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FAIRWINDS members, on average, save $50 each month when they refinance their auto loan with us. 

Questions about a loan?

We are here to help.

Think you have the best rate and payment on your auto loan? Maybe not. On average, FAIRWINDS members save $50 a month when they refinance their auto loan with us. That's an extra $600 a year for the life of the loan.1

Just fill out our five minute online application to let the savings begin.

Limited Time Refinance Special

Now when you refinance your vehicle with FAIRWINDS, you can receive a cash back bonus.

Loan Amount Cash Back3
$0 - $19,999.99 $100
$20,000 - $29,999.99 $200
$30,000+ $300

When you refinance your auto loan with us, you'll also enjoy:

  • No payments for 90 days.2
Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
2.60%
starting at
2.50%
starting at
2.35%
Used Vehicle starting at
2.75%
starting at
2.65%
starting at
2.50%
36 Month Special 36 month term
.89%
Learn More

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 09/01/2017.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

1Average monthly savings of auto loans refinanced at FAIRWINDS from another financial institution from 1/01/16 – 12/9/16 is $52.46. Actual savings will vary. 2Interest accrues from date of contract. 3To qualify for the cash back bonus offer, the loan must originally be financed with another financial institution and refinanced at FAIRWINDS.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 864.
Rated 5 out of 5 by from Auto Refinance Experience Becoming a Fairwinds member was a great decision...
Date published: 2017-09-07
Rated 5 out of 5 by from Great service Everyone in the process was great to work with, and professional.
Date published: 2017-09-06
Rated 5 out of 5 by from Amazing service. Customer service goes a long way. Thanks again and keep up the great work.
Date published: 2017-09-06
Rated 5 out of 5 by from Best Credit Union Ever I was pressed for time due to a rental car return and vacation. Joannie and Mary teamed up to get the car loan done in two days. I bought the car on Saturday afternoon and picked it up Monday afternoon. Very pleased - I have auto pay-yipeee. Thank You again.
Date published: 2017-08-29
Rated 5 out of 5 by from Very easy. It was very easy to get a car loan from Fairwinds. I was able to pick up my check the day I wanted.
Date published: 2017-08-27
Rated 5 out of 5 by from Great Rate and Very Easy!!! The ease and convenience of this Auto loan was so fast. Everything done online. Very good interest rate. I love doing business with Fairwinds.
Date published: 2017-08-25
Rated 5 out of 5 by from Great car financing Special thanks to loan officers at Fairwinds. I financed through the dealer but realized I could get a better rate through you all. The process was quick and efficient.
Date published: 2017-08-23
Rated 5 out of 5 by from Amazing customer service All both ladies at the loan department at the Fairwinds at Narcossee in Lake Nona/ Lee Vista are amazing.
Date published: 2017-08-23
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