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Online Application
Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:
- Loan amount
- Preferred term in months
- Personal information (SSN, address, employment, income)
Auto Loan Rates
| Loan Term | New Car APR* | Used Car APR* |
|---|---|---|
36 Month
How is this calculated
 Eliminate Debt
New 36 Month 1.75% (1.75% APR) at 36 months for a $20,000 loan would result in a monthly payment of $570.67. |
new auto rates starting at 1.75% |
used auto rates starting at 2.30% |
| 48 Month
How is this calculated
Eliminate Debt
New 48 Month 2.45% (2.45% APR) at 48 months for a $20,000 loan would result in a monthly payment of $437.84. |
new auto rates starting at 2.45% |
used auto rates starting at 2.90% |
| 60 Month
How is this calculated
New 60 Month 2.55% (2.55% APR) at 60 months for a $20,000 loan would result in a monthly payment of $355.39. |
new auto rates starting at 2.55% |
used auto rates starting at 2.95% |
| 72 Month
How is this calculated
New 72 Month 2.85% (2.85% APR) at 72 months for a $20,000 loan would result in a monthly payment of $302.53. |
new auto rates starting at 2.85% |
used auto rates starting at 3.25% |
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Want an even better auto loan rate? Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Visa Signature® card. Learn More about our Visa Signature card. |
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*APR = Annual Percentage Rate Rates are current as of 10/01/2021. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Discounted Rate: Rates above include a .10% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .10% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice. | ||