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FAIRWINDS members, on average, save $50 each month when they refinance their auto loan with us. 

Questions about a loan?

We are here to help.

Think you have the best rate and payment on your auto loan? Maybe not. On average, FAIRWINDS members save $50 a month when they refinance their auto loan with us. That's an extra $600 a year for the life of the loan.1

Just fill out our five minute online application to let the savings begin.

Limited Time Refinance Special

Now when you refinance your vehicle with FAIRWINDS, you can receive a cash back bonus.

Loan Amount Cash Back3
$0 - $19,999.99 $100
$20,000 - $29,999.99 $200
$30,000+ $300

When you refinance your auto loan with us, you'll also enjoy:

  • No payments for 90 days.2
Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
2.45%
starting at
2.35%
starting at
2.20%
Used Vehicle starting at
2.60%
starting at
2.50%
starting at
2.35%
36 Month Special 36 month term
.89%
Learn More

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 05/01/2017.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

1Average monthly savings of auto loans refinanced at FAIRWINDS from another financial institution from 1/01/16 – 12/9/16 is $52.46. Actual savings will vary. 2Interest accrues from date of contract. 3To qualify for the cash back bonus offer, the loan must originally be financed with another financial institution and refinanced at FAIRWINDS.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 791.
Rated 5 out of 5 by from Great service Best for auto refinancing.
Date published: 2017-05-09
Rated 5 out of 5 by from Exelent I have been a member of fairwinds since 2000 (17 years ago )
Date published: 2017-05-09
Rated 5 out of 5 by from I'm happy I've had nothing but the best results signing on with Fairwinds. They have excellent customer service and my credit rating is going up. Thank you Fairwinds
Date published: 2017-05-07
Rated 5 out of 5 by from Great Customer Service My husband and I experienced an easy loan transaction. It was easy and quick!!
Date published: 2017-05-06
Rated 5 out of 5 by from Great experience The auto loan was smooth and the agent facilitated the transaction nicely. I didn't have to come into the office to sign the paperwordk it was all electronic. Also the title was transferred and prior loan was paid off. Great custorm friendly experience.
Date published: 2017-04-30
Rated 5 out of 5 by from 2017 Evoque Purchase When you walk into a car dealer with your finances in order, it changes the balance of power in the transaction.
Date published: 2017-04-30
Rated 3 out of 5 by from Everyone is so friendly. I wrote this below. Thanks
Date published: 2017-04-30
Rated 5 out of 5 by from Outstanding Desired to change banking institutions for various reasons. You were a great choice.
Date published: 2017-04-29
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