Credit Articles

Almost no one is perfect when it comes to credit scores. The average score for Americans has been inching up over the past decade and is now close to 700.…

How to Improve Your Credit Score -- Read More

When to Get a Personal Loan

When to Get a Personal Loan

Debt Articles

There are times in life when you want or need to spend more cash than you have on hand. You can borrow the money and pay it back a little at a time if…

When to Get a Personal Loan -- Read More

Consolidating Debt: When Does It Make Sense?

Consolidating Debt: When Does It Make Sense?

Debt Articles

Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living…

Consolidating Debt: When Does It Make Sense? -- Read More

Managing a Loved One's Finances After Death

Managing a Loved One's Finances After Death

Life Event Articles

Apart from the pain of a family member or close friend's passing, settling their financial matters can be time-consuming and difficult. You may have to…

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Getting Hitched Doesn't Need to Mean Marrying Finances

Getting Hitched Doesn't Need to Mean Marrying Finances

Life Event Articles

Marriage generally implies that two homes and lives become one. Should it also involve a complete merging of earnings, assets and expenses? With money…

Getting Hitched Doesn't Need to Mean Marrying Finances -- Read More

What to Remember When Moving From the Dorms to Your First Place

What to Remember When Moving From the Dorms to Your First Place

Life Event Articles

Privacy, lower living costs, graduation — there are myriad reasons you move from the dorms to an apartment. But with greater independence comes greater…

What to Remember When Moving From the Dorms to Your First Place -- Read More

Financial Literacy for Kids

Financial Literacy for Kids

Kids and Money Articles

No matter how enthusiastic you are, trying to formally teach finance to kids is a tall order that is likely to make their eyes glaze over. Hold their attention…

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Short-Term Saving Tips for Summer Vacation

Short-Term Saving Tips for Summer Vacation

Kids and Money Articles

With summer drawing closer, your vacation may arrive before you've got the money to pay for it. But there are some quick changes you can make now to save…

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7 Money-Saving Tips for Teens

7 Money-Saving Tips for Teens

Kids and Money Articles

Most teenagers probably won't leap at the prospect of learning about personal finance on their own. That's why it's important to take the time to teach…

7 Money-Saving Tips for Teens -- Read More

Is Fall the Best Time to Buy a House?

Is Fall the Best Time to Buy a House?

Buying a Home Articles

Sometimes it's smarter to buy certain items according to the season, like sweaters near the end of winter and swimsuits in late summer. But what's the…

Is Fall the Best Time to Buy a House? -- Read More

How to Get the Lowest Mortgage Refinance Rate

How to Get the Lowest Mortgage Refinance Rate

Mortgage Articles

Most people refinance a home to save money, at least in the long run. If you're contemplating making that move, it's a good idea to verify first that it's…

How to Get the Lowest Mortgage Refinance Rate -- Read More

How to Tell You're Ready to Buy a House

How to Tell You're Ready to Buy a House

Buying a Home Articles

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you're considering whether…

How to Tell You're Ready to Buy a House -- Read More

How a Real Estate Agent Can Help You Land a Home

How a Real Estate Agent Can Help You Land a Home

Buying a Home Articles

Owning a home can be an excellent source of financial stability and security. Plus, you don't have to deal with those noisy upstairs neighbors anymore.

How a Real Estate Agent Can Help You Land a Home -- Read More

4 Things to Do Before Buying a Home

4 Things to Do Before Buying a Home

Buying a Home Articles

As exciting as it is to buy a home, the lead-up can be a dizzying experience, especially for first-time buyers. But don't fret. Breaking down the process…

4 Things to Do Before Buying a Home -- Read More

How Getting Preapproved for a Mortgage Differs from Being Prequalified

How Getting Preapproved for a Mortgage Differs from Being Prequalified

Buying a Home Articles

You've probably heard this one: A home is the biggest — and most important — purchase of your life. Although that bit of conventional wisdom may be…

How Getting Preapproved for a Mortgage Differs from Being Prequalified -- Read More

The Benefits of a Mortgage Preapproval — and How to Get One

The Benefits of a Mortgage Preapproval — and How to Get One

Buying a Home Articles

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won't pay for your new house in cash. Like millions…

The Benefits of a Mortgage Preapproval — and How to Get One -- Read More

What to Know About Home Equity Loans

What to Know About Home Equity Loans

Home Equity Articles

If you're a homeowner, you have a powerful tool in your financial arsenal: the home equity loan.

What to Know About Home Equity Loans -- Read More

What Costs to Expect When Selling Your Home

What Costs to Expect When Selling Your Home

Home Equity Articles

Just as with buying a home, selling also comes with its share of dues. You need to prepare your home for prospective buyers as well as pay part of the…

What Costs to Expect When Selling Your Home -- Read More

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

Refinancing Articles

Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons…

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage -- Read More

What's a Good Use for a HELOC?

What's a Good Use for a HELOC?

Home Equity Articles

When you take out a second mortgage, a name for a home equity line of credit, you're offering your house as collateral to secure another loan. The upside:…

What's a Good Use for a HELOC? -- Read More

When to Refinance a Mortgage

When to Refinance a Mortgage

Refinancing Articles

Contrary to what you may think, signing up for a mortgage loan doesn't mean you're trapped in that rate or term. Knowing when to refinance, for instance…

When to Refinance a Mortgage -- Read More

10 Tips to Get a Home Ready for Sale

10 Tips to Get a Home Ready for Sale

Home Equity Articles

Preparing to sell your home can be difficult. You have to create enough ambiance so that buyers can envision themselves living there but make sure it's…

10 Tips to Get a Home Ready for Sale -- Read More

5 Money Moves to Make Before Traveling Abroad

5 Money Moves to Make Before Traveling Abroad

Banking Articles

In the excitement of exploring a new country, it's all too easy to rack up extra expenses when paying in a foreign currency.

5 Money Moves to Make Before Traveling Abroad -- Read More

How to Manage Your Finances After Graduating From College

How to Manage Your Finances After Graduating From College

Budgeting Articles

You're done with college, and now you're ready to be on your own. But for newly minted grads who didn't major in money management, here's one last assignment:…

How to Manage Your Finances After Graduating From College -- Read More

Making the Most of E-Banking

Making the Most of E-Banking

Banking Articles

Most people are at least somewhat tech-savvy these days. But when it comes to digital banking, you might be missing out on a few time-saving tricks. Here's…

Making the Most of E-Banking -- Read More

How to Give Your Finances a Spring Cleaning

How to Give Your Finances a Spring Cleaning

Banking Articles

Ah, spring! It's the season of renewal, when we can count on longer and brighter days, the return of baseball and the urge to get the house in order.

How to Give Your Finances a Spring Cleaning -- Read More

Mobile Apps Make Depositing Checks a Snap

Mobile Apps Make Depositing Checks a Snap

Banking Articles

As routine financial tasks move online, you may have fallen out of the habit of banking at a branch office. If so, receiving a paper check can be a hassle,…

Mobile Apps Make Depositing Checks a Snap -- Read More

How to Budget When You Have Seasonal Income

How to Budget When You Have Seasonal Income

Budgeting Articles

Rewarding careers don't always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping…

How to Budget When You Have Seasonal Income -- Read More

3 Reasons You Need an Automatic Savings Plan

3 Reasons You Need an Automatic Savings Plan

Saving Money Articles

“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and…

3 Reasons You Need an Automatic Savings Plan -- Read More

How to Be a Money-Smart Graduate Student

How to Be a Money-Smart Graduate Student

Saving Money Articles

Whether you'll be pursuing a master's degree in English literature or a Ph.D. in chemical engineering this fall, life as a graduate student likely will…

How to Be a Money-Smart Graduate Student -- Read More

How Much 20-Somethings Should Save

How Much 20-Somethings Should Save

Saving Money Articles

Your 20s may seem like an odd time to think of saving for retirement, but it's actually the perfect moment to start planning for your later years. That's…

How Much 20-Somethings Should Save -- Read More

Ways to Cut Your Car Costs

Ways to Cut Your Car Costs

Saving Money Articles

Driving is a necessity for many, but it can also be expensive, with an average annual cost of almost $8,700. Here are three easy ways to reduce your car…

Ways to Cut Your Car Costs -- Read More

What Is a Certificate of Deposit (CD)?

What Is a Certificate of Deposit (CD)?

Saving Money Articles

Certificates of deposit, or CDs, are not the most exciting investments, but they are among the safest. They make perfect sense for the risk-averse or for…

What Is a Certificate of Deposit (CD)? -- Read More

How to Build a CD Ladder

How to Build a CD Ladder

Saving Money Articles

If you're looking to earn the highest possible yield on your investments without sacrificing the safety of government backed insurance, certificates of…

How to Build a CD Ladder -- Read More

What's Your Best Savings Option? It Depends

What's Your Best Savings Option? It Depends

Saving Money Articles

There's no question that saving money is a wise plan, but where to put your savings isn't always so cut and dried. Does a regular savings account fit your…

What's Your Best Savings Option? It Depends -- Read More

How to Get Out From Under Student Loans

How to Get Out From Under Student Loans

Repaying Student Loans Articles

If you're a recent college graduate who took out student loans, you likely owe about $35,000. As eye-popping as that average debt figure is, you're certainly…

How to Get Out From Under Student Loans -- Read More

Saving for Your Retirement or Your Kid's College: How to Choose

Saving for Your Retirement or Your Kid's College: How to Choose

Saving for College Articles

If you're the parent of a child who'll be going to college within a few years, you probably have some choices to make about where to focus your savings…

Saving for Your Retirement or Your Kid's College: How to Choose -- Read More

How to Plan for Early Retirement

How to Plan for Early Retirement

Saving for Retirement Articles

If you want to retire early, your investment strategy may need to be a little different from a person who plans to keep working well into his or her 60s…

How to Plan for Early Retirement -- Read More

6 Tips for Anyone Late to the Retirement-Planning Game

6 Tips for Anyone Late to the Retirement-Planning Game

Saving for Retirement Articles

“Over the hill” surprise birthday parties can be fun. But one shock you don't want in your 50s is the realization that you've completely overlooked…

6 Tips for Anyone Late to the Retirement-Planning Game -- Read More

Figuring Out How Much to Allocate to Your 401(k)

Figuring Out How Much to Allocate to Your 401(k)

Saving for Retirement Articles

When your employer offers a 401(k) plan, you have a great opportunity to save for retirement. You'll want to contribute at least enough to get the full…

Figuring Out How Much to Allocate to Your 401(k) -- Read More

How to Save for Retirement

How to Save for Retirement

Saving for Retirement Articles

It's never too early to start putting away money for your future. If you've ever wondered how to save for retirement when you're also dealing with day-to-day…

How to Save for Retirement -- Read More

Mistakes to Avoid During IRA and 401(k) Rollovers

Mistakes to Avoid During IRA and 401(k) Rollovers

Saving for Retirement Articles

If you have a retirement plan from a previous job or an individual retirement account, there are ways to move the funds without getting penalized by the…

Mistakes to Avoid During IRA and 401(k) Rollovers -- Read More

The Difference Between a Traditional 401(k) and a Roth 401(k)

The Difference Between a Traditional 401(k) and a Roth 401(k)

Saving for Retirement Articles

An employer-sponsored 401(k) plan is often one of the most valuable parts of a job's benefits package. Although free snacks and a generous vacation policy…

The Difference Between a Traditional 401(k) and a Roth 401(k) -- Read More

How to Invest for Retirement

How to Invest for Retirement

Saving for Retirement Articles

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance…

How to Invest for Retirement -- Read More

Four Forms You'll Fill Out at Your First Job

Four Forms You'll Fill Out at Your First Job

Employee Benefits Articles

Nothing's easy about finding your first job: not the internet scouring, not the resume tweaking, not the interviews. When you finally are hired, you should…

Four Forms You'll Fill Out at Your First Job -- Read More

Financial Tips for Recent Grads Entering the Workforce

Financial Tips for Recent Grads Entering the Workforce

Paycheck Planning Articles

College is in your rearview mirror, and you're about to enter the working world. Although snagging a job certainly calls for a celebration or two, it is…

Financial Tips for Recent Grads Entering the Workforce -- Read More

7 Banking Tips for Young Millennials

7 Banking Tips for Young Millennials

Paycheck Planning Articles

Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do…

7 Banking Tips for Young Millennials -- Read More

5 Credit Score Myths Debunked

5 Credit Score Myths Debunked

Credit Articles

To help you gain some clarity on credit scores so you can improve yours, we’ve set the record straight the credit score myths we hear most.

5 Credit Score Myths Debunked -- Read More

How Much Should I Have in My Emergency Fund?

How Much Should I Have in My Emergency Fund?

Life Event Articles

From knowing how much to save in your emergency fund to learning when it’s appropriate to use it, here are some helpful tips to setting yourself up to…

How Much Should I Have in My Emergency Fund? -- Read More

Credit Union Membership: What You Need to Know

Credit Union Membership: What You Need to Know

Banking Articles

A credit union can be a more rewarding option when you're saving for a rainy day and looking for a safe place to keep your cash, or a more frugal choice…

Credit Union Membership: What You Need to Know -- Read More