Online Application
Our easy online loan application takes just five minutes
to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:
- Loan amount
- Preferred term in months
- Personal information (SSN, address, employment, income)
Apply now for a car loan
Auto Loan Rates
| Loan Type |
APR* |
APR*
1400 RR
|
APR*
3500 RR
|
| New Vehicle |
starting at
1.49% |
starting at
1.39% |
starting at
1.24% |
| Used Vehicle |
starting at
1.59% |
starting at
1.49% |
starting at
1.34% |
| 36 Month Special |
36 month term
.89% |
Learn more about our 36 Month Special |
|
*APR = Annual Percentage Rate
Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.
Rates are current as of 09/01/2018.
Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.
|
FAIRWINDS Member Reviews
Auto Loans is rated
4.9 out of
5 by
1215.
Rated 5 out of
5
by
Alan from
Wonderful experience
The staff at the Leesburg office is outstanding from the manager on down. Very friendly and extremely helpful.
Date published: 2018-09-20
Rated 5 out of
5
by
Anonymous from
good experience
I really liked the person who helped us with the loan. She was very informed and helpful.
Date published: 2018-09-19
Rated 5 out of
5
by
Robert2xx0 from
Great auto loan buying experienc
I enjoyed finincing my car with fairwinds. It’s such an easy process. This is my second car
Date published: 2018-09-19
Rated 5 out of
5
by
Jeff A from
Excellent Service
This is the 4th car loan. Always the best rate. And very easy, straight forward lending.
Date published: 2018-09-19
Rated 5 out of
5
by
FelixV from
Great value!
I want to say thanks to FAIRWINDS for the opportunity of refinance my car.
Date published: 2018-09-18
Rated 5 out of
5
by
devtherealtor from
Speedy, helpful, great rates!
So happy a friend mentioned Fairwinds. I never thought a credit union would be so good than big banks!
Date published: 2018-09-17
Rated 5 out of
5
by
Davidb from
Excellent customer services
A quality Credit Union to be a member of
that provides good customer services.
Date published: 2018-09-16
Rated 5 out of
5
by
LindaH from
Great interest rate!
We have been members of Fairwinds for many years and the service received has always been satisfactory.
Date published: 2018-09-15
