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With an easy application, simple terms, fast approval and quick funding, buying your next vehicle is a breeze at FAIRWINDS.

Online Application

Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:

  •   Loan amount
  •   Preferred term in months
  •   Personal information (SSN, address, employment, income)

 Apply Now

 

Auto Loan Rates

Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
2.60%
starting at
2.50%
starting at
2.35%
Used Vehicle starting at
2.75%
starting at
2.65%
starting at
2.50%
36 Month Special 36 month term
.89%
Learn More

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 09/01/2017.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 876.
Rated 5 out of 5 by from Car loan experiance The whole loan application and approval took maybe an hour. It was friendly, fast ans easy.
Date published: 2017-09-23
Rated 5 out of 5 by from Great Rates - Great Loan Officer The loan officers knew the ins and outs of financing through the dealership to get the rebates and then refinancing through Fairwinds at a much lower rate.
Date published: 2017-09-23
Rated 5 out of 5 by from Well Worth It! . We are extremely pleased with the service. They go beyond our expectations.
Date published: 2017-09-23
Rated 5 out of 5 by from Great Experience My loan officer Hector went above and beyond to get my re-fi approved. There should be more Hector's in the world.
Date published: 2017-09-23
Rated 5 out of 5 by from Fairwinds has the best service. I recently financed a car with Fairwinds. Interest rate was excellent, loan was processed very quickly, & customer service was outstanding.
Date published: 2017-09-23
Rated 5 out of 5 by from So fast! I spoke with Tracy first at a local branch, and did some more research. Got Pre-approved over the phone and bought my car. Funds were released the next day. Quick, great interest rates, and excellent customer service. Tracy at Howland Branch in Deltona is amazing!
Date published: 2017-09-23
Rated 5 out of 5 by from Great rate!! Became a member over a year ago and now just opened a savings account and just received my second auto loan what a pleasure.
Date published: 2017-09-23
Rated 5 out of 5 by from Very Easy I dealt with the Baldwin Park branch and tot was a pleasant memorable experience.
Date published: 2017-09-23
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