Skip to main content

fairwinds.org | wherever you are

FAIRWINDS members, on average, save $50 each month when they refinance their auto loan with us. 

Think you have the best rate and payment on your auto loan? Maybe not. On average, FAIRWINDS members save $50 a month when they refinance their auto loan with us. That's an extra $600 a year for the life of the loan.1

Just fill out our five minute online application to let the savings begin.

Limited Time Refinance Special

Now when you refinance your vehicle with FAIRWINDS, you can receive a cash back bonus.

Loan Amount Cash Back3
$0 - $19,999.99 $100
$20,000 - $29,999.99 $200
$30,000+ $300

When you refinance your auto loan with us, you'll also enjoy:

  • No payments for 90 days.2
Loan Type APR*
New Vehicle starting at
1.88%
Used Vehicle starting at
1.98%
48 Month Special
Learn more about our 48 Month Special

1.87%
36 Month Special
Learn more about our 36 Month Special

0.89%

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $562.01. 1.70% (1.87% APR) at 48 months for a $20,000 loan would result in a monthly payment of $431.30

Rates are current as of 04/01/2019.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

1Average monthly savings of auto loans refinanced at FAIRWINDS from another financial institution from 1/01/16 – 12/9/16 is $52.46. Actual savings will vary. 2Interest accrues from date of contract. 3To qualify for the cash back bonus offer, the loan must originally be financed with another financial institution and refinanced at FAIRWINDS.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 1413.
Rated 5 out of 5 by from Easiest car purchase ever!! The process was the best loan process I have ever dealt with. All the staff and employees were totally efficient, professional and a pleasure to work with. Also the understanding of the TESLA process really helped speed everything along smoothly.
Date published: 2019-04-20
Rated 5 out of 5 by from Auto Loan I applied for a auto loan and received a great rate.
Date published: 2019-04-15
Rated 5 out of 5 by from Great Experience I met with the nice people at the downtown branch and set up the auto loan and the rest was done by email. Good rates, very easy process, much better than a bank.
Date published: 2019-04-15
Rated 5 out of 5 by from Excellent Service My husband and I tecently refinanced our auto loan with Tia, she is awesome. We also have dealt with Tanya in many occasions and she too is awesome!!
Date published: 2019-04-14
Rated 5 out of 5 by from Awesome customer service My loan officer was great and when she was out of town she made sure to provide me with her teams contact information so I could always reach someone to help!
Date published: 2019-04-14
Rated 5 out of 5 by from Great rate This was a refinance. My previous bank was difficult to work with but fairwinds was extremely helpful throughout the process.
Date published: 2019-04-14
Rated 5 out of 5 by from Awesome deal! Besides having a great deal, I also was treated to an outstanding customer service. The professional who assisted me showed she really cared, went beyond the call of duty.
Date published: 2019-04-14
Rated 5 out of 5 by from Stress free process I obtained my auto loan about a month ago. The process was done electronically and they even made arrangements for me to pick up the check at a drive thru. This was the easiest financing process I’vs been through. If only the car dealership made the buying process just as quick and easy, the whole car buying experience would have been even better (but unfortunately fairwinds can’t control the dealerships).
Date published: 2019-04-14
  • y_2019, m_4, d_21, h_22
  • bvseo_bulk, prod_bvrr, vn_bulk_2.0.12
  • cp_1, bvpage1
  • co_hasreviews, tv_319, tr_1094
  • loc_en_US, sid_5, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_fairwinds
  • bvseo_sdk, p_sdk, 3.2.0
  • CLOUD, getContent, 131.77ms
  • REVIEWS, PRODUCT