Open the door to mortgage savings.
Whether you’re buying your first home or looking to refinance and save thousands of dollars in interest, we are here to help you every step of the way.
Our Mortgage Options
Find the mortgage solution that best fits your client’s budget on their journey to Financial Freedom.
Fixed-Rate Mortgage
Secure your future with our fixed-rate mortgage option, giving you peace of mind with predictable monthly payments for the life of your loan.
Adjustable-Rate Mortgage (ARM)
Enjoy flexible interest rates with our adjustable-rate mortgages for short-term stays or refinancing to shorter terms.
Jumbo Mortgage
If you're looking to move into a larger home, this could be a great option to help you borrow more while paying down your home faster with lower rates.
Explore ways to save!
Whether you’re buying your first home or looking to refinance and save thousands of dollars in interest, we are here to help you every step of the way.
View Current Rates Apply NowOn-Time Closing Guarantee
We'll meet your mortgage closing date, or we'll cover $3,000 for you and $2,000 for the seller in closing costs.1
Experience Peace of Mind with a Rate Re-Lock2
What if rates go down? You may be able to re-lock at a lower rate, helping you save even more.
Bi-Weekly Payment Options to Help You Save3
Bi-weekly payment options are available to pay down your mortgage faster and save on interest over time.
Freedom Payments
Pay down your principal loan balance and save on interest by making principle payments.
To make a payment, select the Freedom Payment option within FAIRWINDS Mobile or Online Banking.
Homebuying Assistance
First-Time Homebuyers Savings Program
Make first-time homebuying easier and more affordable with a savings account that can help you set aside funds toward your future down payment.
Community Heroes Mortgage Program
Designed to assist everyday heroes, we’re here to help you find a mortgage that fits your budget and achieve your homeownership goals.
Down Payment Assistance
Make first-time homebuying easier and more affordable with a savings account that can help you set aside funds toward your future down payment.
Physician Loan Program
Make first-time homebuying easier and more affordable with a savings account that can help you set aside funds toward your future down payment.
Home Buying Seminars
Join us for free home buying seminars to learn tips and tricks for finding the right home, how to make an offer, and more.
Learn MoreCentral Florida Real Estate Agents
Find your home with our trusted team of Central Florida real estate agents to guide you through the home-buying process with confidence.
Learn MoreOther Loan Options
Home Equity
Planning home improvement projects? We can help you find the best home equity option for your needs.
Construction-to-Permanent Loans
Build your dream home with the freedom and flexibility you deserve.
We offer mortgage solutions across the country!
Mortgage solutions are currently available to members in Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Massachusetts, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.
Apply NowOur mortgage experts are here for you.
Have questions or need help along the way? We are here to serve you! Call (888) 413-0672 to talk with one of our mortgage lending experts.
Meet Our TeamFeatured Articles
If you're a first-time homebuyer, we've got you covered with these basics for your home-buying journey.
Unlock mortgage savings with biweekly payments! Learn how a simple switch can save you thousands, accelerating your path to financial freedom.