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Please visit our COVID-19 page for current updates regarding stimulus payments.

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FAIRWINDS branches will be closed on Monday, January 18 in observance of Martin Luther King Jr. Day.

fairwinds.org | Get the freedom to go further.

Freedom Mortgage photo

Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.

With a FAIRWINDS Freedom Mortgage Loan, take advantage of special benefits including:

  • Fixed-rate for 10, 15 or 20 years.
  • All normal closing costs paid by FAIRWINDS.*
  • All our mortgages are serviced locally.**
  • No application fee.

For example, let’s say you finance a home for $250,000. By choosing a 15-year mortgage instead of a 30-year mortgage, you could save $77,838!*

A $250,000 15-year mortgage could save you
$77,838
in interest and 15 years of payments compared to a 30-year mortgage.

Example above is for illustrative purposes. Your actual savings will vary.

Apply Now

Must be a primary residence purchase. Mortgage refinance is not available with this program.

*All normal closing costs are paid by FAIRWINDS. This includes the origination charge, appraisal, title insurance, settlement and search fees, recording fees, and documentary stamps. This does not include the prepaid escrow, first year’s homeowners insurance, property taxes, interim interest, or discount point. No closing costs offer is not available in Massachusetts.

**FAIRWINDS does not service FHA or VA loans.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.