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FAIRWINDS members, on average, save $50 each month when they refinance their auto loan with us. 

Think you have the best rate and payment on your auto loan? Maybe not. On average, FAIRWINDS members save $50 a month when they refinance their auto loan with us. That's an extra $600 a year for the life of the loan.1

Just fill out our five minute online application to let the savings begin.

Limited Time Refinance Special

Now when you refinance your vehicle with FAIRWINDS, you can receive a cash back bonus.

Loan Amount Cash Back3
$0 - $19,999.99 $100
$20,000 - $29,999.99 $200
$30,000+ $300

When you refinance your auto loan with us, you'll also enjoy:

  • No payments for 90 days.2
Loan Type APR* APR*
1400 RR
APR*
3500 RR
New Vehicle starting at
1.49%
starting at
1.39%
starting at
1.24%
Used Vehicle starting at
1.59%
starting at
1.49%
starting at
1.34%
36 Month Special 36 month term
.89%
Learn more about our 36 Month Special

*APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.
Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid. Special offer 0.75% (0.89% APR) at 36 months for a $20,000 loan would result in a monthly payment of $568.

Rates are current as of 11/01/2018.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

1Average monthly savings of auto loans refinanced at FAIRWINDS from another financial institution from 1/01/16 – 12/9/16 is $52.46. Actual savings will vary. 2Interest accrues from date of contract. 3To qualify for the cash back bonus offer, the loan must originally be financed with another financial institution and refinanced at FAIRWINDS.

FAIRWINDS Member Reviews

Auto Loans is rated 4.9 out of 5 by 1280.
Rated 5 out of 5 by from Great Service So glad I approved for the FAIRWINDS Credit Union!
Date published: 2018-11-09
Rated 5 out of 5 by from Life changing Who knew that a quick visit to the bank to get a document motorized would result in a review of all my accounts. With an ending result of my credit score increased by 80 points.
Date published: 2018-11-09
Rated 5 out of 5 by from Easy and straight forward Carly was great, made the process easy and provided answers to all my questions.
Date published: 2018-11-09
Rated 5 out of 5 by from Amazing service Fairwinds provides the best personalized service consistently
Date published: 2018-11-08
Rated 5 out of 5 by from Great service 35 years with fairwinds. Always get loans from them.
Date published: 2018-11-08
Rated 5 out of 5 by from Great values and opportunity. I choose Fairwinds because I have been a member for over 20 years. They have never let down and are always there to protect me.
Date published: 2018-11-08
Rated 5 out of 5 by from Fantastic Customer Service We used to be with a "commercial" bank and were always unhappy, felt like a "nobody" we switched to Fairwinds and it felt immediately like home.
Date published: 2018-11-08
Rated 5 out of 5 by from fairwinds longtime member Very professional, very detailed on all my options, great rates
Date published: 2018-11-07
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