Online Application
Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:
- Loan amount
- Preferred term in months
- Personal information (SSN, address, employment, income)
Apply now for a car loan
Auto Loan Rates
| Loan Type |
APR* |
APR*
1400 RR
|
APR*
3500 RR
|
| New Vehicle |
starting at
1.49% |
starting at
1.39% |
starting at
1.24% |
| Used Vehicle |
starting at
1.59% |
starting at
1.49% |
starting at
1.34% |
| 36 Month Special |
36 month term
.89% |
Learn more about our 36 Month Special |
|
*APR = Annual Percentage Rate
Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.
Rates are current as of 12/01/2018.
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
|
FAIRWINDS Member Reviews
Auto Loans is rated
4.9 out of
5 by
1300.
Rated 5 out of
5
by
2018 Truck from
Refianance vehicle loan
The interest rate was extremely hard to pass up. My other lending institution could not come close to FairWinds Credit Union rate. The lending officer who set up the process did an outstanding job, quick and easy.
Date published: 2018-12-07
Rated 5 out of
5
by
Anonymous from
Easy refi
I was able to refinance my new car and got a great rate. Thank you for helping me to save money.
Date published: 2018-12-06
Rated 5 out of
5
by
kac from
Fantastic Experience
Our car loan experience was smooth and fast. We had a decision and paperwork signed within three hours of the first call. Unbelievable service.
Date published: 2018-12-03
Rated 5 out of
5
by
Membersince1996 from
Refinanced my vehicle
I just refinanced my car and it couldn’t have been easier. Stress free, fast, and honest. Best decision going into 2019!
Date published: 2018-12-02
Rated 5 out of
5
by
Des2rene from
Great Customer Service
I was very happy with all the help I received during my refinance.
Date published: 2018-11-28
Rated 5 out of
5
by
X Man from
Quick Car Loan
I’ve been a member for a long time. Once again best rates and a very quick and efficient process in getting a car loan. Desiree is a true professional!
Date published: 2018-11-28
Rated 5 out of
5
by
Mak from
Great experience
I've been a member for over 20 years. I got a great rate!
Date published: 2018-11-25
Rated 5 out of
5
by
Coffees from
Awesome staff.
Really happy I became a FAIRWINDS memeber after having mediocre experiences at other banks. FAIRWINDS actually cares about there memebers
Date published: 2018-11-25
