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Getting an auto loan

Buying your vehicle is a breeze

With an easy application, simple terms, fast approval and quick funding, buying your next vehicle is a breeze at FAIRWINDS.

Online Application

Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:

  •   Loan amount
  •   Preferred term in months
  •   Personal information (SSN, address, employment, income)

 Apply now for a car loan

 

Auto Loan Rates

Loan Term New Car APR* Used Car APR*
36 Month
a Eliminate Debt productEliminate Debt 		new auto rates starting at
1.95%		 used auto rates starting at
2.15%
48 Month
a Eliminate Debt productEliminate Debt 		new auto rates starting at
2.50%		 used auto rates starting at
2.75%
60 Month
new auto rates starting at
2.70%		 used auto rates starting at
3.10%
72 Month
new auto rates starting at
3.00%		 used auto rates starting at
3.40%
  Want an even better auto loan rate?
Enjoy a .25% APR* discount on your next auto loan when you have the FAIRWINDS Visa Signature® card.
Learn More about our Visa Signature card.

*APR = Annual Percentage Rate

Rates are current as of 04/01/2021. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rates above include a .25% discount for automatic payment from a FAIRWINDS checking account. The rate will increase by .25% in the event payment is discontinued. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 1637.
Rated 5 out of 5 by from Great decision! Everyone I spoke with was attentive and helpful. Refinancing my car through fairwinds helped me save money and was a pleasant clear experience. I couldn't of asked for a better deal. The staff have been super friendly and accommodating.
Date published: 2021-03-07
Rated 5 out of 5 by from Outstanding Service! My experience with Fairwiinds couldn't have been any better! My loan officer went above and beyond to assist me in getting the paper work accomplished quickly and efficiently!
Date published: 2021-02-25
Rated 5 out of 5 by from Great Value I am a member of Fairwinds credit union and very happy with their service
Date published: 2021-02-25
Rated 5 out of 5 by from Great Value ! Fairwinds is great they always help me save money.
Date published: 2021-02-25
Rated 5 out of 5 by from Auto loan follow-up Great experience " again " with Fairwinds autoloan process.
Date published: 2021-02-25
Rated 5 out of 5 by from Exceeded expectations I chose Fairwinds based on your great advertised rate and my actual rate was even lower. Maria made the process simple and streamlined.
Date published: 2021-02-25
Rated 5 out of 5 by from Fast Service The offer received from Fairwinds for refinance our auto loan, was excellent. The service and orientation received from the officers was very clear and helpful in our decision making.
Date published: 2021-02-25
Rated 5 out of 5 by from Great Experience Decided to refinance my vehicle due to low rate. Was able to shorten the loan time and save money on interest. ALL of the transaction and communication was done electronically making it easy and convenient.
Date published: 2021-01-11
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