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With an easy application, simple terms, fast approval and quick funding, buying your next vehicle is a breeze at FAIRWINDS.

Online Application

Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:

  •   Loan amount
  •   Preferred term in months
  •   Personal information (SSN, address, employment, income)

 Apply Now

 

Auto Loan Rates

Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
2.55%
starting at
2.45%
starting at
2.30%
Used Vehicle starting at
2.70%
starting at
2.60%
starting at
2.45%
36 Month Special 36 month term
.89%
Learn More

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 07/01/2017.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 839.
Rated 5 out of 5 by from Super Easy, Super Friendly We were really happy with the customer service and ease of getting our vehicle refinanced.
Date published: 2017-07-17
Rated 5 out of 5 by from Great Service Great service, very low rate. Highly recommend Fairwinds.
Date published: 2017-07-10
Rated 5 out of 5 by from Retired due to health I have been a member for a few years & have always been impressed with them.
Date published: 2017-07-10
Rated 5 out of 5 by from Awesome rates I've been a member at Fairwinds for about 8 years and they have the lowest interest rates for loans around!! They're always very friendly, courteous and ready to assist!
Date published: 2017-07-09
Rated 5 out of 5 by from Refinancing Im a member fairwinds is great
Date published: 2017-07-04
Rated 5 out of 5 by from Refi Great rate easy experience.
Date published: 2017-07-04
Rated 5 out of 5 by from Great all the time!! Always helpful and there when I need him
Date published: 2017-07-01
Rated 5 out of 5 by from Fabulous I have been a member for several years and am very happy I was able to take advantage of the car loan program
Date published: 2017-06-28
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