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I am eager to apply my skills and experience to provide the highest level of quality service to meet the needs of each member that I work with.

Joni Mitchell


Joni is a highly successful, tenured, and accomplished lender with 22 years of experience at FAIRWINDS Credit Union. She can be counted on to be a trusted advisor to new and existing members by offering products and services that best meet their needs whether it is your first home-buying experience, or you are ready to refinance your existing home.


Joni is a native Floridian and life-long resident of Orange County. She is dedicated to making each experience with FAIRWINDS one that you will leave you feeling your best. She will provide transparent, personal, and reliable service to instill confidence in what can otherwise be a stressful homebuying experience.

Awards and recognition

  • FAIRWINDS Executive Club Recipient
  • FAIRWINDS President’s Club Recipient
  • Ultimate Lender Award 5-Time Recipient
  • Top Consumer Sales Award 5-Time Recipient

Where We Do Home Loans

We offer lending in Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Massachusetts, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.