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But our Rate Re-Lock Program has you covered.

One of the benefits of buying or refinancing your home through FAIRWINDS is locking your mortgage rate, even if rates go up.

During the mortgage application process, FAIRWINDS members have the opportunity to re-lock to a lower rate, at no additional charge. That way you can be sure that you’re receiving the best rate and best payment for your budget.

*Rate re-lock is available for mortgage purchase and mortgage refinance. After the first relock, there is a charge of $250.00 for each relock of the interest rate. The interest rate must be locked in at least 72 hours prior to the closing of your loan. If you choose to relock more than once, the fee is due at the time of the rate relock and is charged for each relock. This offer is subject to change at any time. Certain terms and restrictions apply.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.