fairwinds.org | wherever you are

 
product photo

With a great rate environment, rising home values and no closing costs options, now could be a great time to refinance your current mortgage.

Questions about a new mortgage?

We are here to help.

Reduce your monthly payment, take cash out, or pay your mortgage off quickly with a shorter term. We have a variety of refinancing solutions to fit your needs.

Is now the right time to refinance your mortgage? Our mortgage professionals will work with you to ensure a smooth refinancing process.

Lock into a fixed rate with terms ranging from 10 to 30 years, or consider an adjustable rate with budget-friendly payments. 

  • No application fee
  • No intangible tax (saves you $.20 on every $100 borrowed)
  • Quick pre-qualification
  • Mortgages locally serviced
  • No pre-payment penalties

Tools and Resources

  • Should I refinance my mortgage?

    Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Even though rates have crept up over the last couple of months, refinancing may make sense for you. Use our refinance calculator to analyze your situation today!

Special Mortgage Programs

Retire Your Mortgage

Whenever you do decide to make your move toward retirement, be sure you retire your mortgage too. Don't retire with a mortgage.

Learn More

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

FAIRWINDS Member Reviews

Home Mortgage is rated 4.7 out of 5 by 215.
Rated 5 out of 5 by from The Fairwinds team made it easy. My mortgage closing was fast and easy! Thank you Fairwinds!!
Date published: 2017-09-06
Rated 5 out of 5 by from Great team Great team the process was seamless and I was kept informed
Date published: 2017-09-04
Rated 5 out of 5 by from Couldn't have been easier. From start to finish, Fairwinds answered any questions we had, gave us as much time as we needed and made this an overall pleasant experience.
Date published: 2017-08-29
Rated 5 out of 5 by from Great customer service. We refinanced our home mortgage through Fairwinds. The whole process was easy and fast.
Date published: 2017-08-28
Rated 5 out of 5 by from Fast and professional! We are fairly new members and are so glad we switched from the "big bank" from day one. We recently secured a mortgage and were very pleased with the whole process. It was fast and easy and everyone involved was knowledgeable and professional. We will be lifetime members!
Date published: 2017-08-26
Rated 5 out of 5 by from Estate sale Owner From start to finish it was a pleasure to deal with fairwinds F C U
Date published: 2017-08-19
Rated 5 out of 5 by from Great service My refinance mortgage was done in a timely manner and everyone was kind and courteous.
Date published: 2017-08-18
Rated 5 out of 5 by from Good interest rate I have been a member for many years. I am pleased with help and guidance I received from the staff for my home mortgage.
Date published: 2017-07-10
  • y_2017, m_9, d_19, h_22
  • bvseo_bulk, prod_bvrr, vn_bulk_2.0.3
  • cp_1, bvpage1
  • co_hasreviews, tv_38, tr_177
  • loc_en_US, sid_440, prod, sort_[SortEntry(order=SUBMISSION_TIME, direction=DESCENDING)]
  • clientName_fairwinds
  • bvseo_sdk, p_sdk, 3.2.0
  • CLOUD, getContent, 175.75ms
  • REVIEWS, PRODUCT