Skip to main content

fairwinds.org | wherever you are

With an easy application, simple terms, fast approval and quick funding, buying your next vehicle is a breeze at FAIRWINDS.

Online Application

Our easy online loan application takes just five minutes to fill out and you will receive a decision on your loan immediately. You’ll want the following information ready for your application:

  •   Loan amount
  •   Preferred term in months
  •   Personal information (SSN, address, employment, income)

 Apply now for a car loan

 

Auto Loan Rates

Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
1.49%
starting at
1.39%
starting at
1.24%
Used Vehicle starting at
1.59%
starting at
1.49%
starting at
1.34%
36 Month Special 36 month term
.89%
Learn more about our 36 Month Special

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 09/01/2018.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 1215.
Rated 5 out of 5 by from Wonderful experience The staff at the Leesburg office is outstanding from the manager on down. Very friendly and extremely helpful.
Date published: 2018-09-20
Rated 5 out of 5 by from good experience I really liked the person who helped us with the loan. She was very informed and helpful.
Date published: 2018-09-19
Rated 5 out of 5 by from Great auto loan buying experienc I enjoyed finincing my car with fairwinds. It’s such an easy process. This is my second car
Date published: 2018-09-19
Rated 5 out of 5 by from Excellent Service This is the 4th car loan. Always the best rate. And very easy, straight forward lending.
Date published: 2018-09-19
Rated 5 out of 5 by from Great value! I want to say thanks to FAIRWINDS for the opportunity of refinance my car.
Date published: 2018-09-18
Rated 5 out of 5 by from Speedy, helpful, great rates! So happy a friend mentioned Fairwinds. I never thought a credit union would be so good than big banks!
Date published: 2018-09-17
Rated 5 out of 5 by from Excellent customer services A quality Credit Union to be a member of that provides good customer services.
Date published: 2018-09-16
Rated 5 out of 5 by from Great interest rate! We have been members of Fairwinds for many years and the service received has always been satisfactory.
Date published: 2018-09-15
  • y_2018, m_9, d_22, h_4
  • bvseo_bulk, prod_bvrr, vn_bulk_2.0.8
  • cp_1, bvpage1
  • co_hasreviews, tv_273, tr_942
  • loc_en_US, sid_5, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_fairwinds
  • bvseo_sdk, p_sdk, 3.2.0
  • CLOUD, getContent, 106.65ms
  • REVIEWS, PRODUCT