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fairwinds.org | wherever you are

With an easy application, simple terms, fast approval and quick funding, buying your next vehicle is a breeze at FAIRWINDS.

Online Application

Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:

  •   Loan amount
  •   Preferred term in months
  •   Personal information (SSN, address, employment, income)

 Apply now for a car loan

 

Auto Loan Rates

Loan Type APR*
New Vehicle starting at
1.88%
Used Vehicle starting at
1.98%
48 Month Special
Learn more about our 48 Month Special

1.87%
36 Month Special
Learn more about our 36 Month Special

0.89%

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $562.01. 1.70% (1.87% APR) at 48 months for a $20,000 loan would result in a monthly payment of $431.30

Rates are current as of 04/01/2019.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 1413.
Rated 5 out of 5 by from Easiest car purchase ever!! The process was the best loan process I have ever dealt with. All the staff and employees were totally efficient, professional and a pleasure to work with. Also the understanding of the TESLA process really helped speed everything along smoothly.
Date published: 2019-04-20
Rated 5 out of 5 by from Auto Loan I applied for a auto loan and received a great rate.
Date published: 2019-04-15
Rated 5 out of 5 by from Great Experience I met with the nice people at the downtown branch and set up the auto loan and the rest was done by email. Good rates, very easy process, much better than a bank.
Date published: 2019-04-15
Rated 5 out of 5 by from Excellent Service My husband and I tecently refinanced our auto loan with Tia, she is awesome. We also have dealt with Tanya in many occasions and she too is awesome!!
Date published: 2019-04-14
Rated 5 out of 5 by from Awesome customer service My loan officer was great and when she was out of town she made sure to provide me with her teams contact information so I could always reach someone to help!
Date published: 2019-04-14
Rated 5 out of 5 by from Great rate This was a refinance. My previous bank was difficult to work with but fairwinds was extremely helpful throughout the process.
Date published: 2019-04-14
Rated 5 out of 5 by from Awesome deal! Besides having a great deal, I also was treated to an outstanding customer service. The professional who assisted me showed she really cared, went beyond the call of duty.
Date published: 2019-04-14
Rated 5 out of 5 by from Stress free process I obtained my auto loan about a month ago. The process was done electronically and they even made arrangements for me to pick up the check at a drive thru. This was the easiest financing process I’vs been through. If only the car dealership made the buying process just as quick and easy, the whole car buying experience would have been even better (but unfortunately fairwinds can’t control the dealerships).
Date published: 2019-04-14
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