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Freedom is closer than you think.

The journey toward financial freedom goes beyond saving more. It's having the power to be in control - and staying in control - with a confident plan to destroy debt.

Eliminate debt… and never look back.


You’ve paid off your unsecured debt, like credit cards, consolidation loans and student loans.

Start with the smallest balance first. You’ll soon get a taste for what financial freedom feels like with every balance you destroy on your list.

Make a plan
to continue on your journey.

Use our calculator to help you get started and see how quickly you can gain momentum to pay off all of your debts once and for all.


While keeping your payment level at $0 (which includes an extra $ towards your monthly debt), you could reduce your total debt payments (principal and interest) from $0 to $0 and be out of debt in years instead of your current projected years.

This represents a savings of $-1 and 0 years of payments. If you start today, your debt-free date will be: December 1969

Ramp up your savings.

Once all debts have been paid off, you could apply the same monthly payment amount $0 a month you were paying to bills to an investment with a 6% rate of return and accumulate approximately $0 in years.

When you're finished eliminating your debt and ready to start building wealth, we'll be here with solutions to help you continue your journey to financial freedom.

Debt Snowball Calculator

Debt 1
Debt 2
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Payment Budget

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations, and financial situation. The calculations provided should not be construed as financial, legal, or tax advice. In addition, such information should not be relied upon as the only source of information.


You don’t have a car or lease payment anymore.

Looking to buy?

We recommend a shorter-term loan like 36 or 48 months.

Pair that with a slightly used car, not only will you save on interest you’ll eliminate a car payment completely faster.

Already have a car payment?

Refinancing to a shorter term.

Not only will you pay of the loan faster, you’ll save hundreds – possibly thousands – in interest.


You have paid off your house.

Imagine owning your home free and clear! Here are tools you can use to pay down your mortgage faster:

15-year mortgage

By selecting a shorter term mortgage, or refinancing to a shorter term, you can save yourself a tremendous amount of money over the life of the loan. The longer the term, the more you will pay in interest charges.

Pair a low rate with a shorter mortgage term like 15 years, and you’ll save thousands of dollars – and eliminate your debt faster.

For example, let’s say you finance a home for $250,000. By choosing a 15-year mortgage instead of a 30-year mortgage, you could save $209,859!*


A 15-year mortgage could save you
in interest and 15 years of payments.

APR = Annual Percentage Rate.
*Example above is for illustrative purposes. Your actual savings will vary.

Accelerate your path to financial freedom.

Pay down your auto loan faster and save more in interest by making Freedom Payments toward your principal balance.

Bi-weekly payments

Making bi-weekly payments, paying half of your monthly payment once every two weeks instead of monthly, is an easy way to pay down your mortgage faster. Doing so will result in an extra payment each year, reducing the overall term of your mortgage and saving you tens of thousands in interest charges.

 Bi-Weekly Loan Payment Calculator

Explore further.

  • Save More
  • Eliminate Debt
  • Build Wealth
  • Live Generously