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FAIRWINDS members, on average, save $50 each month when they refinance their auto loan with us. 

Think you have the best rate and payment on your auto loan? Maybe not. On average, FAIRWINDS members save $50 a month when they refinance their auto loan with us. That's an extra $600 a year for the life of the loan.1

Just fill out our five minute online application to let the savings begin.

Limited Time Refinance Special

Now when you refinance your vehicle with FAIRWINDS, you can receive a cash back bonus.

Loan Amount Cash Back3
$0 - $19,999.99 $100
$20,000 - $29,999.99 $200
$30,000+ $300

When you refinance your auto loan with us, you'll also enjoy:

  • No payments for 90 days.2
Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
2.34%
starting at
2.24%
starting at
2.09%
Used Vehicle starting at
2.49%
starting at
2.39%
starting at
2.24%
36 Month Special 36 month term
.89%
Learn More

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 04/01/2017.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

1Average monthly savings of auto loans refinanced at FAIRWINDS from another financial institution from 1/01/16 – 12/9/16 is $52.46. Actual savings will vary. 2Interest accrues from date of contract. 3To qualify for the cash back bonus offer, the loan must originally be financed with another financial institution and refinanced at FAIRWINDS.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 778.
Rated 5 out of 5 by from Fast service Heather at the Mt Dora branch handled my loan. Fast follow up and great assistance with an out of area dealer.
Date published: 2017-04-22
Rated 5 out of 5 by from friendly and fast this was the first time I dealt with Fairwinds - it will not be the last
Date published: 2017-04-21
Rated 5 out of 5 by from Best Refinance Option I've been a member for about 4 years and decided to refinance my car. Very easy process and great service.
Date published: 2017-04-20
Rated 5 out of 5 by from Moondoggy 3rd car financed through Fairwinds. Always fast and painless with great rates.
Date published: 2017-04-18
Rated 5 out of 5 by from Great Experience I became a member of FAIRWINDS over a year ago.The customer service is awesome and I love being a member.
Date published: 2017-04-18
Rated 5 out of 5 by from My experience was great I am now a member of FAIRWINDS and I am happy I joined the credit union
Date published: 2017-04-17
Rated 5 out of 5 by from Great experience I have been a member for long time and they give a great service
Date published: 2017-04-15
Rated 5 out of 5 by from Auto loan I'm have a house loan and a boat loan before and now refinance my auto and their are the best place to people can go
Date published: 2017-04-14
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