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Find a New Car

Find a Used Car

FAIRWINDS Car Buying Service Powered by Powered by TrueCar

How the Online Car Buying Service Works

1. Search
Search for a new or used car on your time and get upfront pricing from a national network of more than 14,000 dealers.

2. Lock
Lock in your savings online, connect with a Certified Dealer, and let the dealership know you have financing with us.

3. Buy
Buy with cash or get financing as low as 5.20% APR so you can pay it off quickly and get back to saving.

4. Drive
Pick up your car at the dealership or select the "Buy from Home" option to get your car delivered.
FAIRWINDS Member New Car Rates

36-month term

Rates as low as
5.20% APR

 Apply Online for a car loan

FAIRWINDS Member Used Car Rates

36-month term

Rates as low as
5.70% APR

 Apply Online for a car loan

Our affordable 36-month auto loan puts you in the fast lane to pay off your loan in record time.

Let’s say you purchase a vehicle for $25,000. By choosing a 36‑month auto loan instead of a 72‑month auto loan, you could save $3,633!*


A 36-month auto loan could save you
in interest and 3 years of payments.

*Example above is for illustrative purposes. Your actual savings will vary.

Are you looking to buy a new or used car? Save time and money with the FAIRWINDS Car Buying Service, powered by TrueCar. When you shop with the FAIRWINDS Car Buying Service, you’ll be confident you found the car you and your budget will love.

What is the FAIRWINDS Car Buying Service?

TrueCar provides an online pricing and information hub in the automotive digital marketplace. This online car-buying service offers new and used cars for sale near you and discounted pricing to fit your budget.

Contactless shopping through the TrueCar Buy from Home program makes it easy to buy a car online and have it delivered. Whether you’re looking to buy a new or used car, their extensive database of cars, vans, and SUVs are available from a national network of over 14,000 dealers.

How Does TrueCar Work?

TrueCar offers a contactless buying process on a secure website. Car shopping online allows you to complete the car-buying process digitally:

  • TrueCar price report
  • Purchasing and trade-in paperwork
  • Scheduling pick-up at the dealership
  • Having your car delivered right to your front door

TrueCar Price Report

Receive timely, accurate, and easy-to-read car information in a free comprehensive price report. TrueCar aims to update pricing information weekly based on recorded sales prices submitted by car dealerships.

TrueCar's price reports include predetermined pricing comparable to recent sales transactions at your local dealerships. The TrueCar pricing system checks daily for car incentives offering the best deal. All pricing reported by TrueCar includes validated manufacturer incentives and discounts.

A Convenient Online Car Buying Service

The FAIRWINDS Car Buying Service places you in the driver's seat and in control of the car-buying process. The car shopping platform empowers you to carry out fair negotiations with reputable car dealers.

Whether you’re buying a car online or you’re making a quick stop at the dealership, customize your car-buying process according to your shopping preferences. That makes it easier for you to navigate the online buying process. "Your deal, your way" is part of the TrueCar promise, and it means you can customize the deal you want on a car you love.

TrueCar Car Delivery Service

TrueCar Certified Dealers partners with thousands of car delivery companies to bring your new car to you and pick up your trade-in from any location within 50 miles of their dealership.

Before accepting your new or used car, take it for a test drive. You’ll be able to inspect your selected car upon delivery. If the car doesn't meet performance standards, you can notify the dealer representative and cancel the delivery.

TrueCar’s online car buying service is here to help you secure a car matching the one you configured, but if your car dealer may not have the exact car you priced online – no worries! You’ll be able to look at a car similar in price and features to the one you priced online.

How Does Financing a Car Work?

From learning how to buy a car or what to look for when buying a car, FAIRWINDS is here to help.

While you’re saving time by shopping online, save more money on your next car with short-term financing and low rates. We recommend paying for your car in cash, but if you do decide to finance your car, we recommend a 36-month or 48-month car loan to save thousands of dollars in interest and pay off your car as fast as possible.

By combining the amount of you save in interest with owning and keeping your car, you’ll be closer to achieving financial freedom.

Advantages of Car Loan Pre-approval

Before choosing your car, punch in the numbers using the FAIRWINDS car loan calculator to stick to your budget and get a precise picture of your monthly loan payments.

Then, get pre-approved for a car loan to know exactly how much car you can afford and avoid accepting a higher rate from the dealer.

The pre-approval will give you buying power by allowing you to focus on price negotiations with best loan term and low interest rate by your side. If the car dealer opts to not meet your terms, search for other options using your pre-approval.

Shop for Affordable Car Insurance

Find the right insurance policy and affordable coverage with FAIRWINDS Insurance Services, LLC, your one-stop shop for finding the coverage you need with leading carriers nationwide.

When you get a quote on car insurance, be confident knowing you’re covered with an affordable, dependable policy.

Online Car Buying Made Easy

If you’re searching for where to buy a car online that is transparent, convenient, and simple, start your search and lock in savings online today with the FAIRWINDS Car Buying Service, powered by TrueCar.

†APR = Annual Percentage Rate. Rates listed are for terms of 36 months and include an autopay discount of 0.10%. Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Subject to credit approval.