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FAIRWINDS members, on average, save $50 each month when they refinance their auto loan with us. 

Think you have the best rate and payment on your auto loan? Maybe not. On average, FAIRWINDS members save $50 a month when they refinance their auto loan with us. That's an extra $600 a year for the life of the loan.1

Just fill out our five minute online application to let the savings begin.

Limited Time Refinance Special

Now when you refinance your vehicle with FAIRWINDS, you can receive a cash back bonus.

Loan Amount Cash Back3
$0 - $19,999.99 $100
$20,000 - $29,999.99 $200
$30,000+ $300

When you refinance your auto loan with us, you'll also enjoy:

  • No payments for 90 days.2
Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
2.55%
starting at
2.45%
starting at
2.30%
Used Vehicle starting at
2.70%
starting at
2.60%
starting at
2.45%
36 Month Special 36 month term
.89%
Learn More

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 07/01/2017.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

1Average monthly savings of auto loans refinanced at FAIRWINDS from another financial institution from 1/01/16 – 12/9/16 is $52.46. Actual savings will vary. 2Interest accrues from date of contract. 3To qualify for the cash back bonus offer, the loan must originally be financed with another financial institution and refinanced at FAIRWINDS.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 839.
Rated 5 out of 5 by from Super Easy, Super Friendly We were really happy with the customer service and ease of getting our vehicle refinanced.
Date published: 2017-07-17
Rated 5 out of 5 by from Great Service Great service, very low rate. Highly recommend Fairwinds.
Date published: 2017-07-10
Rated 5 out of 5 by from Retired due to health I have been a member for a few years & have always been impressed with them.
Date published: 2017-07-10
Rated 5 out of 5 by from Awesome rates I've been a member at Fairwinds for about 8 years and they have the lowest interest rates for loans around!! They're always very friendly, courteous and ready to assist!
Date published: 2017-07-09
Rated 5 out of 5 by from Refinancing Im a member fairwinds is great
Date published: 2017-07-04
Rated 5 out of 5 by from Refi Great rate easy experience.
Date published: 2017-07-04
Rated 5 out of 5 by from Great all the time!! Always helpful and there when I need him
Date published: 2017-07-01
Rated 5 out of 5 by from Fabulous I have been a member for several years and am very happy I was able to take advantage of the car loan program
Date published: 2017-06-28
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